Saturday, March 15, 2025

Do I Have To...

Health insurance can be a confusing topic, especially when you are self-employed. If...

How Wildfire Smoke Affects...

Wildfire smoke presents significant health hazards due to the deterioration of air quality....

Medicare Open Enrollment Guide...

Open enrollment 2023 is happening soon for Medicare. From October 15 to December...

How much car insurance...

Determining how much insurance you need to be fully protected and fit into...

Everything New Parents Need to Know about Car...

When expecting a child, families receive gifts like clothing, blankets, and various items to care for their new bundle of joy. However, the most important item you need to bring your newborn home from the hospital is a regulated car seat. With such a vital item, it’s important to debunk the common misconceptions about car seats to ensure your little one is safe on your travels. First, we need to address some common myths about car seats.  Myth 1: A Car Seat Is Just a Car Seat. One of the biggest misnomers of the new car seat purchaser is that it does not matter which car seat you...

Snowbirds: How to Winterize Your Home While You’re...

If you are a snowbird that heads south for the winter, there are several key things you can do to help winterize your vacant home. Taking the right winterization steps can help protect your home from theft, water damage, heating or electrical system malfunctions and other possible threats while you are away for an extended period of time. What is winterization? Winterization of a house is the process of preparing the property to be vacant during the winter. Typically, you will want to take these preventive steps this fall, ahead of winter weather season. Being proactive can help protect against risks of damage due to bursting water pipes and other...

Drafting A Simple Will is a Great New Year’s Resolution — Legal Insurance Blog — December 28, 2023

The New Year is a great time to set new goals and work on self-improvement. Often, people make resolutions to improve their health, finances,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Featured

APRA’s proposed lowering of reinstatement requirements favourable for ILS: Fitch

According to Fitch Ratings, the proposal from the Australian Prudential Regulation Authority (APRA) to remove the requirement for reinsurance arrangements to have a reinstatement...

RenaissanceRe seeks $250m Mona Lisa Re 2025-1 cat bond for itself and DaVinci

RenaissanceRe, the Bermuda based reinsurance company and third-party capital manager, has returned to the catastrophe bond market seeking $250 million or more in multi-peril...

DOL Revises FFCRA Regulations in Response to Court Decision

Save as PDF The U.S. Department of Labor (DOL) has issued revisions to regulations that implement the paid sick leave and expanded family and medical...

RenaissanceRe third-party capital hits $7.72bn after Q3, up almost $1bn YoY

RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s...

Final reminder: Capital markets structures for originators webinar, on Nov 21st

Here’s a final reminder to register for our Artemis Live webinar, being held this week on November 21st 2024, in which industry expert speakers will...

Understanding and Caring for Your Heart

Cardiovascular health and wellness is one of the main focuses in modern healthcare, and for good reason. Heart disease is still the leading cause of death both in the United States and globally. Unfortunately, many cardiovascular issues go undiagnosed...

5 Tips To Help You Start Offering Health Benefits at Your...

Did you know that many employees accept job offers based upon the benefits they expect to receive? Health benefits top the list of what job candidates value and can significantly impact the hiring process. Group health insurance for small...

Enjoy exclusive access to our content

Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.

Must know

5 Natural Ways To Lower Your Blood Pressure

High blood pressure can put you at risk for a range of health problems, the most serious of which include heart attack or stroke....

Plenum exceeds $200m of assets in CAT Bond Dynamic fund

Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than...

5 Reasons Why You Need a Health Insurance Broker in Santa Rosa

Trying to navigate the health insurance market on your own can be a nightmare, especially if this is your first venture into a private...

Lockton Re working with Verisk on new parametric risk transfer solutions for agriculture

Lockton Re, the independent reinsurance broker is working with risk modelling and data analytics specialist Verisk to develop new index and parametric triggered risk...

Read more

Get involved

The 8-Month Rule for a Medicare Health Insurance

Health insurance can be complicated, particularly when you enter a period of transition. The main transition periods include leaving a parent or guardian's plan,...

