Monday, March 17, 2025

6 Questions (and Answers)...

If you’re dealing with a wet basement or a soggy lawn, you might...

Post-event cat bond pricing...

Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane...

Empire Life Blog How...

This past week has been marked by significant developments in the United States,...

Liability Considerations for Affordable Housing Developments

Save as PDF Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent.  According to the National Low Income Housing Coalition’s 2022 Report, the U.S. is facing a shortage of 7 million affordable rental homes/units. While this need creates challenges for our communities, it simultaneously creates significant opportunity for affordable housing developers.  Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies.  Contractual Risk Transfer and Additional Insured Status Contractual risk transfer is a significant part of a successful risk management strategy for affordable housing developments, especially during the construction...

Transferable Skills: The Path to Success

In a rapidly evolving job market, sometimes it seems like the only constant is change. We’ve seen once-hot careers displaced by automation, whole industries disrupted by new technology, or job sites moving to other states — or even other countries. Not to mention a pandemic forever changing our concept of “the workplace,” introducing hybrid environments that many of us were never exposed to pre-pandemic. While changes like these can leave us scratching our heads about our next career move, there’s one area job seekers can always count on to make themselves stand out to prospective employers: Transferable skills. You Can Take It With You Also known as “portable skills,”...

Preparing your home for vacation

Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Hurricane Insurance in Louisiana, Does Home Insurance Cover Hurricanes? 

The Hurricane season in 2024 has been extremely wrathful and led to tragic loss of human lives and caused havoc in states like...

Where to Find the Best Car Insurance in Utah

When insuring your vehicles, the search for the best car insurance in Utah isn’t just about finding the lowest price. While affordability is important,...

Plenum exceeds $200m of assets in CAT Bond Dynamic fund

Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than...

Cheap Car Insurance with No Deposit: Debunking the Truth and Finding Cheap Coverage 

Cheap Car Insurance with no deposit might seem tempting but it does not really exist. At least no legitimate company provides car insurance...

Addressing Employee Health Risk in Senior Living Provider Populations

Save as PDF In 2012, Scott Benefit Services formed a group health captive, the Heritage Group Health Plan, with several independently-owned Senior Living community employers...

What You May Not Know About Motorcycle Safety

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

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Empire Life Blog The Unprecedented Scope and Investment Opportunity of the Fourth Industrial Revolution

The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...

Not a sign of doom and gloom if 2024 isn’t a record year for cat bonds: Brad Adderley, Appleby

Speaking with Artemis, Brad Adderley, Partner at global law firm Appleby, emphasised that while 2024 may not be a record year for catastrophe bond...

Cara Membuat Emping Melinjo yang Renyah dan Gurih

Nah, di artikel ini, kita bakal bahas cara...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...

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Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases...

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What Happened to Innovative Insurance Product Development?

Buying is changing. If we examine what is happening in retail, we can get a glimpse of what customers will be wanting in insurance. Coming to big box stores or a grocery store near you — pick up your item, scan...

Top Health Insurance Options for the Self-Employed in California

Navigating health insurance as a self-employed individual in California can be challenging. Whether you’re a freelancer, a small business owner, or an independent contractor, understanding your options is crucial for maintaining your health and financial security. This guide will...

What Employers Should Know About Seasonal Employment

Many organizations rely on seasonal workers to supplement their regular workforce during peak times. Your immediate thought upon reading this might be that this is about determining benefits eligibility under the Affordable Care Act (ACA). Well, that’s only part...

Preserve your car during storage

Preserve your car during storage if you're not progressing to use your automotive for quite a month, store it properly to forestall gratuitous injury and repairs upon your come.Fill the storage tank to assist forestall condensation from accumulating within the storage tank. Add a fuel stabilizer and drive the automotive around a small amount to distribute the additive to engine components.Wash and wax the automotive completely to...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Comprehensive Guide to Insuring Your Bicycle and E-Bike

Bicycles are more than just a mode of transportation; they represent a significant investment for many, especially with the rise of high-end models designed for racing, long-distance rides, or daily commuting. The cost of these bicycles can range from...

Disability Insurance Serves a Family – Twice!

Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. “I could never envision a life without working,” she says. Her insurance...

The Next Gen Agent’s Super Suit: Insurance Distribution Management

As long as there have been superheroes, there have been super suits. The suit’s original purpose was to distinguish the superhero from the average person on the street and to give them a brand of their own. When the...

General Liability Insurance Contractor: Top Guide 2024

Why General Liability Insurance Contractor is Crucial for FloridiansWhen it comes to operating a contracting business in Florida, general liability insurance contractor protection isn’t just wise—it’s essential. This type of insurance shields your business from unexpected financial burdens caused...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Medicare True Out-Of-Pocket Coast (TrOOP) Explained

If you have one or more pricey prescriptions and are or will soon be eligible for Medicare, you may be thinking about signing up for a Medicare Part C or D plan in order to get prescription drug coverage....

Exploring Health Insurance When You’re Self-Employed

It can be tricky for self-employed professionals to evaluate their insurance options. For example, just knowing where and how to get started can be confusing. Also, some people wonder whether they need insurance in the first place. This post...

Members Capital appoints Lord Chris Holmes MBE to strategic advisory board

Members Capital Management Limited, a Bermuda-based asset manager focused on bringing new sources of reinsurance capital to the insurance-linked securities (ILS) sector using digital and tokenized assets, has appointed UK public and private sector leader Lord Chris Holmes MBE...

Plenum exceeds $200m of assets in CAT Bond Dynamic fund

Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than $200 million of assets under management.The manager launched this higher-yielding catastrophe bond fund strategy, called...

Top 5 Best Picks 2024

Understanding Insurance Companies in FloridaWhen it comes to choosing between the insurance companies in Florida, finding the right one can be challenging. Here’s a quick overview of some top insurance companies in Florida to help you make the best...

Self-Insured vs. Fully Insured Employee Health Benefits: How Do They Differ?

Highlights  Cost containment in healthcare is a significant concern for small and midsized companies. Many SMBs are discovering the advantages of transitioning from a fully funded to a self-funded insurance plan. Self-insured (or self-funded) insurance provides financial control, data transparency, flexible plan...

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