Monday, June 16, 2025

Health Coverage Demystified

Everyone should have individual health insurance. The benefits of having a policy outweigh...

No-Fault Fraud: What You...

No longer can auto insurance companies use overly broad No-Fault fraud clauses in...

How Should I Drive...

It starts with a few innocent raindrops on the glass.At first, you might...

Breast Cancer on the...

Cancer is often perceived as an illness of seniors. However, breast cancer diagnosis...

Protect Yourself and Your Home or Business

Ladder safety is something many overlook, but it’s crucial to preventing serious injuries. In fact, more than 164,000 ladder-related injuries result in emergency room visits every year, according to the Consumer Product Safety Commission (CPSC). Whether you’re tackling home repairs or using ladders at work, proper safety precautions can make all the difference. Read on to uncover top ladder safety tips from the loss control experts at Central Insurance, and learn how proper precautions like these can help influence your insurance rates. 4 Top Ladder Safety Tips 1. Select the Right Ladder Ensure the ladder’s duty rating matches the total weight it will need to support, including your weight,...

Seasonal Homes: Special Consideration Required for Second Residences...

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Second residences and vacation properties are properties that are not the primary residence of the owner. These properties are typically used for recreational purposes and are often located in popular vacation destinations or in areas with natural beauty. Examples of second residences and vacation properties include beach houses, mountain cabins, and lakefront cottages. It is important to protect these properties with home insurance because they are often exposed to unique risks and hazards. These risks can include damage from severe weather, vandalism, theft, and liability issues....

A 14-Point Checklist to Prepare Your Home for Fall

Your Yard’s Health. The more the leaves pile up and begin to break down, the more difficult they’ll be to clear away. If it...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Featured

Cheap Car Insurance with No Deposit: Debunking the Truth and Finding Cheap Coverage 

Cheap Car Insurance with no deposit might seem tempting but it does not really exist. At least no legitimate company provides car insurance...

Best of Artemis, week ending November 17th 2024

Here are the ten most popular news articles, week ending November 17th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics....

Oxbridge Re to add second tranche to tokenized reinsurance sidecar offering

Oxbridge Re Ltd., the Cayman Islands based reinsurance company, is planning to expand its offering of tokenized reinsurance securities that fund its collateralized reinsurance...

Your Guide to Health Insurance Terminology: Deductibles

Deductibles in health insurance are a set amount you’ll have to pay for healthcare annually before your insurer begins paying for your healthcare expenses....

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

Why You Need To Sign a Medicare Scope of Appointment Form

Nobody likes salespeople who are pushy, or even worse, dishonest. As you likely know, though, these people are found everywhere — even in the healthcare industry. When you’re shopping for a Medicare policy, you want to avoid these people...

Is Your New Car Covered Under Your Auto Insurance Policy?

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you take in that...

Enjoy exclusive access to our content

Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.

Must know

2021 Mid-Market Employee Benefits Benchmarking Survey Results

Save as PDF In today’s volatile and extremely competitive talent market, it is important to make sure your employee benefits offerings are an asset to...

Health Insurance Broker Advice for Settling Health Expenses

Medical spending continues to increase, making covering bills more difficult for everyday people. However, you're not without options. Consider how to lower your bills using...

Tips To Make Small Business Health Insurance Affordable

Offering good benefits is integral to your ability to recruit and retain great employees, and health insurance is undoubtedly one of the employer-provided benefits...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

Read more

Get involved

April is Alcohol Awareness Month

April is Alcohol Awareness month, bringing attention to the devastating impact of impaired driving. It's alarming that 32 lives are lost daily in the...

Become part of the community

What is Full Coverage Insurance?

If you’ve ever bought, or leased, a car there’s a pretty good chance you’ve been told you need “full coverage” auto insurance while under a loan or lease. But what exactly does that mean? Honestly, there is no such...

Tesla Cybercab Robotaxi Revealed

What the Tesla Cybercab Means for the Future of Autonomous Vehicles Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...

