Friday, March 14, 2025

Flood Policy Changes That...

Save as PDF FEMA has introduced the largest reform to the National Flood Insurance...

A Retailer’s Guide to...

More than $112 billion was lost to retail shrinkage in a recent year,...

Affordable Health Insurance Options...

Navigating the complexities of healthcare insurance is challenging enough when everything stays the...

Does auto insurance cover...

What You Should Know Collision insurance pays for your car damages if you hit...

Affordable Health Insurance for Small Businesses via Covered...

Finding health insurance for your small business can be a daunting task, but Covered California for Small Business (CCSB) offers a solution that is flexible, cost-effective, and easy to manage. This state-sponsored service provides high-quality health and dental coverage options for your employees, helping you attract top talent to your organization while keeping your budget in check.  Why Choose Covered California for Small Business? Covered California for Small Business (CCSB) is a state-run program designed to connect small businesses with affordable, brand-name health plans. By offering health benefits through CCSB, you can attract great employees and potentially qualify for federal tax credits to offset the cost...

Are Surcharges an Option for Unvaccinated Employees?

Save as PDF With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s extremely competitive labor market, some organizations believe a vaccine mandate would further hinder their ability to hire and retain employees.  Would imposing a surcharge on health plan premiums for unvaccinated employees be an alternative solution? Before exploring this option, employers need to know the percentage of employees on their health plan to determine the impact.    Legality Implementing a surcharge on health plan premiums for unvaccinated employees through a wellness program comes with some legal complexities. The design and administration of the program must be carefully considered and reviewed by legal counsel.  Some important issues to...

Electric Bicycles in Colorado – Bolder Insurance

With the popularity of Electric Bikes, it’s important to understand the rules.  According to the Colorado General Assembly the following is how E-bikes are...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Price guidance lowered for Prologis’ new $95m Logistics Re US quake catastrophe bond

We’re told by sources that the price guidance range has been lowered for the second catastrophe bond to be sponsored by Prologis, Inc., the...

Traffic Signals Meanings for US Car Drivers & Impact on Car Insurance 

Traffic signals and violations have a bigger impact on your car insurance premium than you think. To maintain affordable insurance rates, apart from...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

Why Indexed Universal Life Insurance is Outpacing Whole Life Insurance • The Insurance Pro Blog

Podcast: Play in new window | Download The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue...

Allstate reports $1.7bn Q3 catastrophe losses, $630m from hurricane Helene

US primary insurer Allstate has reported that its pre-tax catastrophe losses for the third-quarter of 2024 reached $1.7 billion, with $630 million of that...

Enrolling in Medicare if Still Working at 65

You may still be working, whether by choice or as a matter of necessity when you become eligible for Medicare at age 65. Depending on your situation, you may have different options available from a health insurance broker Santa...

Tax Season Is Almost Here! 3 Tips To Consider as You...

It’s springtime, which means that flowers, thunderstorms, and tax season are quickly returning. Though filing your taxes may be your least favorite activity on that list, rest assured that even a confusing tax year does not have to give...

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Must know

Cat bond demand and spreads expected to remain elevated: Twelve Capital

Specialist investment manager Twelve Capital has said that it anticipates the increased demand for catastrophe bonds to persist and that while market spreads may...

It Was the Best of Times, It Was the Worst of Times

To continue with Dickens, "It was the age of wisdom, it was the age of foolishness." Months or years from now, how will you...

CCRIF makes $26.7m parametric rainfall insurance payout to Panama

The CCRIF SPC (formerly known as the Caribbean Catastrophe Risk Insurance Facility) has paid the Government of Panama US $26.7 million after the countries...

5 Smart Tips To Keep You Safe in the Sun

When the sun is shining, most people want to spend time outdoors exercising, playing, or just relaxing. You may love how the sun feels...

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8 Homeowners Insurance Coverages You Need

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could...

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Employee Retention Saves a Business Money and Time

Quality employees are one of the most valuable resources a business can have. When somebody leaves the company, a new hire has to be found and trained. This process takes time and money that could be better utilized elsewhere....

Captive Insurance for ESOP Companies

Save as PDF Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and Scott Insurance’s collaboration with the National Center for Employee Ownership (NCEO) to create two new...

A 14-Point Checklist to Prepare Your Home for Fall

Your Yard’s Health. The more the leaves pile up and begin to break down, the more difficult they’ll be to clear away. If it snows before you’ve had a chance to rid your yard of them, they’re likely to...

Essential Coverages for Peace of Mind

Alright, folks, let’s have a little heart-to-heart about something most people would rather not think about—insurance. I know, I know, it’s about as exciting as watching paint dry, but stick with me here. Because when life throws you a...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Essential Coverages for Peace of Mind

Alright, folks, let’s have a little heart-to-heart about something most people would rather not think about—insurance. I know, I know, it’s about as exciting as watching paint dry, but stick with me here. Because when life throws you a...

How Does a Medicare Advantage Plan Work?

If you’re approaching age 65 or your Indicial Election Enrollment Period or just starting to explore your Medicare options, you’ve likely come across the term “Medicare Advantage.” Also known as Medicare Part C, Medicare Advantage plans are an addition to Original Medicare (Parts...

Intelligent Insurance Risk Management Can Enhance Profits

“How did we get to this point?” It’s a question that we read and hear all the time, and certainly, most of us have asked it at some time in the last three years. How did it come to...

How Advisors Can Grow Their Book of Business with Medical Captives

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health insurance approach that benefits advisors and their clients. Advising companies in a medical captive can help you deepen relationships with clients and set you apart as a...

Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage can be tough because of big student loan debts and how their income can change...

How to Insure Your Side Business

img#bf_image-6736b09acb6a1 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6736b09acb6a1 { width: 100vw; } }A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Third Cornerstone: Change

Embracing CHANGE at CH Insurance Your business is experiencing change. Your family and your community are changing. Just like for you, at CH Insurance, change isn't just inevitable, it's essential. Building on our first two cornerstones of Conversation and...

Your Guide to Understanding How Open Enrollment Years Work

Health insurance is a notoriously complicated subject in the United States. Whether you're purchasing it for the first time or switching plans, keeping track of the Open Enrollment Period is critical. Here are the answers to your top questions...

Singapore Drivers Face Uncertainty as Malaysia VEP Deadline Approaches

As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a mandatory permit for foreign-registered vehicles entering Malaysia via land routes, and failing to comply could...

Applied Epic Management System Reviews 2024

Applied Epic® is the world’s most widely used management platform. It allows you to manage and maintain a clear picture of your entire agency across all roles, locations and lines of business, including both P&C and benefits.Our Applied...

DIY Alternatives: Creating a Savings Account Instead of Buying Pet Insurance

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” As pet owners, we all want the best for our furry friends. We provide them with love, attention,...

Commercial General Insurance: Top 7 Essential Insights

Commercial general insurance is a crucial safety net for businesses. By providing coverage against claims involving bodily injury, property damage, and advertising injury, it protects businesses from substantial financial losses. Whether you’re meeting clients in your Gainsville storefront or...

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