Become part of the community

Parental Stressors That Can Impact Mental Health and Well-Being

Parenting is a rewarding yet demanding journey, filled with emotional highs and lows. However, certain stressors can significantly impact a parent’s mental health and well-being. From financial pressures to time constraints, understanding these challenges can help develop strategies to...

Cat bond demand and spreads expected to remain elevated: Twelve Capital

Specialist investment manager Twelve Capital has said that it anticipates the increased demand for catastrophe bonds to persist and that while market spreads may compress somewhat, they are expected to remain elevated by historical standards.Commenting on the 2024 Atlantic...

Standard Set-Up Time for Small Business Health Insurance

To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their...

Allstate reports $1.7bn Q3 catastrophe losses, $630m from hurricane Helene

US primary insurer Allstate has reported that its pre-tax catastrophe losses for the third-quarter of 2024 reached $1.7 billion, with $630 million of that total due to hurricane Helene.It follows $2.1 billion of reported pre-tax catastrophe losses for the...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Boating Insurance With Chubb | Bogle Agency Insurance

   Bogle Agency Insurance offers Chubb Masterpiece Recreational Marine Insurance to NJ clients who own boats. We provide this outstanding insurance because we feel it is the best coverage for NJ boat owners. Owning a boat can provide endless pleasure...

Chill in the Air? Here’s How to Safely Heat Your Home and Patio

  When the weather turns chilly outside, many homeowners turn to a fireplace, space heater, wood-burning stove or patio heater to make their space a little cozier. Yet these appliances require proper installation, use and maintenance to keep you, your...

Empire Life Blog 2024 Semi-annual Market Outlook: Fixed income overview

Fiscal stimulus remains an upside risk to growth in both Canada and the U.S.. Government bonds remain attractive heading into the second half of the year. Corporate bond holders are not being compensated as much for taking on corporate...

How to Prioritize Employees’ Healthcare Needs with Self-Funding

Highlights  Small to midsize companies are focusing on new employer healthcare priorities, including affordability, behavioral health access, and inclusive benefits for their employees. Employers are taking steps to offer low or no copays for health insurance plans and increase mental health...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

WPS Health Blog | WPS Health Insurance

<!-- WPS Health Blog | WPS Health Insurance    Is your doctor in your network? <!--Choose from need text... Choose from need text...--> 

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Enrolling in Medicare if Still Working at 65

You may still be working, whether by choice or as a matter of necessity when you become eligible for Medicare at age 65. Depending on your situation, you may have different options available from a health insurance broker Santa...

Considering Your Healthcare Costs: In-Network vs. Out-of-Network

When working with a health insurance broker, you may have questions about your network coverage when viewing potential PPO plans. In short, any care you receive in-network will be considerably cheaper than the care you receive out-of-network. Out-of-network physicians and...

How Does High-Risk Business Insurance Differ by Industry?

Every industry faces unique risks, which play a significant role in determining insurance rates. Understanding the specific hazards associated with different sectors can help businesses secure the right coverage, mitigate these risks, and potentially lower their premiums.  In this article,...

UK Gov launches ISPV reform consultation including accelerated cat bond pathway

The UK’s Prudential Regulation Authority (PRA) has now officially launched its consultation on reforms for the insurance special purpose vehicle (ISPV) regulatory regime, which includes the accelerated pathway for certain catastrophe bond applications and a 10-day target for approvals...

How to Get Cheap Car Insurance if You Have a Bad Driving Record

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Car insurance is a necessity for every driver, as it provides financial protection in case of accidents, theft,...

LIC’s New ULIP Plan Index Plus (Plan No. 873)

LIC of India has launched a new ULIP plan named Index Plus, Plan No. 873. LIC’s Index Plus is a Non-Participating, Unit Linked, Regular Premium, Individual Life Insurance plan. LIC’s Index Plan offers insurance cum saving during the term...

All You Need