Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. “I could never envision a life without working,” she says. Her insurance professional convinced the young doctor otherwise.It was wise advice. Although Valerie never thought she would need it, a condition called ulcerative colitis made the decision for her. The disease and a series of surgeries made it impossible for her to carry out her duties, and she found herself unable to practice the profession she loved. It was her disability insurance coverage that allowed her to survive financially and...
Paint the scratches on the car
If you do not cover the splinters with touch-up paint, they will rust and you will have a much bigger problem. The editing is easy. All you need to do is purchase touch-up paint, fine-tipped paint applicators and wax and grease remover at any automotive parts store. Clean the chip with the wax and grease remover and allow it to dry. Then dip the applicator into the paint and dab it on the chip. Do not add too much, otherwise the paint will drip. Let it dry completely and apply the wax after 30 days. Get the complete guide to using...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
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A number of years ago, we stopped regularly updating various analyses we performed on the insurance industry. This,...
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FEMA has introduced the largest reform to the National Flood Insurance Program (NFIP) rating system since its inception in 1968. The NFIP...
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Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...
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With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums. According...
Finding
health insurance for your small business can be a daunting task, but Covered California for Small Business (CCSB) offers a solution that is flexible, cost-effective, and easy to manage. This state-sponsored service provides high-quality health and dental coverage...
The COVID-19 vaccines promise to provide significant relief in a world put on hold due to fears of contamination. The pandemic has had a devastating impact on many businesses whose employees now have questions about the vaccines. A health...
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The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...
Understanding
health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...
People around the world are still contracting the coronavirus, with much more concerned about potential infection. Research experts are in the development phases of...
If there was ever a time to let necessity drive the business, it’s now. The future won’t be captivated by yesterday’s achievements, and tomorrow’s plans won’t come to fruition without an insurance business model that understands there are different...
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how...
1-Slash Your Auto Insurance Rates: Top Hacks for 2024Car insurance is a necessary expense, but that doesn't mean you have to overpay. In today's competitive market, there are clever ways to significantly reduce your auto insurance rates. Here are...
Notice Pertains To Those Living in Fairfield, Litchfield and New Haven Counties
HARTFORD, CT – Governor Ned Lamont today is reminding homeowners, renters, and businessowners in Fairfield County, Litchfield County, and New Haven County that there are two weeks left...
Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....
Be proactive about preparing for the danger of wildfires.
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations.
Let’s discuss the why,...
Hurricanes can be among nature’s most destructive events.
Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
If you are able, take photos to document circumstances of the accident.
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023 | Wellness
A trip to the grocery store probably feels a little different today than it did a few years...
(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
As we approach the Medicare Annual Election Period (AEP), it’s crucial to stay informed about the options and changes that can impact your healthcare. Every year, the Medicare landscape evolves, and the Annual Election Period is your opportunity to make sure your Medicare...
Life Insurance can be a complicated subject. It is considered an investment when it provides protection for your beneficiaries upon your death. The need for life insurance and how much of it depends on your requirements. Bogle Agency Insurance...
Is 1099 exempt from workers compensation insurance in Florida? This is a common question for many business owners in Florida who hire independent contractors. Simply put, most 1099 contractors aren’t required to have workers’ compensation insurance in Florida, unless...
When expecting a child, families receive gifts like clothing, blankets, and various items to care for their new bundle of joy. However, the most important item you need to bring your newborn home from the hospital is a regulated...
For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation.
Covered California, the state's online insurance exchange, has announced premium increases of only 0.6 percent, a record low for the second...
Growing older is inevitable, and the time may come when you need assistance with basic needs and help with tasks such as getting dressed or going to the doctor. If you don't want to be a burden on your...
Speaking with Artemis, Brad Adderley, Partner at global law firm Appleby, emphasised that while 2024 may not be a record year for catastrophe bond issuance, it is not a sign of doom and gloom, as the market has already...
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Leaders in the surety industry recognize that to stay relevant, surety professionals must adopt technological solutions to enhance the issuance, delivery and security of surety guarantees, which are a vital part of commerce and regulation.
As one of...
Is 1099 exempt from workers compensation insurance in Florida? This is a common question for many business owners in Florida who hire independent contractors. Simply put, most 1099 contractors aren’t required to have workers’ compensation insurance in Florida, unless...
April is Alcohol Awareness month, bringing attention to the devastating impact of impaired driving. It's alarming that 32 lives are lost daily in the U.S. due to crashes involving alcohol-impaired drivers. By planning ahead and utilizing the plethora of...
