Saturday, March 15, 2025

The Ozempic Era: What...

Save as PDF Are you trying to lose weight but can’t seem to shed...

Captive Insurance for ESOP...

Save as PDF Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant,...

Is Your New Car...

You’ve been patiently searching for the perfect new car....

FloodSmart Re cat bond...

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency...

You Just Got Your Idaho Contractor License, Now...

Getting your Idaho Contractor license is a significant milestone in your career, opening the door to a wealth of opportunities in the construction industry. Whether you’re planning to start your own business or join an established firm, this license is your ticket to taking on projects that can shape the landscape of Idaho. But now that you’ve got your license, you might wonder, “What’s next?”  Starting a contracting business involves more than just picking up your tools and getting to work. You need to take crucial steps to ensure your business is legally compliant and protected from the unexpected with adequate commercial insurance. Did You Know? Idaho requires all...

Understand the different types of car insurance available

 Understand the different types of car insurance availableAuto insurance is a necessity for all vehicle owners. It offers financial protection in the event of an accident or damage caused to a third party. However, it can be difficult to understand the differences between different forms of car insurance and find the best value for your personal situation. In this article, we'll help you understand the different types of auto insurance available and the factors to consider when choosing auto insurance.There are two main types of auto insurance: liability and comprehensive coverage. Third-party liability is the minimum form of insurance required by law in most countries. It...

Drafting A Simple Will is a Great New Year’s Resolution — Legal Insurance Blog — December 28, 2023

The New Year is a great time to set new goals and work on self-improvement. Often, people make resolutions to improve their health, finances,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Save as PDF Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst,...

A Guide to Mental Health Services and Insurance in Singapore

In recent years, Singapore has made significant strides in raising awareness of mental health and reducing stigma around seeking support. With a growing emphasis...

Ceres highlights cat bonds, ILS, parametrics for faster more flexible climate coverage

Ceres, a non-profit that leads a national coalition of investors, environmental organisations and other public interest groups working to address global sustainability challenges, has...

GAREAT secures €100m Athéna I Re terrorism cat bond, priced within guidance

Artemis can report that GAREAT, the French co-reinsurance pool for terrorism insurance risks, has successfully secured the targeted €100 million of terrorism reinsurance from...

Protect Yourself and Your Home or Business

Ladder safety is something many overlook, but it’s crucial to preventing serious injuries. In fact, more than 164,000 ladder-related injuries result in emergency room...

What Are Qualifying Life Events?

Health insurance helps provide individuals and families access to care and can make a difference between illness and health. In the U.S., there are about 327 million people, most of whom have private health insurance. If you need to...

Health Insurance Broker Guidance About Your 1095-A Form

Finding the right health insurance coverage requires diligent planning and the help of a good health insurance broker. After completing the paperwork during the open enrollment period, tax season soon comes around, and a Form 1095-A may appear in...

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How To Navigate Open Enrollment as a Small Business

Some business owners treat the benefits packages they provide as a set-it-and-forget-it system. However, what might seem like the best benefits to you might...

Considering Your Healthcare Costs: In-Network vs. Out-of-Network

When working with a health insurance broker, you may have questions about your network coverage when viewing potential PPO plans. In short, any care you...

General Liability Insurance Contractor: Top Guide 2024

Why General Liability Insurance Contractor is Crucial for FloridiansWhen it comes to operating a contracting business in Florida, general liability insurance contractor protection isn’t...

Property reinsurance renewal stability forecast. No hardening despite hurricanes: AM Best

At the January 2025 reinsurance renewals, rating agency AM Best is anticipating that property and catastrophe reinsurance rates will remain relatively stable and that...

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70 maintenance tips that will extend the life of your car

1-Be patient during the break-in :  You have bought your dream car and now you want to make it as long as possible in top...

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How Does High-Risk Business Insurance Differ by Industry?

Every industry faces unique risks, which play a significant role in determining insurance rates. Understanding the specific hazards associated with different sectors can help businesses secure the right coverage, mitigate these risks, and potentially lower their premiums.  In this article,...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information about health insurance can be difficult for some. This is where Covered California comes in....

How to Increase Insurance Agent Productivity by Selling Online?

Are you an insurance agent completely relying on cold-calling and physical networking only to generate more insurance leads and insurance sales? Do you want to increase your insurance agent productivity? or do you want to sell insurance from...

A Homeowners Guide to Replacement Cost and Market Value

  If a disaster strikes and your home is damaged or destroyed, do you know what it would cost to restore your home to the condition it was in before the disaster? Let’s discuss the replacement cost of your home...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...

How Does a Medicare Advantage Plan Work?

If you’re approaching age 65 or your Indicial Election Enrollment Period or just starting to explore your Medicare options, you’ve likely come across the term “Medicare Advantage.” Also known as Medicare Part C, Medicare Advantage plans are an addition to Original Medicare (Parts...

General Liability Insurance Construction: Top Guide 2024

General liability insurance construction is a must-have for any construction business. This type of insurance is essential because:It covers bodily injury to people outside your business.It protects against property damage to third parties.It includes coverage for personal and advertising...

Empire Life Blog 2024 Semi-annual Market Outlook: U.S. equities

Market sentiment now indicates that rate cuts will not occur until the third quarter of 2024. Despite signs of strength, the direction of the economy and the likelihood of a recession remain uncertain. Relations between the U.S. and China...

Specialty Car Of the Week – 1998 Convertible Corvette

img#bf_image-6710ad7753443 { width: 640px; }@media screen and (max-width: 768px) { img#bf_image-6710ad7753443 { width: 100vw; } }This week's featured customer car is a little red Corvette.  This 1998 convertible Corvette is a beautiful example of America's modern muscle car.  McElhinny Insurance Agency insures all types of...

Frandsen Physician Mortgage Review (Updated 2024)

Frandsen Bank & Trust has a special loan offer for medical professionals living in Minnesota and Wisconsin. This physician loan is great because...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Why You Need To Sign a Medicare Scope of Appointment Form

Nobody likes salespeople who are pushy, or even worse, dishonest. As you likely know, though, these people are found everywhere — even in the healthcare industry. When you’re shopping for a Medicare policy, you want to avoid these people...

Third Cornerstone: Change

Embracing CHANGE at CH Insurance Your business is experiencing change. Your family and your community are changing. Just like for you, at CH Insurance, change isn't just inevitable, it's essential. Building on our first two cornerstones of Conversation and...

Understanding Electric Car Insurance and Electric Car Acronyms 

With the rise in popularity of electric cars, there’s been a surge of specific terminologies and acronyms, several of which are used to categorize different types of electric vehicles. Terms like BEV, PHEV, E-REV are all similar terms...

How a Loss Control Specialist Protects Your Business

Running a small business is no small feat. With limited resources and tight margins, even a minor incident can significantly impact your bottom line. According to the National Safety Council, workplace injuries alone cost U.S. businesses over $167 billion...

Ladder Strategy Approach: Multiple Term Policies Designed for Specific Time Frames

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...

Intelligent Insurance Risk Management Can Enhance Profits

“How did we get to this point?” It’s a question that we read and hear all the time, and certainly, most of us have asked it at some time in the last three years. How did it come to...

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