How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023 | Money
If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial management issues like how much to spend and how much to save, you’re right in line with the majority of married couples.That said, there’s no reason to let money fights ruin your relationship. Each of the five most common money issues couples face has an easy and practical solution, and addressing these problems while they’re small can help you prevent them from getting so large that they...
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PEPY refers to your per-employee-per-year cost, an important employee health benefits plan metric.
Your PEPY presents the cost per employee of your health benefits plan.
Reducing your PEPY with cost-containment strategies lowers overall health insurance costs and saves you money.
With a group medical captive plan from Roundstone, you have transparent access to your claims data, which allows you to analyze your PEPY and make changes to your benefits plan.
If you’re struggling with rising health insurance premiums in your employee benefits plan and looking for a way to save on your healthcare costs, you’re not alone. In 2023, the average family premium rose 7% in 2023, reaching a...
Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
With the insurance-linked securities market continuing its expansion, the secondary market is becoming more liquid, enabling ILS managers to adopt more dynamic allocation strategies...
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Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst,...
When a hurricane is on the way, you have to act fast.
While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after...
Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must
understand how Medicare works and what your costs will be. 1. Medicare Has Four Parts
Medicare...
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The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical,...
Understanding
health insurance and finding the right coverage isn’t always easy. There is a lot to comprehend, and often, accessing important and practical information...
September is National Yoga Awareness Month. Starting yoga can feel intimidating, but remember it's a journey, not a destination. Find a comfortable space at home or a welcoming local studio to practice regularly. Many online resources and beginner classes...
That shiny new ride is right in reach. You’ve searched high and low, spent more time reviewing reviews on Google than you want to admit, but the time has come! You are ready to purchase your new (or new...
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In a 6-3 decision today, the U.S. Supreme Court has blocked the enforcement of OSHA’s emergency temporary standard (ETS) related to COVID-19 Vaccination and Testing in the workplace. The ETS, which was originally announced in November 2021...
So far, based on analysis of the catastrophe bonds in the UCITS structure that have priced their net asset value (NAV) since hurricane Milton struck Florida, the average mark-down across the funds is just -0.77%.We’d already tracked the movements...
Just as you would before any important purchase, do some research before buying insurance.
Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...
(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...
How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023 | Money
If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...
Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...
Be proactive about preparing for the danger of wildfires.
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations.
Let’s discuss the why,...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...
Make yourself visible no matter the time of day.
The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...
Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Bogle Agency Insurance offers top Homeowners Insurance protection with Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb has long been known as a top insurance carrier in NJ and we are happy to provide the information you need to...
Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get it—insurance may not be your idea of a good time, but hear me out. The...
A century from now, business historians will still be studying how Tesla recreated the automotive and transportation industry. The lessons they learn will be the same that can drive insurance technology decisions today.
For starters, Tesla conquered the twin issues...
Builders Liability Insurance Cost: Top 5 Vital Tips 2024
Builders liability insurance cost is a key consideration for anyone starting on a construction project in Florida. Whether you’re building a new property from scratch, remodeling an existing structure, or installing...
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}A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Trying to navigate the health insurance market on your own can be a nightmare, especially if this is your first venture into a private policy rather than typical employer-provided coverage. With so many plans and options, it may feel...
It is nearly seven months into the coronavirus crisis in the U.S. and, according to the CDC, almost 1.7 million citizens have contracted the disease. This is just the number of reported cases. It does not include those that...
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Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent. According to the National Low Income Housing Coalition’s 2022 Report, the U.S. is facing a shortage...
Cheap Car Insurance with no deposit might seem tempting but it does not really exist. At least no legitimate company provides car insurance with zero front payment. If you come across any insurance provider that advertises no deposit...
Paul Holba, on location in Indonesia, discusses Jakarta’s growing economy and the promising future of investing in emerging markets across Asia.
https://www.youtube.com/watch?v=rqtq6U2dh7c
It’s Paul Holba, senior vice president and chief investment officer at Empire Life Investments Inc.. Today marks the end...
Choosing Between Hip and Gable Roofs: A Practical GuideWhen comparing hip vs gable roof types, each has its own strengths and weaknesses depending on your needs and climate. Here’s a quick snapshot to help you decide:Hip Roof:– More stable...
