Life insurance can be a valuable part of your business plans.
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. The ability to recover quickly after an unexpected event starts with building a policy that is tailored to the circumstances surrounding your business. An annual policy review is a simple way to review your coverage and identify needs.
Life insurance has long been valuable in the business market, and permanent policies can be even more beneficial in uncertain times:
Guaranteed cash values can help buffer against economic crisis,...
In the United States, health care costs affect both employers and employees, and the costs have projections to jump by the fastest rate in 15 years. The
Business Group on Health estimates the costs will jump by 8% in 2025.They also predict a sharp increase in pharmacy expenses, new treatments, and ongoing health conditions to drive the bulk of the surge. Knowing which trends to watch helps business owners prepare for the upcoming challenges. Why Healthcare Costs are Rising
The reasons why health care cost increases are complex, but there are a few main reasons. Pharmacy costs play a large role, including a big jump on...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Lockton Re, the independent reinsurance broker is working with risk modelling and data analytics specialist Verisk to develop new index and parametric triggered risk...
Oxbridge Re Ltd., the Cayman Islands based reinsurance company, is planning to expand its offering of tokenized reinsurance securities that fund its collateralized reinsurance...
With barriers to adoption of modern analytical methodologies and technological innovations lower than ever, Ben Brookes, Managing Director – Advisory Services, Moody’s Insurance Solutions,...
If you have a medical emergency, healthcare providers can’t turn you away without essential services if you don’t have medical insurance. The
Emergency Medical Treatment and Labor Act (EMTALA) requires healthcare facilities to provide essential lifesaving services to anyone...
Determining how much insurance you need to be fully protected and fit into your budget is a tricky task. Many factors come into play when answering this question. Things like state minimums, lender requirements, and the value of your...
Enjoy exclusive access to our content
Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.
The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...
Understanding
health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...
Employee Burnout, defined as a syndrome resulting from chronic workplace stress, has reached unprecedented levels globally and in Singapore, unsurprisingly. The state of physical and mental exhaustion, loss of work-life balance, and satisfaction are no longer individual issues but...
auto insurance
Understanding auto insurance—the basics
Property – such as damage to or theft of your car
Liability – your legal responsibility to others for bodily injury or property damage
Medical – the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses
Who is...
In a rapidly evolving job market, sometimes it seems like the only constant is change. We’ve seen once-hot careers displaced by automation, whole industries disrupted by new technology, or job sites moving to other states — or even other...
Highlights
Cost containment in healthcare is a significant concern for small and midsized companies.
Many SMBs are discovering the advantages of transitioning from a fully funded to a self-funded insurance plan.
Self-insured (or self-funded) insurance provides financial control, data transparency, flexible plan...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
If you are able, take photos to document circumstances of the accident.
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...
Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023 | Wellness
A trip to the grocery store probably feels a little different today than it did a few years...
Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...
You can control some aspects of your insurance costs. Your independent agent can help.
Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...
With the popularity of Electric Bikes, it’s important to understand the rules. According to the Colorado General Assembly the following is how E-bikes are treated in the state of Colorado.Each County or City have additional rules and restrictionsFor the...
When expecting a child, families receive gifts like clothing, blankets, and various items to care for their new bundle of joy. However, the most important item you need to bring your newborn home from the hospital is a regulated...
Why General Liability Insurance Contractor is Crucial for FloridiansWhen it comes to operating a contracting business in Florida, general liability insurance contractor protection isn’t just wise—it’s essential. This type of insurance shields your business from unexpected financial burdens caused...
img#bf_image-6710ad7753443 {
width: 640px;
}@media screen and (max-width: 768px) {
img#bf_image-6710ad7753443 {
width: 100vw;
}
}This week's featured customer car is a little red Corvette. This 1998 convertible Corvette is a beautiful example of America's modern muscle car. McElhinny Insurance Agency insures all types of...
More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
When the sun is shining, most people want to spend time outdoors exercising, playing, or just relaxing. You may love how the sun feels on your skin, but deep down below the surface, your long-term health may be at...
As we step into 2024, it's paramount to set resolutions that prioritize financial well-being and risk management. Whether you're safeguarding your home and family or securing your business assets, here are key insurance resolutions for both personal and commercial...
RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s Capital Partners division to a new end of quarter high of $7.72 billion.At September 30th...
Here are the ten most popular news articles, week ending November 17th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.”
Survivorship life insurance, also known as second-to-die life insurance, is a type of policy that covers two individuals,...
Buying is changing.
If we examine what is happening in retail, we can get a glimpse of what customers will be wanting in insurance. Coming to big box stores or a grocery store near you — pick up your item, scan...
