Tuesday, March 18, 2025

70 maintenance tips that...

1-Be patient during the break-in :  You have bought your dream car and now...

Affordable Health Insurance for...

Finding health insurance for your small business can be a daunting task, but...

Buy gas at reputable...

Ask if the gas you buy is filtered at the pump and whether...

Now Insurance Technology Solutions...

A century from now, business historians will still be studying how Tesla recreated...

To Lease or Finance a Car?

img#bf_image-6710b26b29407 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6710b26b29407 { width: 100vw; } } Deciding between leasing and financing a car is a common dilemma for many prospective car owners. This decision carries significant financial implications and can also reflect personal lifestyle choices. Whether you prioritize having the latest model or prefer the long-term benefits of ownership, you want to weigh each option’s pros and cons. Moreover, your choice can affect your insurance premiums and coverage needs, making it essential to consider all aspects before committing. Pros and Cons of Leasing Leasing a car offers several advantages, making it an attractive option for specific demographics: Access to Better Quality Vehicles: Leasing allows you...

2021 Mid-Market Employee Benefits Benchmarking Survey Results

Save as PDF In today’s volatile and extremely competitive talent market, it is important to make sure your employee benefits offerings are an asset to your organization – helping you attract and retain employees.  According to Microsoft’s 2021 Work Trend Index, a global survey of over 30,000 people in 31 countries, more than 40% of people are considering leaving their employer this year. The percentage increases to 54% when looking at Gen Z workers alone.  Most employers are having to take a more critical look at many cultural factors, including employee benefits, to ensure their human capital management strategy is ready for what’s next. Given this landscape, it...

Understanding Disability Insurance NJ

Disability insurance may not be a topic that comes to mind often, but it plays a vital role in safeguarding your financial security. Unexpected...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Addressing Employee Health Risk in Senior Living Provider Populations

Save as PDF In 2012, Scott Benefit Services formed a group health captive, the Heritage Group Health Plan, with several independently-owned Senior Living community employers...

Liability Considerations for Affordable Housing Developments

Save as PDF Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent.  According...

How Insurance Agents Can Make Money With Digital Marketing Online?

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...

Aspen Capital Markets AUM surpasses $2bn, up 38% in a year. Fee income up 45% in Q3

Aspen Capital Markets, the third-party and alternative reinsurance capital management unit of global re/insurer Aspen, continued to increase its assets under management in the...

UCITS cat bond funds in -0.77% average mark-down on hurricane Milton

So far, based on analysis of the catastrophe bonds in the UCITS structure that have priced their net asset value (NAV) since hurricane Milton...

Hospital Treatment Without Insurance: Costs, Coverage, & Alternatives

If you have a medical emergency, healthcare providers can’t turn you away without essential services if you don’t have medical insurance. The Emergency Medical Treatment and Labor Act (EMTALA) requires healthcare facilities to provide essential lifesaving services to anyone...

Are You Eligible for Medicare Once You Retire??

For many people, turning 65 means becoming eligible for Medicare. However, not everyone will qualify at 65, and there are some factors that can influence your eligibility. In addition to being the appropriate age, you must have worked and...

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Car Insurance Advice For Young Drivers: Here’s What To Know

The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage,...

Medicare Options for Those Who Are 65 and Still Working

More Americans are pushing the traditional retirement age and working several years more after turning 65. If you’ve decided to keep working, you may...

Affordable Health Insurance Options for Retirees and Self-Employed Individuals in Oregon

Navigating the complexities of healthcare insurance is challenging enough when everything stays the same. But when your spouse retires and you are self-employed, it...

6 Ways To Maximize Your Electric Car Battery Performance in Cold Temperatures

No one wants to be stranded in a car in the winter. At best, you could be cold and late as you wait for...

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The Impact of Business Size on Insurance Needs and Costs

All businesses require some form of insurance to secure their financial interests and assets. However, every business has unique circumstances that may influence their...

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Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...

Sharing the Road: The Do’s & Don’ts for Cyclists & Drivers

img#bf_image-6711b7d6419b8 { width: 2560px; }@media screen and (max-width: 768px) { img#bf_image-6711b7d6419b8 { width: 100vw; } }Streets and roads are not the exclusive domain of motor vehicles. In some areas, it contains cyclists as well as pedestrians. Prioritizing safety for everyone is paramount. Increased awareness of...

It Was the Best of Times, It Was the Worst of Times

To continue with Dickens, "It was the age of wisdom, it was the age of foolishness." Months or years from now, how will you describe the current situation? Will you think of the panic of pandemic, an age of...

What The COVID-19 Self-Test Kit Means for Employers & Employees

Save as PDF On November 17, 2020, the FDA issued emergency use authorization (EUA) for the first self-test kit for COVID-19 that can provide rapid results at home with 94%-98% accuracy. While Lucira’s single-use test is currently only available at Sutter...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Protect Yourself from Holiday Defects with Consumer Protection Advice — Legal Insurance Blog — January 16, 2024

We exchange gifts with our loved ones, colleagues, and associates during the holiday season. It’s often a fun and joyous time, but sometimes, despite careful selection and preparation, the bought gifts cannot and do not delight recipients. We sometimes...

Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...

Seniors & Older Pets: Specialized Coverage Options for Geriatric Animals

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Pet insurance is an essential investment for pet owners, especially for senior pets. As our furry friends age,...

Engines of Growth: Building Insurance Business Models That Reflect Today’s Reality

If there was ever a time to let necessity drive the business, it’s now. The future won’t be captivated by yesterday’s achievements, and tomorrow’s plans won’t come to fruition without an insurance business model that understands there are different...

Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage can be tough because of big student loan debts and how their income can change...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

6 Steps To Schedule a COVID Vaccination in Sonoma County

Vaccination is the key to stopping the COVID-19 pandemic and returning to normal life. The Food and Drug Administration has approved three different vaccines that are all safe and effective at preventing serious illness requiring hospitalization. As a health...

Why You Need To Sign a Medicare Scope of Appointment Form

Nobody likes salespeople who are pushy, or even worse, dishonest. As you likely know, though, these people are found everywhere — even in the healthcare industry. When you’re shopping for a Medicare policy, you want to avoid these people...

Affordable Housing Insurance Challenges: Understanding the Market

Save as PDF Whether you are an owner, developer or property manager working in the affordable housing industry, you are undoubtedly facing challenges related to your insurance program that are impacting your business strategy and bottom line. Understanding the root...

Navigating Rising Healthcare Costs: Insights for Employers

Save as PDF As we approach 2025, employers are bracing for significant increases in healthcare costs driven by several factors, including soaring prescription drug expenses, inflation and worsening chronic health conditions among employees. Scott Insurance’s recent Milliman Benefits Benchmarking survey...

General Liability Insurance Construction: Top Guide 2024

General liability insurance construction is a must-have for any construction business. This type of insurance is essential because:It covers bodily injury to people outside your business.It protects against property damage to third parties.It includes coverage for personal and advertising...

November is National American Diabetes Month

November is National American Diabetes Month. According to the Centers for Disease Control, over thirty-four million U.S. adults are affected by some form of Diabetes. Diabetes exists in two types: type one and type two. Type one Diabetes is...

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