No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past, or because of what a some private eye they hired claims they saw you do. A Michigan Court of Appeals ruling – which applied a landmark decision by the Michigan Supreme Court – put an end to this. Until now, insurance companies have been exploiting overly broad anti-fraud provisions in policies to deny an ever escalating number of claims for...

“How did we get to this point?” It’s a question that we read and hear all the time, and certainly, most of us have asked it at some time in the last three years. How did it come to the point where insurance doesn’t seem capable of taking the upper hand in the race between risk and profit? The world and the economy have handed insurers a tough equation. Today’s business is navigating so many adverse circumstances and risk-related variables that it almost seems like an impossible equation. Can actuaries, underwriters, and business leaders get back on top and win the combined ratio game?   The issue becomes...

  When the weather turns chilly outside, many homeowners turn to a fireplace, space heater, wood-burning stove or patio heater to make their space a...

As we celebrate National Immunization Awareness Month in August, it is crucial to recognize the significant impact of vaccines in preventing diseases among adults...