Monday, March 17, 2025

Review your business life...

Life insurance can be a valuable part...

The Political Side of...

Health care is notorious for being politicized, and election season turns up the...

Hurricane Insurance in Louisiana,...

The Hurricane season in 2024 has been extremely wrathful and led to...

October is National Dental...

October is National Dental Hygiene Month. This month is dedicated to raising awareness...

Government shuts the door on second home tax...

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties are holiday lets will be forced to pay under tough new measures.The new rules, to be introduced in April 2023, were announced today in a statement from the Department of Levelling Up, Housing and Communities and Michael Gove MP.In summary:Homeowners who leave properties empty while pretending to let them to holidaymakers will be targetedUnder the new rules, holiday lets must be rented out for a minimum of...

4 tips for using electronic evidence of insurance...

 Now that evidence of electronic insurance is accepted in most states, the fear of digging through your glove box for insurance cards recently is largely a thing of the past. John Espenschied from Insurance Brokers Group at St. Louis said most insurance operators have participated in digital bandwagon and have given their customers the ability to withdraw insurance cards on smartphones. "Your insurance card is now accessible like a smartphone in your hand," said Espenschied. "The possibility is, if you go to the app store on your smartphone, you will find the application of your insurance company." This application often allows you to make payments, submit and track claims,...

Consumer Protection Assistance is Essential in a Group Legal Plan — Legal Insurance Blog — December 14, 2023

As an employer, you are responsible for providing your employees with a comprehensive benefits package that includes healthcare, retirement plans, and even legal assistance....

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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A Crisis at an All-Time High

Employee Burnout, defined as a syndrome resulting from chronic workplace stress, has reached unprecedented levels globally and in Singapore, unsurprisingly. The state of physical...

ERISA Lawsuit Alleges Mismanagement of Prescription Drug Benefits

Save as PDF A recently filed lawsuit against Johnson and Johnson (J&J) alleges that the company breached its fiduciary duties under ERISA by mismanaging its...

APRA’s proposed lowering of reinstatement requirements favourable for ILS: Fitch

According to Fitch Ratings, the proposal from the Australian Prudential Regulation Authority (APRA) to remove the requirement for reinsurance arrangements to have a reinstatement...

Hurricane Preparedness for Businesses | Scott Insurance

Save as PDF With the peak of hurricane season upon us, it is important for businesses to know how to proactively minimize potential loss and...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics....

How To Choose a Medicare Plan During Open Enrollment

Every Fall brings an opportunity to make an annual Medicare election, which often fills people with dread due to the range of choices that bombard them over the summer. A health insurance broker licensed to sell Medicare health plans...

Are All Short-Term Health Insurance Plans the Same?

Short-term health insurance provides temporary medical coverage if you lose your coverage due to job loss, disability, or another event. Many short-term health plans vary greatly from traditional medical plans. Short-term plans also vary depending on the carrier. Read...

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Empire Life Blog The Unprecedented Scope and Investment Opportunity of the Fourth Industrial Revolution

The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...

Not a sign of doom and gloom if 2024 isn’t a record year for cat bonds: Brad Adderley, Appleby

Speaking with Artemis, Brad Adderley, Partner at global law firm Appleby, emphasised that while 2024 may not be a record year for catastrophe bond...

Cara Membuat Emping Melinjo yang Renyah dan Gurih

Nah, di artikel ini, kita bakal bahas cara...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...

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Essential Coverages for Peace of Mind

Alright, folks, let’s have a little heart-to-heart about something most people would rather not think about—insurance. I know, I know, it’s about as exciting...

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Preparing your home for vacation

Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage while you are away. Here is a checklist we have developed to help you have...

Why Greater Financial Responsibility is the Best New Year’s Resolution — Legal Insurance Blog — January 2, 2024

Welcome to the new year! With the end of the past year and the start of this new one, it is time to reflect on the improvements you can make. If you want to start taking control of your...

Only modest YTD losses shared with Alternative Capital Partners’ investors: Swiss Re CFO

Year-to-date, only modest amounts of catastrophe losses would be shared with the investors backing reinsurance firm Swiss Re’s Alternative Capital Partners (ACP) division, as the third-party capital unit is more geared to larger tail-risk events, the firm’s Group CFO...

Empire Life Blog Using an FHSA to benefit from tax-free growth

Dean is a single Canadian in his twenties looking forward to buying his first home. He’s planning to increase his home savings as his income grows over time. Dean’s advisor recommends a First Home Savings Account (FHSA) because it...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

CHUBB MASTERPIECE INSURANCE FOR NJ CAR OWNERS

 Offering The Best Coverage Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Auto Preference automobile insurance to NJ drivers. This is the broadest automobile insurance coverage available in NJ. It is to a car owner’s benefit to learn about...

The Kovacic Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3{ padding-bottom:10px; } body .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-subheading{ font-size:15px; } The Kovacic Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf .av-image-caption-overlay-center{ color:#ffffff; } The post The Kovacic Family’s Real Life Disability Insurance Story appeared first on OPI Hilb Group NE.

Florida Workers Compensation Waiver: Top Guide 2024

Florida workers compensation waiver is a key term for business owners navigating the complexities of insurance law in the Sunshine State. Understanding whether you qualify for an exemption from providing workers’ compensation can be crucial. Here’s a quick overview...

Empire Life Blog 2024 Semi-annual Market Outlook: Macroeconomic Overview

Monetary policy, global growth, politics and innovation have dominated headlines in 2024, and we expect these broad themes to continue to have an impact on markets as we head into the second half of the year. Monetary policy & global...

Physician Mortgages: How to Skip the PMI and Save

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible....

Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage can be tough because of big student loan debts and how their income can change...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...

The Political Side of Health Care: Trump vs. Biden’s Plans

Health care is notorious for being politicized, and election season turns up the heat on issues that affect the insured and the uninsured alike. While many citizens advocate for a more universal health care system, others feel strongly that...

PGGM / PFZW invest $200m into Mt. Logan Capital Management structure Scenery Re

PGGM, the Dutch pension investment manager has allocated $200 million to a new quota share structure named Scenery Re on behalf of its end-client the Dutch pension PFZW, with the vehicle managed by Everest specialist unit Mt. Logan Capital...

Greenlight Re exploring third-party capital and ILS investor opportunities

Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to develop third-party capital partners and exploring opportunities to work with ILS investors.At an investor day...

Empire Life Blog How Might U.S. Elections and Fed Rate Cut Influence Markets?

This past week has been marked by significant developments in the United States, highlighted by President Donald Trump's conclusive electoral triumph, along with a policy adjustment from the Federal Reserve, which elected to reduce the overnight interest rates by...

Empire Life Blog 2024 Semi-annual Market Outlook: Global equities

Europe has benefited from falling inflation and positive GDP revisions. Wage increases and improved corporate governance standards are among some of the reasons we maintain a positive view of Japan heading into the second half of the year. Chinese...

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