Friday, March 14, 2025

Empire Life Blog How...

This past week has been marked by significant developments in the United States,...

General Liability Insurance Construction:...

General liability insurance construction is a must-have for any construction business. This type...

Volkswagen promises a new...

Volkswagen promises a new electric vehicle per month from 2019 Announcing a new stage...

Tips to Reduce Car...

The rising pollution levels are making the future bleak, the time may soon...

Affordable Health Insurance Options for Retirees and Self-Employed...

Navigating the complexities of healthcare insurance is challenging enough when everything stays the same. But when your spouse retires and you are self-employed, it can feel like a whole new ballgame. Suddenly, you’re faced with the question: Where can I find affordable medical insurance now? If this scenario sounds familiar, you’re not alone. Many people find themselves in this position, wondering where to turn for affordable, comprehensive healthcare coverage. The good news is there are options available—whether through the Health Insurance Marketplace (Healthcare.gov), Medicare, or a combination of both for one household. At our agency, we help families and individuals in Oregon navigate these choices, ensuring you find the right...

Are All Short-Term Health Insurance Plans the Same?

Short-term health insurance provides temporary medical coverage if you lose your coverage due to job loss, disability, or another event. Many short-term health plans vary greatly from traditional medical plans. Short-term plans also vary depending on the carrier. Read below to learn more about the differences between short-term health insurance plans and tips for selecting the best policy. What Is Short Term Health Insurance? Short-term health insurance is a plan that provides you with temporary coverage outside enrollment periods, between policies, or in an emergency. While all plans offer temporary coverage, the features vary depending on the carrier.  Differences in Short-Term Health Plans The coverage period...

What You Need to Know About Sublimity Insurance Leaving Oregon

Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Featured

RenaissanceRe seeks $250m Mona Lisa Re 2025-1 cat bond for itself and DaVinci

RenaissanceRe, the Bermuda based reinsurance company and third-party capital manager, has returned to the catastrophe bond market seeking $250 million or more in multi-peril...

ILS market poised for further growth as barriers to modern tech decline: Moody’s Brookes

With barriers to adoption of modern analytical methodologies and technological innovations lower than ever, Ben Brookes, Managing Director – Advisory Services, Moody’s Insurance Solutions,...

Lockton Re working with Verisk on new parametric risk transfer solutions for agriculture

Lockton Re, the independent reinsurance broker is working with risk modelling and data analytics specialist Verisk to develop new index and parametric triggered risk...

Rising exposure to natural catastrophes to underpin property insurance growth: Swiss Re

Non-life insurance premium growth may slow after this year, as the re-pricing of risk effect evens out. But, global reinsurer Swiss Re believes that...

How to Get Business Insurance: A Comprehensive Guide

According to the US Chamber of Commerce, entrepreneurship is booming in the United States. The number of new small business applications filed in 2023...

Choosing a 2021 Health Plan That Works for You

Choosing the right health plan is important for you and your family. Unfortunately, understanding the ins and outs of health insurance can be difficult, no matter what type of coverage you need. As complicated as insurance may seem, you...

How Named Storms Affect Your Insurance Coverage

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after...

Enjoy exclusive access to our content

Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.

Must know

Health Insurance Broker Guidance About Your 1095-A Form

Finding the right health insurance coverage requires diligent planning and the help of a good health insurance broker. After completing the paperwork during the...

Cybersecurity Best Practices | Scott Insurance

How to Address Today's Cyber Threat Save as PDF High-profile cyber attacks like the Microsoft Exchange server hack, the SolarWinds Orion software compromise and the Colonial...

Key Things To Know About How Dental Insurance Works

With a dental plan, you can take care of your teeth and gums, catch certain health issues early or prevent them altogether, and spend...

Exploring Health Insurance When You’re Self-Employed

It can be tricky for self-employed professionals to evaluate their insurance options. For example, just knowing where and how to get started can be...

Read more

Get involved

Health Insurance Broker Guidance About Your 1095-A Form

Finding the right health insurance coverage requires diligent planning and the help of a good health insurance broker. After completing the paperwork during the...

Become part of the community

Understanding Medicare Part D Prescription Drug Plan

Managing your prescription drug costs is an essential part of your healthcare plan, and Medicare Part D can help with that. However, navigating the details of Part D coverage can be confusing, especially with the changes happening in 2025....

Are Surcharges an Option for Unvaccinated Employees?

Save as PDF With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s extremely competitive labor market, some organizations believe a vaccine mandate would further hinder their ability...

Empire Life Blog 2024 Semi-annual Market Outlook: Fixed income overview

Fiscal stimulus remains an upside risk to growth in both Canada and the U.S.. Government bonds remain attractive heading into the second half of the year. Corporate bond holders are not being compensated as much for taking on corporate...

6 Steps To Schedule a COVID Vaccination in Sonoma County

Vaccination is the key to stopping the COVID-19 pandemic and returning to normal life. The Food and Drug Administration has approved three different vaccines that are all safe and effective at preventing serious illness requiring hospitalization. As a health...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

A Guide to Medicare Advantage and Prescription Drug Plans

The Medicare Annual Election Period takes place between October 15th and December 7th, this period is your annual window to shop, purchase, or renew your Medicare Advantage and prescription drug plans. Medicare coverage can be complex, so let’s break it...

Boating Insurance With Chubb | Bogle Agency Insurance

   Bogle Agency Insurance offers Chubb Masterpiece Recreational Marine Insurance to NJ clients who own boats. We provide this outstanding insurance because we feel it is the best coverage for NJ boat owners. Owning a boat can provide endless pleasure...

Is 1099 Exempt from Workers Compensation Insurance in Florida? Top 3 Shocking Facts 2024

Is 1099 exempt from workers compensation insurance in Florida? This is a common question for many business owners in Florida who hire independent contractors. Simply put, most 1099 contractors aren’t required to have workers’ compensation insurance in Florida, unless...

Seniors & Older Pets: Specialized Coverage Options for Geriatric Animals

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Pet insurance is an essential investment for pet owners, especially for senior pets. As our furry friends age,...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Frandsen Physician Mortgage Review (Updated 2024)

Frandsen Bank & Trust has a special loan offer for medical professionals living in Minnesota and Wisconsin. This physician loan is great because...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

ACA Marketplace Rising and Other Plans Losing Members

The federal government’s ACA Marketplace is seeing more signups than ever since its creation after the Affordable Healthcare Act was passed in 2010. In this year’s open enrollment, the Marketplace could see its highest number of new signups ever....

Ways To Consider Revamping Your Employee Benefits Package During the Pandemic

As the pandemic continues to take a toll on the nation's businesses, employees rely on job-related benefits more than ever. Your business can turn to its employee benefits broker in Santa Rosa to ensure that you offer the critical...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According to Bankrate, an independent publisher and comparison service, auto insurance in the U.S. costs an...

Allstate targets $350m multi-peril reinsurance with Sanders Re II 2024-3 cat bond

US primary insurer Allstate is back in the catastrophe bond market and seeking $350 million or more in multi-peril catastrophe reinsurance protection from the capital markets through a Sanders Re II Ltd. (Series 2024-3) issuance, Artemis can report.For Allstate,...

Empire Life Blog How Might U.S. Elections and Fed Rate Cut Influence Markets?

This past week has been marked by significant developments in the United States, highlighted by President Donald Trump's conclusive electoral triumph, along with a policy adjustment from the Federal Reserve, which elected to reduce the overnight interest rates by...

Seasonal Homes: Special Consideration Required for Second Residences and Vacation Properties

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Second residences and vacation properties are properties that are not the primary residence of the owner. These properties...

All You Need