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Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage.
Flood Characteristics
Most floods develop slowly over a period of days but flash floods are different, developing like walls of water in a matter of minutes, often due to intense storms or a dam failure. Flooding can create conditions favorable for a fire to occur, either by causing it or by impeding efforts to fight it. While electrical fires...
Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must
understand how Medicare works and what your costs will be. 1. Medicare Has Four Parts
Medicare consists of four parts. Part A: Hospital Insurance
Part A is the first part of the plan known as Original Medicare. Most people do not pay any premiums for this part. It covers hospital stays, short-term nursing home care, home health care and hospice. Part B: Medical Services
Part B is the second part of Original Medicare. It covers outpatient doctor visits and tests.If you receive social...
As some of you may have heard, Sublimity Insurance, a well-loved Oregon-based insurance company, has made the tough decision to step back from offering...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
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In 2012, Scott Benefit Services formed a group health captive, the Heritage Group Health Plan, with several independently-owned Senior Living community employers...
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Edit 12/4/20: Please note that the CDC update indicates that local public health authorities make the final decisions about how long quarantine...
As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a...
As winter approaches, builders and contractors face unique challenges regarding construction sites. The cold temperatures, snow, and ice can put your project at risk....
Everyone should have
individual health insurance. The benefits of having a policy outweigh the costs. However, it is not always clear how paying monthly premiums is a benefit, which is why you should talk to a licensed health insurance...
Whether you’re a business owner trying to find the best healthcare plan for your employees, or you are simply in the market for a health insurance plan, utilizing the services of a broker can save you money and time....
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Health insurance and other benefits form a key part of the compensation package most employers offer their workers. In some cases, providing insurance is...
Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to...
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In today’s volatile and extremely competitive talent market, it is important to make sure your employee benefits offerings are an asset to your organization – helping you attract and retain employees. According to Microsoft’s 2021 Work Trend...
The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent...
Determining how much insurance you need to be fully protected and fit into your budget is a tricky task. Many factors come into play when answering this question. Things like state minimums, lender requirements, and the value of your...
Whether you’re a business owner trying to find the best healthcare plan for your employees, or you are simply in the market for a health insurance plan, utilizing the services of a broker can save you money and time....
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Make yourself visible no matter the time of day.
The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...
How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023 | Money
If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...
Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...
Life insurance can be a valuable part of your business plans.
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...
Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...
If you are able, take photos to document circumstances of the accident.
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...
Be proactive about preparing for the danger of wildfires.
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations.
Let’s discuss the why,...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
What the Tesla Cybercab Means for the Future of Autonomous Vehicles
Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...
Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property....
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Second residences and vacation properties are properties that are not the primary residence of the owner. These properties...
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Cosmetic dentistry has become increasingly popular in recent years, as more and more people seek to improve the...
More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
With a dental plan, you can take care of your teeth and gums, catch certain health issues early or prevent them altogether, and spend considerably less money on checkups and teeth cleanings. Dental insurance can be confusing, though. For...
More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...
Artemis can report that GAREAT, the French co-reinsurance pool for terrorism insurance risks, has successfully secured the targeted €100 million of terrorism reinsurance from its debut Athéna I Reinsurance DAC catastrophe bond, with the notes priced within the initial...
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As we have reached the year’s midpoint, employers are increasingly focusing on their upcoming 2024 health plan renewals. Numerous factors contribute to the renewal rates and overall costs of health plans, and this year, employers may experience...
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Pet insurance is an essential investment for pet owners, especially for senior pets. As our furry friends age,...
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As pet owners, we all want the best for our furry friends. We provide them with love, attention,...
