Sunday, March 16, 2025

2023 Whole Life Company...

Podcast: Play in new window | Download A number of years ago, we stopped...

Do I Have To...

Health insurance can be a confusing topic, especially when you are self-employed. If...

Top Business Insurance Coverages...

Starting a business is an exciting venture, but it comes with risks. From...

Allstate reports $1.7bn Q3...

US primary insurer Allstate has reported that its pre-tax catastrophe losses for the...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral...

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to ensure that their family members are not burdened with the cost of their final expenses. TABLE OF CONTENTS Section 1: What is Final Expense Insurance? Section 2: Why Do You Need Final Expense Insurance? Section 3: What Is The Cost of Funerals? Section 4: What Is The Burden on Family Members? Section 5: What Are Some Unexpected Expenses? Section 6: How Does Final Expense Insurance Work? Section 7: What Are The Coverage Options for Final...

Tips To Make Small Business Health Insurance Affordable

Offering good benefits is integral to your ability to recruit and retain great employees, and health insurance is undoubtedly one of the employer-provided benefits that people value most. For many small businesses, affording good group coverage can be extremely challenging. Working with a knowledgeable health insurance broker and exploring strategies to save could help you spend less on this crucial line item. Here are a few tactics that could allow you to fit your healthcare plan into your budget more manageably. Survey the Marketplace With Your Broker To find the most competitive rates for group health insurance coverage, you don’t have to approach every single carrier...

The Virgen Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d{ padding-bottom:10px; } body .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-subheading{ font-size:15px; } The Virgen Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c .av-image-caption-overlay-center{ color:#ffffff; } #top .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6{ padding-bottom:10px; } body .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-subheading{ font-size:15px; } Hello #top...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Allstate puts Milton loss at $102m, suggesting cat bond at-risk. YTD pre-tax losses hit $4.84bn

US insurer Allstate has confirmed its pre-tax loss from hurricane Milton at $102 million, at which level it seems possible the Sanders Re II...

Liability Considerations for Affordable Housing Developments

Save as PDF Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent.  According...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

EEOC Guidelines on COVID-19 Vaccines

Save as PDF On December 16, 2020, the Equal Employment Opportunity Commission (EEOC) issued its first direct guidance for employers regarding COVID-19 vaccines. The EEOC is...

Captive Insurance for ESOP Companies

Save as PDF Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and...

How To Navigate Open Enrollment as a Small Business

Some business owners treat the benefits packages they provide as a set-it-and-forget-it system. However, what might seem like the best benefits to you might not meet the needs of your current employees or the top-performers you hope to attract....

What You Need To Know About Medicare Part A Coverage

Medicare is a government service that helps millions of aging people access the healthcare coverage they need at a low cost. There are two types of Medicare: Part A and Part B. Understanding Medicare regulations are complex, but it...

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Empire Life Blog The Unprecedented Scope and Investment Opportunity of the Fourth Industrial Revolution

The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...

Not a sign of doom and gloom if 2024 isn’t a record year for cat bonds: Brad Adderley, Appleby

Speaking with Artemis, Brad Adderley, Partner at global law firm Appleby, emphasised that while 2024 may not be a record year for catastrophe bond...

Cara Membuat Emping Melinjo yang Renyah dan Gurih

Nah, di artikel ini, kita bakal bahas cara...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...

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How to Track Your American Family Auto Insurance Claim in 2024

To track the progress of your American Family auto insurance claim, simply log into your account or mobile app, visit the “Claims” section, and...

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Affordable Housing Insurance Challenges: Understanding the Market

Save as PDF Whether you are an owner, developer or property manager working in the affordable housing industry, you are undoubtedly facing challenges related to your insurance program that are impacting your business strategy and bottom line. Understanding the root...

Medicare Health Insurance Broker Explains COVID-19 Coverage

Older adults are one of the groups most at risk from the coronavirus pandemic, according to the Centers for Disease Control, along with those who live in a long-term care facility or nursing home. Another group at higher risk...

Workers Compensation In NJ | Bogle Agency Insurance

 Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have...

7 things to consider before buying business insurance – Northbridge Insurance

This blog is provided for information only and is not a substitute for professional advice. We make no representations or warranties regarding the accuracy or completeness of the information and will not be responsible for any loss arising out...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

How to Get Health Insurance When Self-Employed: Affordable Options and Tips

So, you’ve taken the plunge into self-employment—congratulations! You’ve now got the freedom to set your own hours, take on exciting projects, and call the shots. But there’s one little challenge every self-employed person faces: health insurance. Don’t worry; you’re not...

Responsible Spending During the Holidays — Legal Insurance Blog — December 12, 2023

The holiday season is a time of joy and cheer, where families and friends come together to celebrate and exchange gifts. However, with the excitement of the holidays, it is easy to overspend and end up with a mountain...

Everything New Parents Need to Know about Car Seats

When expecting a child, families receive gifts like clothing, blankets, and various items to care for their new bundle of joy. However, the most important item you need to bring your newborn home from the hospital is a regulated...

It’s That Time of Year Again – Do You Know How to Be Compliant in Handling Your MLR Rebate?

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for the last calendar year must provide rebates to plan...

WPS Health Blog | WPS Health Insurance

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Physician Mortgages: How to Skip the PMI and Save

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible....

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Health Coverage Demystified

Everyone should have individual health insurance. The benefits of having a policy outweigh the costs. However, it is not always clear how paying monthly premiums is a benefit, which is why you should talk to a licensed health insurance...

Standard Set-Up Time for Small Business Health Insurance

To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their...

Effective Digital Marketing Strategies for Insurance Agents to Grow Their Business

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to attract more leads and grow their business.  The Importance of a Digital Presence Developing a...

DOL Revises FFCRA Regulations in Response to Court Decision

Save as PDF The U.S. Department of Labor (DOL) has issued revisions to regulations that implement the paid sick leave and expanded family and medical leave provisions of the Families First Coronavirus Response Act (FFCRA). The revisions were issued in...

3 Keys to Empowering Your Clients for Self-Funded Health Plan Success: Webinar Recap

Highlights Dave Chase, founder of Health Rosetta, met with Mike Schroeder, president and founder of Roundstone, to host an insightful webinar. This webinar revealed some of the most eye-opening inefficiencies of traditional, fully insured health plans. Among the topics presented, viewers learned...

Life Insurance isn’t for You, it’s for Them

By Tom Driscoll, Financial Advisor at R&R Wealth Management You may have heard it said before, but it bears repeating: Life insurance isn’t for you, it’s for them—for the people who mean the most to you, for the loved ones...

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