Monday, March 17, 2025

How Advisors Can Grow...

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health...

August is National Immunization...

As we celebrate National Immunization Awareness Month in August, it is crucial to...

How to Increase Insurance...

Are you an insurance agent completely relying on cold-calling and physical networking...

PGGM / PFZW invest...

PGGM, the Dutch pension investment manager has allocated $200 million to a new...

Change the filters | Car Insurance

Change the  filters There are several important filters to keep your car engine and should be changed as follows: Changing the oil filter At least every oil change changes every two months. If you change your oil yourself, get filter yarns using anti-grabbing lubricant, available in automotive supply stores. Check the air filter every two months and replace it when it is dirty or as part of an adjustment. Air filters are likely to get oil filters. You can find it under the large metal cover in a carburetor motor or in a rectangular box in a fuel injector engine - see your owner's manual for precise location. Extend...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to intensify. Recently, researchers at Freddie Mac increased their 2018 housing shortage estimation by 52% to 3.8 million housing units.  In addition to the staggering increases in development costs over the last decade, escalating operational costs are threatening the affordable housing industry. One of these unseen costs that is significantly impacting the successful operation of affordable housing organizations is insurance.    This recently published paper provides insights and analysis surrounding the use of crime scores by insurance companies in predictive modeling and how this...

Market Value vs Replacement Cost: Essential Home Insurance Guide

When it comes to insuring your home, understanding the nuances of your policy can save you a significant amount of stress and money in...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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How to Get an Insurance License in All 50 States ?

Get Insurance License in all 50 States Becoming licensed to sell insurance in all 50 states allows you to expand your client...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

Understanding Roadside Assistance and Best Roadside Assistance Car Insurance USA 2024 

Roadside assistance is a support service designed to help drivers when they experience unexpected issues with their vehicles. It ensures you are not...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong...

Ceres highlights cat bonds, ILS, parametrics for faster more flexible climate coverage

Ceres, a non-profit that leads a national coalition of investors, environmental organisations and other public interest groups working to address global sustainability challenges, has...

Top Health Insurance Options for the Self-Employed in California

Navigating health insurance as a self-employed individual in California can be challenging. Whether you’re a freelancer, a small business owner, or an independent contractor, understanding your options is crucial for maintaining your health and financial security. This guide will...

Working With a Health Insurance Broker to Find the Right Plan

Whether you’re a business owner trying to find the best healthcare plan for your employees, or you are simply in the market for a health insurance plan, utilizing the services of a broker can save you money and time....

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Must know

How to Get an Insurance License in All 50 States ?

Get Insurance License in all 50 States Becoming licensed to sell insurance in all 50 states allows you to expand your client...

Can You Deduct Private Health Insurance Expenses From Your Taxes?

Healthcare is one of those necessary budget items that many people don't like to think about but have to. According to the Centers for...

What You Need to Know About Sublimity Insurance Leaving Oregon

As some of you may have heard, Sublimity Insurance, a well-loved Oregon-based insurance company, has made the tough decision to step back from offering...

IRS Issues Guidance on American Rescue Plan’s COBRA Subsidy

Save as PDF On May 18, 2021, the IRS issued Notice 2021-31, a guidance document on the American Rescue Plan Act (ARPA) subsidy for continuation...

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Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

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Why Indexed Universal Life Insurance is Outpacing Whole Life Insurance • The Insurance Pro Blog

Podcast: Play in new window | Download The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue to emerge. Among them, indexed universal life insurance (IUL) has been garnering attention for its...

A Guide to the 2023 Medicare Annual Election Period

For many people, the idea of enrolling in an annual Medicare plan evokes frustration and headaches. Finding the perfect plan can be difficult, and the process of enrolling may seem overwhelming. To make matters worse, each annual election usually...

6 Questions (and Answers) About French Drains

If you’re dealing with a wet basement or a soggy lawn, you might want to look into installing a French drain. While it’s not necessarily a “quick fix,” a French drain can be a smart investment to keep your...

DIY Alternatives: Creating a Savings Account Instead of Buying Pet Insurance

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” As pet owners, we all want the best for our furry friends. We provide them with love, attention,...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Renters Insurance: The Important Things College Students Need to Know

As a college student, we know there’s a lot on your mind as the school year approaches. From meeting new friends and gaining independence to writing research papers and eating (sometimes questionable) food in the dining hall, the last...

Disability Insurance Serves a Family – Twice!

Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. “I could never envision a life without working,” she says. Her insurance...

Empire Life Blog Exploring Asia’s investment potential

Paul Holba, on location in Indonesia, discusses Jakarta’s growing economy and the promising future of investing in emerging markets across Asia.   https://www.youtube.com/watch?v=rqtq6U2dh7c   It’s Paul Holba, senior vice president and chief investment officer at Empire Life Investments Inc.. Today marks the end...

The Magnificent 7: Think the run is over? Think again…

The “Magnificent 7” refers to a group of leading tech companies — including Apple, Microsoft, Amazon, Alphabet (Google), Meta (Facebook), Tesla, and Nvidia — that have shown exceptional growth and market performance. While...

How to Insure Your Side Business

img#bf_image-6736b09acb6a1 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6736b09acb6a1 { width: 100vw; } }A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business...

Lake Michigan Credit Union Physician Mortgage (Updated 2024)

For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

California’s Mission To Prove The Affordable Care Act Is Alive and Well

With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation. Covered California, the state's online insurance exchange, has announced premium increases of only 0.6 percent, a record low for the second...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Rear-End Collisions fault & What Car Insurance Covers 

Rear-end collisions are among the most common types of car accidents, accounting for roughly 1.7 million incidents in the U.S. annually, according to the National Highway Traffic Safety Administration (NHTSA). These crashes result in billions of dollars in...

What Employers Need to Know About the COVID-19 Relief Bill

Save as PDF On Monday, December 21, 2020, Congress passed an emergency stimulus package designed to deliver approximately $900 billion in COVID-19-related aid. The bill, which was part of a $1.4 trillion spending package that will keep the government open...

LIC’s New Plan Jeevan Dhara 2 (Plan No. 872)

LIC has announced to launch of a new pension product with the name of LIC’s Jeevan Dhara 2. LIC’s Jeevan Dhara 2 is a Non-Linked, Non-Participating, Individual. Savings, Deferred Annuity plan. In LIC’s Jeevan Dhara 2 proposer has the option...

Best Commercial Property Insurance: Top 5 Reliable Picks

Best commercial property insurance is vital for safeguarding your business assets from unforeseen events like fire, theft, or natural disasters. Owning a small business comes with risks, but selecting the right insurance company can offer peace of mind and...

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