Monday, March 17, 2025

Market Value vs Replacement...

When it comes to insuring your home, understanding the nuances of your policy...

6 Steps To Schedule...

Vaccination is the key to stopping the COVID-19 pandemic and returning to normal...

ERISA Lawsuit Alleges Mismanagement...

Save as PDF A recently filed lawsuit against Johnson and Johnson (J&J) alleges that...

Drafting a Living Will...

We often set goals and resolutions to improve our lives as we approach...

Mini Tort Claim Denied Or At-Fault Driver Refuses...

How to hold a driver responsible for vehicle damage under the Michigan mini tort If the at-fault driver who damaged your car refuses pay on your mini tort claim, then you have two options for holding the driver accountable: (1) file a claim with his or her auto insurer if he or she has limited property damage coverage or (2) file a mini tort lawsuit against the driver in small claims court. Under Michigan’s mini tort law, car accident victims can recover a maximum of $3,000 for vehicle damage that is not otherwise covered by insurance from the at-fault driver who caused the crash. (MCL 500.3135(3)(e)) This...

Physician Mortgages: How to Skip the PMI and...

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible. With these loans, there’s no need to put money down upfront and you don’t have to worry about getting private insurance (PMI), which is great news for docs. They’re set up this way because they take into account the tough spots of being in medicine – like having a lot of medical school debt and not making much money at first. Unlike regular home loans, physician mortgages work...

Snowbirds: How to Winterize Your Home While You’re Away

If you are a snowbird that heads south for the winter, there are several key things you can do to help winterize your vacant...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics....

Allstate puts Milton loss at $102m, suggesting cat bond at-risk. YTD pre-tax losses hit $4.84bn

US insurer Allstate has confirmed its pre-tax loss from hurricane Milton at $102 million, at which level it seems possible the Sanders Re II...

Allstate targets $350m multi-peril reinsurance with Sanders Re II 2024-3 cat bond

US primary insurer Allstate is back in the catastrophe bond market and seeking $350 million or more in multi-peril catastrophe reinsurance protection from the...

Schroders Capital invested $817m+ in ILS that help reduce protection gap in 2023

During the full-year 2023, the catastrophe bond and insurance-linked securities (ILS) team at private markets focused investment manager Schroders Capital allocated over US $817...

How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Save as PDF Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst,...

Understanding Full Retirement Age and Your Best Options

Leaving the workforce can be challenging, and you may struggle to decide the best time to retire. Typically, individuals will aim for full retirement age to maximize their benefits.However, when doing so, it’s important to understand full retirement and...

Is Your New Car Covered Under Your Auto Insurance Policy?

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you take in that...

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Empire Life Blog The Unprecedented Scope and Investment Opportunity of the Fourth Industrial Revolution

The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...

Not a sign of doom and gloom if 2024 isn’t a record year for cat bonds: Brad Adderley, Appleby

Speaking with Artemis, Brad Adderley, Partner at global law firm Appleby, emphasised that while 2024 may not be a record year for catastrophe bond...

Cara Membuat Emping Melinjo yang Renyah dan Gurih

Nah, di artikel ini, kita bakal bahas cara...

5 Ways Covered California Can Assist You

Understanding health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...

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How to Save on Renters Insurance Tips for Finding the Cheapest Coverage

Among several ways to save on your renters insurance, taking advantage of the variety of available discounts is only the beginning. While renters...

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Breast Cancer on the Rise in Young Women in Singapore

Cancer is often perceived as an illness of seniors. However, breast cancer diagnosis is on the rise for women aged below 40 in Singapore. Cultural and lifestyle change have contributed to this trend, and as patients and physicians are...

What The COVID-19 Self-Test Kit Means for Employers & Employees

Save as PDF On November 17, 2020, the FDA issued emergency use authorization (EUA) for the first self-test kit for COVID-19 that can provide rapid results at home with 94%-98% accuracy. While Lucira’s single-use test is currently only available at Sutter...

What To Remember When Choosing Long Term Care Insurance

Growing older is inevitable, and the time may come when you need assistance with basic needs and help with tasks such as getting dressed or going to the doctor. If you don't want to be a burden on your...

Who Pays Medicare Insurance Brokers?

Medicare provides state-sponsored health insurance plans through private companies to older individuals. Each year, millions of Americans across the country enroll in Medicare plans, but many don’t know their options. By working with a Medicare health insurance broker, which is...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Preparing your home for vacation

Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage while you are away. Here is a checklist we have developed to help you have...

Supporting the American Policyholder Association With Time and Money Is an Obligation If You Are a True Policyholder Advocate

The American Policyholder Association (APA) has emerged as a powerful force in the fight against insurance fraud, with recent achievements highlighting the critical importance of its work. The organization’s efforts, supported by dedicated legal professionals, concerned citizens, and courageous...

DIY Alternatives: Creating a Savings Account Instead of Buying Pet Insurance

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” As pet owners, we all want the best for our furry friends. We provide them with love, attention,...

Does Commercial General Liability Insurance Cover Independent Contractors? Essential Guide 2024

Does commercial general liability insurance cover independent contractors? This common question can puzzle many business owners in Florida, where the use of independent contractors is rising. Let’s simplify:Essentially, a standard CGL policy may not automatically cover independent contractors.Businesses can...

Frandsen Physician Mortgage Review (Updated 2024)

Frandsen Bank & Trust has a special loan offer for medical professionals living in Minnesota and Wisconsin. This physician loan is great because...

Physician Mortgages: How to Skip the PMI and Save

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible....

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

When is a Car Considered Totaled—And What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is...

Find The Right Small Business Health Insurance Plan

Offering health insurance benefits is an excellent way to draw talent to your company. However, the cost isn't insignificant, so it's essential to plan your budget carefully. One approach is to work with a health insurance broker in Santa...

Updated Guidance on Expiration of Deadline Extensions

Save as PDF On Friday of last week, we notified you that certain benefit administration deadline extensions were set to expire on 2/28/21 barring any late breaking regulatory update. Later that evening, the Department of Labor (DOL) and the Employee...

Supreme Court Blocks OSHA COVID-19 Mandate

Save as PDF In a 6-3 decision today, the U.S. Supreme Court has blocked the enforcement of OSHA’s emergency temporary standard (ETS) related to COVID-19 Vaccination and Testing in the workplace.  The ETS, which was originally announced in November 2021...

Seniors & Older Pets: Specialized Coverage Options for Geriatric Animals

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Pet insurance is an essential investment for pet owners, especially for senior pets. As our furry friends age,...

Contractors All Risk Insurance Cost: Top Insights 2024

Contractors all risk insurance cost is a crucial factor for any construction business in Florida. This coverage protects against unexpected events on a construction site, reducing the financial burden of unfortunate incidents. Key aspects of contractors all risk insurance...

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