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How to Insure Your...

A side business is a great way to make extra money or pursue...

Aspen Capital Markets AUM...

Aspen Capital Markets, the third-party and alternative reinsurance capital management unit of global...

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Your agent is best positioned to advise...

2024 Health Plan Renewal...

Save as PDF As we have reached the year’s midpoint, employers are increasingly focusing...

What Homeowners Need to Know

Welcome to Insurance Talk, your go-to source for all things insurance! Today, we’re diving into a crucial yet often misunderstood topic—wildfire binding restrictions—and how they can impact your ability to secure homeowners insurance, especially during wildfire season. What Are Wildfire Binding Restrictions? Wildfire binding restrictions occur when an insurance company places a temporary pause on issuing new policies in a specific area due to the immediate threat of a wildfire. Essentially, when there’s a wildfire burning within a certain distance (typically 30 miles) from your home, insurance companies may halt the binding process. This means that if you’re trying to buy or sell a home or even just...

Understanding Property Casualty Insurance | Bogle Agency Ins

  Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property. There are a much greater potential set of details for these coverages, depending on individual need, but this is a general description for Property Casualty Insurance.Bogle Agency Insurance, located in Bergen County NJ, is a valuable resource for the explanation of the terms and conditions of Property Casualty Insurance. Our agents have experience in all types of insurance and are ready to help you find the best...

Prepare Yourself for the Future — Legal Insurance Blog — January 17, 2024

The future is unpredictable, and to be financially equipped to face it, we need to make intelligent choices and plans. This is where employee...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...

Navigating Rising Healthcare Costs: Insights for Employers

Save as PDF As we approach 2025, employers are bracing for significant increases in healthcare costs driven by several factors, including soaring prescription drug expenses,...

New Financial and Retirement Planning Campaign Launches in Singapore

Singapore has recently launched the 2024 campaign, aimed at empowering individuals to take charge of their financial futures. The initiative offers accessible and actionable...

ILS market poised for further growth as barriers to modern tech decline: Moody’s Brookes

With barriers to adoption of modern analytical methodologies and technological innovations lower than ever, Ben Brookes, Managing Director – Advisory Services, Moody’s Insurance Solutions,...

Liability Considerations for Affordable Housing Developments

Save as PDF Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent.  According...

How Wildfire Smoke Affects Air Quality and Health

Wildfire smoke presents significant health hazards due to the deterioration of air quality. People do not have to be in a high-risk health category to be affected by unhealthy levels of particulate matter and other compounds generated by fires. A...

Navigating 2024: Resolutions for a Secure Future in Personal and Commercial...

As we step into 2024, it's paramount to set resolutions that prioritize financial well-being and risk management. Whether you're safeguarding your home and family or securing your business assets, here are key insurance resolutions for both personal and commercial...

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What You Need to Know About Sublimity Insurance Leaving Oregon

Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get...

Does a General Contractor Need Professional Liability Insurance? 3 Vital Reasons in 2024

Does a general contractor need professional liability insurance? The short answer is yes, especially in Florida. While many contractors are covered by General Liability...

Ready to Grow? 8 Strategies to Get More Leads for Your Insurance Agency 

QR codes are a powerful tool to enhance customer engagement, improve lead capture, and grow your insurance business. With Agency Height’s Insta Quote...

Is Your New Car Covered Under Your Auto Insurance Policy?

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless...

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LIHTC Recapture Bonds for Affordable Housing

Save as PDF There are many different uses for surety bonds in the Affordable Housing industry. In our surety practice, we work frequently with contractors...

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The Next Gen Agent’s Super Suit: Insurance Distribution Management

As long as there have been superheroes, there have been super suits. The suit’s original purpose was to distinguish the superhero from the average person on the street and to give them a brand of their own. When the...

Employee Retention Saves a Business Money and Time

Quality employees are one of the most valuable resources a business can have. When somebody leaves the company, a new hire has to be found and trained. This process takes time and money that could be better utilized elsewhere....

6 Things You Must Know

Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must understand how Medicare works and what your costs will be. 1. Medicare Has Four Parts Medicare...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

How Does a Medicare Advantage Plan Work?

If you’re approaching age 65 or your Indicial Election Enrollment Period or just starting to explore your Medicare options, you’ve likely come across the term “Medicare Advantage.” Also known as Medicare Part C, Medicare Advantage plans are an addition to Original Medicare (Parts...

Prepare Yourself for the Future — Legal Insurance Blog — January 17, 2024

The future is unpredictable, and to be financially equipped to face it, we need to make intelligent choices and plans. This is where employee benefits plans come in. A financial wellness plan is an effective tool that helps individuals...

Contractors All Risk Insurance Cost: Top Insights 2024

Contractors all risk insurance cost is a crucial factor for any construction business in Florida. This coverage protects against unexpected events on a construction site, reducing the financial burden of unfortunate incidents. Key aspects of contractors all risk insurance...

Annual Travel Insurance: Affording Constant Jetsetters With Continuous Protection

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Traveling can be an exciting and enriching experience, but it also comes with its fair share of risks....

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

How to Insure Your Side Business

img#bf_image-6736b09acb6a1 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6736b09acb6a1 { width: 100vw; } }A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information about health insurance can be difficult for some. This is where Covered California comes in....

What Aid Is Available for Small Businesses Impacted by the COVID-19?

While many businesses and individuals have been impacted due to the required measures taken slow the progression of the COVID-19, small businesses are facing a unique set of struggles during this time. With many businesses being ordered to shut...

Liberty Mutual targets $225m+ Mystic Re IV 2025-1 indemnity cat bond

Liberty Mutual Insurance has returned to the catastrophe bond market with a target to secure at least $225 million of indemnity based catastrophe reinsurance protection from the capital markets through a Mystic Re IV Ltd. (Series 2025-1) issuance.This is...

Plenum exceeds $200m of assets in CAT Bond Dynamic fund

Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than $200 million of assets under management.The manager launched this higher-yielding catastrophe bond fund strategy, called...

The Blueprint to Builders Liability Insurance Costs

Builders Liability Insurance Cost: Top 5 Vital Tips 2024 Builders liability insurance cost is a key consideration for anyone starting on a construction project in Florida. Whether you’re building a new property from scratch, remodeling an existing structure, or installing...

Is 1099 Exempt from Workers Compensation Insurance in Florida? Top 3 Shocking Facts 2024

Is 1099 exempt from workers compensation insurance in Florida? This is a common question for many business owners in Florida who hire independent contractors. Simply put, most 1099 contractors aren’t required to have workers’ compensation insurance in Florida, unless...

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