Ready to Grow? 8 Strategies to Get More Leads for Your Insurance Agency 

QR codes are a powerful tool to enhance customer engagement, improve lead capture, and grow your insurance business. With Agency Height’s Insta Quote tool, you can create custom QR codes linked to personalized lead funnels, making it easier...

What Happens If My Neighbor’s Tree Falls in My Yard?

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners’ insurance could help cover the cost of removing the tree...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Bogle Agency Insurance – 2024 Best Practices Agency

   Bogle Agency Insurance, Lyndhurst NJ, has been named a “Best Practices Agency” for 2024. This marks the 22nd consecutive year that we have done so, and we join an elite group of independent insurance agencies nationwide. The “Best Practices...

Comprehensive Guide to Insuring Your Bicycle and E-Bike

Bicycles are more than just a mode of transportation; they represent a significant investment for many, especially with the rise of high-end models designed for racing, long-distance rides, or daily commuting. The cost of these bicycles can range from...

Empire Life Blog 2024 Semi-annual Market Outlook: Fixed income overview

Fiscal stimulus remains an upside risk to growth in both Canada and the U.S.. Government bonds remain attractive heading into the second half of the year. Corporate bond holders are not being compensated as much for taking on corporate...

Empire Life Blog Exploring the impact of interest rate changes

Ian Fung, Portfolio Manager, Fixed income, discusses recent BoC and Fed interest rate moves, inflation, employment and their potential effect on upcoming rate decisions.   https://www.youtube.com/watch?v=7K3hOUncjh0   Summary: Hi, I'm Ian Fung, and I'm a Senior Portfolio Manager at Empire Life Investments Inc. We saw...

Retirement Strategy Checklist – The Top 18 Questions To ASK!

Retirement Strategy Checklist (The Top 18 Questions To ASK To Secure The Future of Your Money In An Uncertain Economy) 899-888-1397 TAKE THE STEPS – ASK THE QUESTIONS – GET THE SOLUTIONS WELCOME, TO YOUR WORLD OF RETIREMENT… When it comes to retirement planning,...

Specialty Car Of the Week – 1998 Convertible Corvette

img#bf_image-6710ad7753443 { width: 640px; }@media screen and (max-width: 768px) { img#bf_image-6710ad7753443 { width: 100vw; } }This week's featured customer car is a little red Corvette.  This 1998 convertible Corvette is a beautiful example of America's modern muscle car.  McElhinny Insurance Agency insures all types of...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

In California, Mandated Insurance Saves the Taxpayers Money

A good health insurance broker will tell you that health insurance is an absolutely essential component for maintaining good health. Sometimes, people only think about getting treatment for something that has become an emergency scenario. However, there are so...

Fast Facts About the 2021 Open Enrollment Period

Thanks to the Affordable Care Act plan, which goes more commonly by Obamacare, millions of eligible Americans have the opportunity to shop for health insurance through the Health Insurance Marketplace. During a period known as Open Enrollment, those who...

Understanding Electric Car Insurance and Electric Car Acronyms 

With the rise in popularity of electric cars, there’s been a surge of specific terminologies and acronyms, several of which are used to categorize different types of electric vehicles. Terms like BEV, PHEV, E-REV are all similar terms...

Paycheck Pressure: How Financial Stress Crushes Employee Productivity

Work needs to be done and bills need to be paid. An employee must grapple with the reality of life as soon as they sign the dotted line to work for a company, committing a significant portion of their...

Cut Healthcare Costs with Turnkey Employer-Sponsored Health Insurance

Highlights Turnkey health insurance offers your business a customizable solution for high-quality healthcare coverage that gives more flexibility and control over plan benefits while eliminating the high costs and complex management of traditional health plans. Roundstone’s turnkey approach to self-funding, powered...

Is 1099 Exempt from Workers Compensation Insurance in Florida? Top 3 Shocking Facts 2024

Is 1099 exempt from workers compensation insurance in Florida? This is a common question for many business owners in Florida who hire independent contractors. Simply put, most 1099 contractors aren’t required to have workers’ compensation insurance in Florida, unless...

All You Need