Saturday, March 15, 2025

Trump vs. Harris in...

Comparing Stances on Healthcare Policy: Trump vs. Harris in 2024 As the...

New electric cars

New electic cars

SR 22 Vs. Regular...

SR-22-compliant auto insurance is designed to meet the state’s minimum amounts of required...

Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage. Flood Characteristics Most floods develop slowly over a period of days but flash floods are different, developing like walls of water in a matter of minutes, often due to intense storms or a dam failure. Flooding can create conditions favorable for a fire to occur, either by causing it or by impeding efforts to fight it. While electrical fires...

6 Things You Must Know

Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must understand how Medicare works and what your costs will be. 1. Medicare Has Four Parts Medicare consists of four parts. Part A: Hospital Insurance Part A is the first part of the plan known as Original Medicare. Most people do not pay any premiums for this part. It covers hospital stays, short-term nursing home care, home health care and hospice. Part B: Medical Services Part B is the second part of Original Medicare. It covers outpatient doctor visits and tests.If you receive social...

What You Need to Know About Sublimity Insurance Leaving Oregon

As some of you may have heard, Sublimity Insurance, a well-loved Oregon-based insurance company, has made the tough decision to step back from offering...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Addressing Employee Health Risk in Senior Living Provider Populations

Save as PDF In 2012, Scott Benefit Services formed a group health captive, the Heritage Group Health Plan, with several independently-owned Senior Living community employers...

CDC Announces Shorter Quarantine Guidelines After a COVID-19 Exposure

Save as PDF Edit 12/4/20: Please note that the CDC update indicates that local public health authorities make the final decisions about how long quarantine...

Singapore Drivers Face Uncertainty as Malaysia VEP Deadline Approaches

As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a...

Builders Risk Insurance & Winter Prep for Construction Sites

As winter approaches, builders and contractors face unique challenges regarding construction sites. The cold temperatures, snow, and ice can put your project at risk....

Allstate puts Milton loss at $102m, suggesting cat bond at-risk. YTD pre-tax losses hit $4.84bn

US insurer Allstate has confirmed its pre-tax loss from hurricane Milton at $102 million, at which level it seems possible the Sanders Re II...

Health Coverage Demystified

Everyone should have individual health insurance. The benefits of having a policy outweigh the costs. However, it is not always clear how paying monthly premiums is a benefit, which is why you should talk to a licensed health insurance...

Working With a Health Insurance Broker to Find the Right Plan

Whether you’re a business owner trying to find the best healthcare plan for your employees, or you are simply in the market for a health insurance plan, utilizing the services of a broker can save you money and time....

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Why It Pays To Offer Benefits to Part Time Employees

Health insurance and other benefits form a key part of the compensation package most employers offer their workers. In some cases, providing insurance is...

Greenlight Re exploring third-party capital and ILS investor opportunities

Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to...

How Wildfire Smoke Affects Air Quality and Health

Wildfire smoke presents significant health hazards due to the deterioration of air quality. People do not have to be in a high-risk health category...

Everything New Parents Need to Know about Car Seats

When expecting a child, families receive gifts like clothing, blankets, and various items to care for their new bundle of joy. However, the most...

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Preparing your home for vacation

Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage...

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2021 Mid-Market Employee Benefits Benchmarking Survey Results

Save as PDF In today’s volatile and extremely competitive talent market, it is important to make sure your employee benefits offerings are an asset to your organization – helping you attract and retain employees.  According to Microsoft’s 2021 Work Trend...

Car Insurance Advice For Young Drivers: Here’s What To Know

The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent...

How much car insurance do I need?

Determining how much insurance you need to be fully protected and fit into your budget is a tricky task. Many factors come into play when answering this question. Things like state minimums, lender requirements, and the value of your...

Working With a Health Insurance Broker to Find the Right Plan

Whether you’re a business owner trying to find the best healthcare plan for your employees, or you are simply in the market for a health insurance plan, utilizing the services of a broker can save you money and time....

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Tesla Cybercab Robotaxi Revealed

What the Tesla Cybercab Means for the Future of Autonomous Vehicles Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...

Understanding Property Casualty Insurance | Bogle Agency Ins

  Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property....

Seasonal Homes: Special Consideration Required for Second Residences and Vacation Properties

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Second residences and vacation properties are properties that are not the primary residence of the owner. These properties...

Cosmetic Dentistry Coverage: When Does Dental Insurance Pay for Veneers, Whitening & More?

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Cosmetic dentistry has become increasingly popular in recent years, as more and more people seek to improve the...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...

WPS Health Blog | WPS Health Insurance

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Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Key Things To Know About How Dental Insurance Works

With a dental plan, you can take care of your teeth and gums, catch certain health issues early or prevent them altogether, and spend considerably less money on checkups and teeth cleanings. Dental insurance can be confusing, though. For...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...

GAREAT secures €100m Athéna I Re terrorism cat bond, priced within guidance

Artemis can report that GAREAT, the French co-reinsurance pool for terrorism insurance risks, has successfully secured the targeted €100 million of terrorism reinsurance from its debut Athéna I Reinsurance DAC catastrophe bond, with the notes priced within the initial...

2024 Health Plan Renewal Perspective

Save as PDF As we have reached the year’s midpoint, employers are increasingly focusing on their upcoming 2024 health plan renewals. Numerous factors contribute to the renewal rates and overall costs of health plans, and this year, employers may experience...

Seniors & Older Pets: Specialized Coverage Options for Geriatric Animals

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Pet insurance is an essential investment for pet owners, especially for senior pets. As our furry friends age,...

DIY Alternatives: Creating a Savings Account Instead of Buying Pet Insurance

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” As pet owners, we all want the best for our furry friends. We provide them with love, attention,...

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