Monday, March 17, 2025

Transferable Skills: The Path...

In a rapidly evolving job market, sometimes it seems like the only constant...

Supporting the American Policyholder...

The American Policyholder Association (APA) has emerged as a powerful force in the...

Top 3 Essential Tips...

Florida workers compensation exemption renewal is crucial for many business owners seeking to...

ACA Marketplace Rising and...

The federal government’s ACA Marketplace is seeing more signups than ever since its...

Does auto insurance cover damage from fallen power...

What You Should Know Collision insurance pays for your car damages if you hit a fallen power line Comprehensive covers your car if a power line falls on it While liability won’t cover your car, it pays to replace the power line if at fault Does auto insurance cover damage from fallen power line? Yes, full coverage insurance covers fallen power line damage. For example, collision coverage pays out if you drive into a downed power line that causes vehicle damage, while comprehensive covers power line damage to a stationary vehicle. Still not sure if insurance will cover your power line damage? Keep reading to learn what kind of car insurance...

Captive Insurance for ESOP Companies

Save as PDF Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and Scott Insurance’s collaboration with the National Center for Employee Ownership (NCEO) to create two new captive programs exclusively for ESOP companies, OWN Health (health insurance) and OWN Risk (property and casualty).  Scott’s long history as an employee-owned company – and as an industry leader in the development and support of captive insurance programs – has given us unique insight into what makes the captive model an ideal solution for ESOP companies. The majority of ESOPs are well-managed, collaborative and have better-than-average risk...

Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Note: This guest post is by Frederick “Beau” Kron, an Independent Adjuster, Trainer, Appraiser & Umpire. He has written this post as an Independent...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Protect Yourself and Your Home or Business

Ladder safety is something many overlook, but it’s crucial to preventing serious injuries. In fact, more than 164,000 ladder-related injuries result in emergency room...

Allstate targets $350m multi-peril reinsurance with Sanders Re II 2024-3 cat bond

US primary insurer Allstate is back in the catastrophe bond market and seeking $350 million or more in multi-peril catastrophe reinsurance protection from the...

LIHTC Recapture Bonds for Affordable Housing

Save as PDF There are many different uses for surety bonds in the Affordable Housing industry. In our surety practice, we work frequently with contractors...

Ready to Grow? 8 Strategies to Get More Leads for Your Insurance Agency 

QR codes are a powerful tool to enhance customer engagement, improve lead capture, and grow your insurance business. With Agency Height’s Insta Quote...

Affordable Housing Insurance Challenges: Understanding the Market

Save as PDF Whether you are an owner, developer or property manager working in the affordable housing industry, you are undoubtedly facing challenges related to...

Key Insights for Employers in 2025

In the United States, health care costs affect both employers and employees, and the costs have projections to jump by the fastest rate in 15 years. The Business Group on Health estimates the costs will jump by 8% in...

What Is Covered Under Medicare Part B

When you turn 65 years old, or if special circumstances apply, you are eligible to apply for Medicare coverage. Along with Medicare Part A, Part B is one of the most important parts of original Medicare. Because Part A...

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Must know

No-Fault Fraud: What You Need To Know

No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto...

8 Homeowners Insurance Coverages You Need

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home...

Chill in the Air? Here’s How to Safely Heat Your Home and Patio

  When the weather turns chilly outside, many homeowners turn to a fireplace, space heater, wood-burning stove or patio heater to make their space a...

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Empire Life Blog Exploring Asia’s investment potential

Paul Holba, on location in Indonesia, discusses Jakarta’s growing economy and the promising future of investing in emerging markets across Asia.   https://www.youtube.com/watch?v=rqtq6U2dh7c   It’s Paul Holba, senior...

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Preparing your home for vacation

Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage while you are away. Here is a checklist we have developed to help you have...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

TWIA needs almost $5.8bn in reinsurance for 2025, as CRTF eroded by Beryl, PML rises

The Texas Windstorm Insurance Association (TWIA) is looking at another relatively significant increase in its reinsurance purchase next year, as it projects it may need almost $5.8 billion of reinsurance and catastrophe bond limit, due to the near-erosion of...

Five Myths about insurance | Car Insurance

Five Myths about insurance No one likes to buy auto insurance. It’s complicated. It’s expensive. And who understands how the premiums are determined? Maybe that’s why there is so much misinformation about insurance coverage and pricing. The non-profit Insurance Information Institute helped me tackle...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

The Virgen Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d{ padding-bottom:10px; } body .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-subheading{ font-size:15px; } The Virgen Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c .av-image-caption-overlay-center{ color:#ffffff; } #top .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6{ padding-bottom:10px; } body .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-subheading{ font-size:15px; } Hello #top .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6{ padding-bottom:10px; } body .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-subheading{ font-size:15px; } Hello The post The Virgen Family’s Real Life Disability Insurance Story appeared...

7 things to consider before buying business insurance – Northbridge Insurance

This blog is provided for information only and is not a substitute for professional advice. We make no representations or warranties regarding the accuracy or completeness of the information and will not be responsible for any loss arising out...

Non-Insurance Based Solutions: Credit Card Perks and Membership Clubs Offering Similar Benefits

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” When it comes to travel, having the right insurance coverage is essential for peace of mind. While traditional...

How Advisors Can Grow Their Book of Business with Medical Captives

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health insurance approach that benefits advisors and their clients. Advising companies in a medical captive can help you deepen relationships with clients and set you apart as a...

Retirement Strategy Checklist – The Top 18 Questions To ASK!

Retirement Strategy Checklist (The Top 18 Questions To ASK To Secure The Future of Your Money In An Uncertain Economy) 899-888-1397 TAKE THE STEPS – ASK THE QUESTIONS – GET THE SOLUTIONS WELCOME, TO YOUR WORLD OF RETIREMENT… When it comes to retirement planning,...

Accident & Health Insurance – Do You Need One Or Both?

Home » Accident & Health Insurance – Do You Need One Or Both? It’s hard to know what you’re going to need in this life to mitigate the risk (like accident and health insurance) and know that no matter what...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What You May Not Know About Motorcycle Safety

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury...

Employee Retention Saves a Business Money and Time

Quality employees are one of the most valuable resources a business can have. When somebody leaves the company, a new hire has to be found and trained. This process takes time and money that could be better utilized elsewhere....

White Mountains capitalised Bermuda collateralized reinsurer to support MGA Bamboo

Earlier this year, White Mountains committed up to $30 million in capital for a Bermuda-based collateralized reinsurance structure that provides sidecar-like support to its California homeowners managing general agent (MGA) Bamboo.Back in 2020, White Mountains Insurance Group entered into...

2021 Mid-Market Employee Benefits Benchmarking Survey Results

Save as PDF In today’s volatile and extremely competitive talent market, it is important to make sure your employee benefits offerings are an asset to your organization – helping you attract and retain employees.  According to Microsoft’s 2021 Work Trend...

June is Men’s Health Month

June is Men's Health Month, a time to focus on the well-being of men and promote healthy habits. It's concerning that inactive men are sixty percent more likely to suffer from depression than those who exercise regularly. Men have...

The Magnificent 7: Think the run is over? Think again…

The “Magnificent 7” refers to a group of leading tech companies — including Apple, Microsoft, Amazon, Alphabet (Google), Meta (Facebook), Tesla, and Nvidia — that have shown exceptional growth and market performance. While...

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