The holiday season is a time of joy and cheer, where families and friends come together to celebrate and exchange gifts. However, with the excitement of the holidays, it is easy to overspend and end up with a mountain of credit card debt. For most people, the holiday season is a tremendous financial strain that can take months to recover. But it does not have to be this way. A financial wellness counselor can help you create a holiday budget to maintain limits on gift spending.
Assess Your Finances: Before you start shopping for holiday gifts, evaluating your finances and setting a budget is essential. Determine how...
Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to develop third-party capital partners and exploring opportunities to work with ILS investors.At an investor day held this week, the reinsurance company presented on its progress and a range of strategic initiatives it is pursuing.
Greenlight Re has clearly recognised the opportunity that third-party capital and the appetite of investors for insurance-linked securities (ILS) presents at this time, with these deserving of a mention.
The company explained that its progress over the last two years has stabilised its performance, with a combined ratio below 100...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Construction sites are a hub for activity and productivity, but they also come with risks that can threaten worker safety. Recognizing examples of hazards...
US primary insurer Allstate has reported that its pre-tax catastrophe losses for the third-quarter of 2024 reached $1.7 billion, with $630 million of that...
The Covered California exchange provides health coverage solutions for many throughout the state, offering premium subsidies to help make the policies more affordable, too. Those subsidies are based on your income, household size, age and zip code. As a...
Leaving the workforce can be challenging, and you may struggle to decide the best time to retire. Typically, individuals will aim for full retirement age to maximize their benefits.However, when doing so, it’s important to understand full retirement and...
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Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than...
Lockton Re, the independent reinsurance broker is working with risk modelling and data analytics specialist Verisk to develop new index and parametric triggered risk...
International insurer and reinsurer MS Amlin has now launched the capital raise for the 2025 edition of its Phoenix reinsurance sidecar, and with the...
General liability insurance cost is a key consideration for every business owner in Florida, balancing the need for protection with the necessity of managing expenses. Typically, costs can vary widely based on a number of factors, but for a...
Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...
Health insurance and other benefits form a key part of the compensation package most employers offer their workers. In some cases, providing insurance is required by law. However, many organizations employ at least some part-time team members. While you...
In a rapidly evolving job market, sometimes it seems like the only constant is change. We’ve seen once-hot careers displaced by automation, whole industries disrupted by new technology, or job sites moving to other states — or even other...
If you are able, take photos to document circumstances of the accident.
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...
Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...
Life insurance can be a valuable part of your business plans.
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
Make yourself visible no matter the time of day.
The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...
Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage while you are away. Here is a checklist we have developed to help you have...
As we approach the Medicare Annual Election Period (AEP), it’s crucial to stay informed about the options and changes that can impact your healthcare. Every year, the Medicare landscape evolves, and the Annual Election Period is your opportunity to make sure your Medicare...
Commercial general insurance is a crucial safety net for businesses. By providing coverage against claims involving bodily injury, property damage, and advertising injury, it protects businesses from substantial financial losses. Whether you’re meeting clients in your Gainsville storefront or...
By Tom Driscoll, Financial Advisor at R&R Wealth Management
You may have heard it said before, but it bears repeating: Life insurance isn’t for you, it’s for them—for the people who mean the most to you, for the loved ones...
Spring/2023
Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses.
This type of insurance is typically purchased by older adults who want to...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Health insurance providers send claimants an explanation of benefits for every medical claim they process. These statements break down medical providers' charges, the percentage insurers cover, and the claimants' contributions. What Does an Explanation of Benefits Include?
The EOB...
COVID-19 has changed a lot about the way we live, so it is important to focus on how to stay healthy and safe throughout the pandemic. An active lifestyle is still possible and necessary to promote good mental health...
American Family Mutual Insurance Company (AmFam) has returned to the catastrophe bond market for now the fifth year in a row, with a target this time to secure $175 million in protection from this Four Lakes Re Ltd. (Series...
During the full-year 2023, the catastrophe bond and insurance-linked securities (ILS) team at private markets focused investment manager Schroders Capital allocated over US $817 million to transactions that specifically help in reducing the insurance protection gap.Schroders Capital has quantified...
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Cosmetic dentistry has become increasingly popular in recent years, as more and more people seek to improve the...
Highlights
Small to midsize companies are focusing on new employer healthcare priorities, including affordability, behavioral health access, and inclusive benefits for their employees.
Employers are taking steps to offer low or no copays for health insurance plans and increase mental health...
