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Choosing a 2021 Health...

Choosing the right health plan is important for you and your family. Unfortunately,...

What You Need to...

As some of you may have heard, Sublimity Insurance, a well-loved Oregon-based insurance...

Oxbridge Re to add...

Oxbridge Re Ltd., the Cayman Islands based reinsurance company, is planning to expand...

What to Do After...

October is National Cyber Security Month, a time to focus on the rising...

What is auto insurance? | Car Insurance

auto insurance Understanding auto insurance—the basics Property – such as damage to or theft of your car Liability – your legal responsibility to others for bodily injury or property damage Medical – the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses Who is covered by my auto insurance—and under what circumstances?Is auto insurance coverage mandatory? Bodily injury liability – which covers costs associated with injuries or death that you or another driver causes while driving your car. Property damage liability – which reimburses others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole. Medical payments or personal injury protection...

What You Need to Know

Whether it’s fixing storm damage, updating a kitchen, or making essential improvements, choosing the right contractor for your home or business is key. But for many residents in Wisconsin, this decision can turn into a nightmare, thanks to one growing problem: contractor fraud. Wisconsin residents are particularly vulnerable to these scams after severe weather like heavy snowfalls, floods, or windstorms. Last year, there were 28 disastrous climate events across the U.S., totaling nearly $98 billion in losses. Post-disaster fraud accounted for nearly 10 percent of that, impacting individuals and insurance premiums across the industry. Staying safe from storm chasers is important as storms become more common and...

Why You Need It and How It Works

Welcome, friends! Today we’re diving into a topic that may not seem as exciting as winning the lottery but is far more reliable: insurance. Now, before you...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Singapore’s Upcoming Mental Health Guidelines for Employers

Employers looking to support their staff amidst mental health challenges will be able to use a set of guidelines from the Workplace Safety and...

Strategies to Increase COVID-19 Vaccination Rates in Senior Living Employee Populations

Save as PDF The business need – and population health need – of having larger percentages of vaccinated employees in the Senior Living industry is...

Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...

DOL Revises FFCRA Regulations in Response to Court Decision

Save as PDF The U.S. Department of Labor (DOL) has issued revisions to regulations that implement the paid sick leave and expanded family and medical...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

6 Questions (and Answers) About French Drains

If you’re dealing with a wet basement or a soggy lawn, you might want to look into installing a French drain. While it’s not necessarily a “quick fix,” a French drain can be a smart investment to keep your...

Medicare Drug Price Negotiation Program Set to Change Healthcare

More than 8 million Medicare Part D enrollees are set to benefit from the Medicare Drug Price Negotiation Program. The program empowers Medicare to negotiate with drug manufacturers and lower the prices of select medications covered under Medicare Part...

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Empire Life Blog The Unprecedented Scope and Investment Opportunity of the Fourth Industrial Revolution

The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...

Not a sign of doom and gloom if 2024 isn’t a record year for cat bonds: Brad Adderley, Appleby

Speaking with Artemis, Brad Adderley, Partner at global law firm Appleby, emphasised that while 2024 may not be a record year for catastrophe bond...

Cara Membuat Emping Melinjo yang Renyah dan Gurih

Nah, di artikel ini, kita bakal bahas cara...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...

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How the 2024 Election Could Impact Health Insurance Access

Millions of Americans might not be able to get health insurance, depending on the election’s outcome. It determines whether the country stays with affordable...

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How much car insurance do I need?

Determining how much insurance you need to be fully protected and fit into your budget is a tricky task. Many factors come into play when answering this question. Things like state minimums, lender requirements, and the value of your...

A Guide to Medicare Advantage and Prescription Drug Plans

The Medicare Annual Election Period takes place between October 15th and December 7th, this period is your annual window to shop, purchase, or renew your Medicare Advantage and prescription drug plans. Medicare coverage can be complex, so let’s break it...

7 Secrets to Finding a TPA that Fits Your Needs

Self-funding is an ideal way for small to midsize businesses to save on health insurance costs. Part of the self-funding puzzle is finding a TPA that will meet your needs and help you enjoy the benefits that self-funded insurance...

Cybersecurity Best Practices | Scott Insurance

How to Address Today's Cyber Threat Save as PDF High-profile cyber attacks like the Microsoft Exchange server hack, the SolarWinds Orion software compromise and the Colonial Pipeline ransomware attack have highlighted increasing cyber risk for nearly every type of business. Furthermore,...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Chubb Homeowners Insurance Coverage | Bogle Agency Insurance

   Bogle Agency Insurance offers top Homeowners Insurance protection with Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb has long been known as a top insurance carrier in NJ and we are happy to provide the information you need to...

The Kovacic Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3{ padding-bottom:10px; } body .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-subheading{ font-size:15px; } The Kovacic Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf .av-image-caption-overlay-center{ color:#ffffff; } The post The Kovacic Family’s Real Life Disability Insurance Story appeared first on OPI Hilb Group NE.

Empire Life Blog 2024 Semi-annual Market Outlook: Canadian equities

The Bank of Canada has expressed confidence that inflation will continue to move towards the 2% target. Canadian consumers will require further rate cuts and more time to alleviate pressure from their large debt-loads. The Trans Mountain Pipeline and...

LIC’s New Plan Jeevan Utsav (Plan No. 871)

Life Insurance Corporation of India has decided to launch a new insurance plan named Jeevan Utsav (Plan No. 871). Jeevan Utsav will be available for sale from 29-11-2023. The unique Identification of Jeevan Utsav is 512N363V01. LIC’s Jeevan Utsav...

Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage can be tough because of big student loan debts and how their income can change...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

The Importance of Reviewing Your Explanation of Benefits

Health insurance providers send claimants an explanation of benefits for every medical claim they process. These statements break down medical providers' charges, the percentage insurers cover, and the claimants' contributions. What Does an Explanation of Benefits Include? The EOB...

8 Homeowners Insurance Coverages You Need

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be yourbiggest asset. Check out the list below, which shows some major “must haves”...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

2020 Presidential Election: Impacts on Employer-Sponsored Health Plans

Save as PDF With the major media organizations having now called the presidential election declaring former Vice President Joe Biden as the 46th President of the United States, we wanted to provide some forward-looking insights regarding the potential impacts to...

July is UV Safety Awareness Month

July is UV Safety Awareness Month. As we bask in the warmth of the summer sun, it's crucial to remember the potential dangers that come with excessive exposure to UV rays. While the sunshine brings us joy and vitamin...

General Liability Insurance Construction: Top Guide 2024

General liability insurance construction is a must-have for any construction business. This type of insurance is essential because:It covers bodily injury to people outside your business.It protects against property damage to third parties.It includes coverage for personal and advertising...

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