Monday, March 17, 2025

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Understanding Insurance Companies in FloridaWhen it comes to choosing between the insurance companies...

ERISA Lawsuit Alleges Mismanagement...

Save as PDF A recently filed lawsuit against Johnson and Johnson (J&J) alleges that...

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Your agent is best positioned to advise...

Challenges and Opportunities within...

2022 Mid-Market Employee Benefits Benchmarking Survey Results Save as PDF With an extremely competitive labor...

How Pre-Paid Legal Services Prevent Expensive Consequences —...

Most of us, at some point, have given thought to what we might leave behind for our loved ones once we pass away. Maybe you have spent time considering who to leave your assets to or even gone as far as to draft a will yourself. However, even the most well-meaning attempts at planning can go awry. This is especially true for a simple will, which can lead to expensive and avoidable consequences. But do not worry; this is where a group legal plan and pre-paid legal services come in to save the day. It may seem easy to draft, but the truth is that it is...

The Tax Tango-Can Life Insurance be Taxed?: A...

Ah, life insurance. A pillar of financial security, a safety net for loved ones, and… a potential tax tango? While the primary purpose of life insurance isn’t to enrich Uncle Sam, there are indeed scenarios where this financial instrument waltzes with the taxman. Buckle up, folks, because we’re about to dissect the nitty-gritty of life insurance taxation. Death Benefit: Generally Tax-Free, But… Let’s start with the good news: the death benefit, the core payout of most life insurance policies, is generally exempt from federal income taxes. That’s a whopping $768 billion in tax-free payouts in 2021 alone, according to the Life Insurance Council. Think of it as a...

Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Note: This guest post is by Frederick “Beau” Kron, an Independent Adjuster, Trainer, Appraiser & Umpire. He has written this post as an Independent...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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A Crisis at an All-Time High

Employee Burnout, defined as a syndrome resulting from chronic workplace stress, has reached unprecedented levels globally and in Singapore, unsurprisingly. The state of physical...

How Insurance Agents Can Make Money With Digital Marketing Online?

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...

Cybersecurity Best Practices | Scott Insurance

Navigating today’s cyber & data security landscape Save as PDF Businesses in every industry are facing cyber threats with increasing frequency and severity.  It is no...

IRS Issues Guidance on American Rescue Plan’s COBRA Subsidy

Save as PDF On May 18, 2021, the IRS issued Notice 2021-31, a guidance document on the American Rescue Plan Act (ARPA) subsidy for continuation...

Hurricane Preparedness for Businesses | Scott Insurance

Save as PDF With the peak of hurricane season upon us, it is important for businesses to know how to proactively minimize potential loss and...

Fast Facts About the 2021 Open Enrollment Period

Thanks to the Affordable Care Act plan, which goes more commonly by Obamacare, millions of eligible Americans have the opportunity to shop for health insurance through the Health Insurance Marketplace. During a period known as Open Enrollment, those who...

Navigating 2024: Resolutions for a Secure Future in Personal and Commercial...

As we step into 2024, it's paramount to set resolutions that prioritize financial well-being and risk management. Whether you're safeguarding your home and family or securing your business assets, here are key insurance resolutions for both personal and commercial...

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No-Fault Fraud: What You Need To Know

No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto...

8 Homeowners Insurance Coverages You Need

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home...

Chill in the Air? Here’s How to Safely Heat Your Home and Patio

  When the weather turns chilly outside, many homeowners turn to a fireplace, space heater, wood-burning stove or patio heater to make their space a...

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RenaissanceRe third-party capital hits $7.72bn after Q3, up almost $1bn YoY

RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s...

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Everything New Parents Need to Know about Car Seats

When expecting a child, families receive gifts like clothing, blankets, and various items to care for their new bundle of joy. However, the most important item you need to bring your newborn home from the hospital is a regulated...

Rear-End Collisions fault & What Car Insurance Covers 

Rear-end collisions are among the most common types of car accidents, accounting for roughly 1.7 million incidents in the U.S. annually, according to the National Highway Traffic Safety Administration (NHTSA). These crashes result in billions of dollars in...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

PGGM / PFZW invest $200m into Mt. Logan Capital Management structure Scenery Re

PGGM, the Dutch pension investment manager has allocated $200 million to a new quota share structure named Scenery Re on behalf of its end-client the Dutch pension PFZW, with the vehicle managed by Everest specialist unit Mt. Logan Capital...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What You Need to Know About Sublimity Insurance Leaving Oregon

Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get it—insurance may not be your idea of a good time, but hear me out. The...

Bogle Agency Insurance – 2024 Best Practices Agency

   Bogle Agency Insurance, Lyndhurst NJ, has been named a “Best Practices Agency” for 2024. This marks the 22nd consecutive year that we have done so, and we join an elite group of independent insurance agencies nationwide. The “Best Practices...

Are Corporate Officers Exempt from Workers Compensation in Florida? Top 3 Crucial Facts (2024)

Are corporate officers exempt from workers compensation in Florida? The answer is yes, but it depends on various factors like the industry and business structure. Here’s a quick rundown:Construction Industry: Corporate officers with at least 10% ownership can apply...

Intelligent Insurance Risk Management Can Enhance Profits

“How did we get to this point?” It’s a question that we read and hear all the time, and certainly, most of us have asked it at some time in the last three years. How did it come to...

Lake Michigan Credit Union Physician Mortgage (Updated 2024)

For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

How To Choose a Medicare Plan During Open Enrollment

Every Fall brings an opportunity to make an annual Medicare election, which often fills people with dread due to the range of choices that bombard them over the summer. A health insurance broker licensed to sell Medicare health plans...

Key Insights for Employers in 2025

In the United States, health care costs affect both employers and employees, and the costs have projections to jump by the fastest rate in 15 years. The Business Group on Health estimates the costs will jump by 8% in...

Sump Pump Maintenance: Keeping Your System Ready for Action

Sump pumps are often out of sight and out of mind, quietly waiting to do their job when needed. This essential appliance is designed to remove excess water from basements, protecting your home from flooding. However, like all equipment,...

Challenges and Opportunities within the Employee Benefits Market

2022 Mid-Market Employee Benefits Benchmarking Survey Results Save as PDF With an extremely competitive labor market, it is important for employers to recognize the challenges of the current employee benefits market and understand how to take advantage of opportunities to attract...

It’s That Time of Year Again – Do You Know How to Be Compliant in Handling Your MLR Rebate?

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for the last calendar year must provide rebates to plan...

Self-Insured vs. Fully Insured Employee Health Benefits: How Do They Differ?

Highlights  Cost containment in healthcare is a significant concern for small and midsized companies. Many SMBs are discovering the advantages of transitioning from a fully funded to a self-funded insurance plan. Self-insured (or self-funded) insurance provides financial control, data transparency, flexible plan...

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