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ACA Health Insurance Family...

The intention of the Affordable Care Act was to increase the affordability of...

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You will receive a detailed breakdown of pricing and compensation each time a...

How Insurance Agents Can...

This article highlights the ideal strategies that can help insurance agents leverage...

2024 ACA Subsidies and...

The Affordable Care Act has offered a practical way for many Americans to...

Post-event cat bond pricing “quite different” with Milton...

Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane Milton, catastrophe bond investment manager Icosa Investments AG has noted that the cat bond market seems not to have discounted prices as widely to account for uncertainty this time.After hurricane Ian, the catastrophe bond market fell by roughly 10% in a sharp reaction to the potential for losses and great uncertainty over how impactful that storm event might have been. In the end the market recovered the vast majority of that decline, with actual losses only a relatively small amount by comparison to the initial mark-to-market hit. This time, as we’ve also been reporting, the...

7 things to consider before buying business insurance...

This blog is provided for information only and is not a substitute for professional advice. We make no representations or warranties regarding the accuracy or completeness of the information and will not be responsible for any loss arising out of reliance on the information.

Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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UCITS cat bond funds in -0.77% average mark-down on hurricane Milton

So far, based on analysis of the catastrophe bonds in the UCITS structure that have priced their net asset value (NAV) since hurricane Milton...

Flood Policy Changes That Will Impact the Affordable Housing Industry

Save as PDF FEMA has introduced the largest reform to the National Flood Insurance Program (NFIP) rating system since its inception in 1968. The NFIP...

Price guidance lowered for Prologis’ new $95m Logistics Re US quake catastrophe bond

We’re told by sources that the price guidance range has been lowered for the second catastrophe bond to be sponsored by Prologis, Inc., the...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

How a Loss Control Specialist Protects Your Business

Running a small business is no small feat. With limited resources and tight margins, even a minor incident can significantly impact your bottom line....

Medicare Open Enrollment Guide for 2023

Open enrollment 2023 is happening soon for Medicare. From October 15 to December 7 each year, Medicare recipients can make changes to their coverage. Medicare health insurance options can be tricky to navigate. Check out some of the most...

Medicare Health Insurance Broker Explains COVID-19 Coverage

Older adults are one of the groups most at risk from the coronavirus pandemic, according to the Centers for Disease Control, along with those who live in a long-term care facility or nursing home. Another group at higher risk...

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Strategies to Increase COVID-19 Vaccination Rates in Senior Living Employee Populations

Save as PDF The business need – and population health need – of having larger percentages of vaccinated employees in the Senior Living industry is...

Why Income Updates on Covered CA Are Important

The Covered California exchange provides health coverage solutions for many throughout the state, offering premium subsidies to help make the policies more affordable, too....

Empire Life Blog Exploring the impact of interest rate changes

Ian Fung, Portfolio Manager, Fixed income, discusses recent BoC and Fed interest rate moves, inflation, employment and their potential effect on upcoming rate decisions.   https://www.youtube.com/watch?v=7K3hOUncjh0   Summary: Hi,...

6 Questions (and Answers) About French Drains

If you’re dealing with a wet basement or a soggy lawn, you might want to look into installing a French drain. While it’s not...

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Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

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6 Things You Must Know

Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must understand how Medicare works and what your costs will be. 1. Medicare Has Four Parts Medicare...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

April is Alcohol Awareness Month

April is Alcohol Awareness month, bringing attention to the devastating impact of impaired driving. It's alarming that 32 lives are lost daily in the U.S. due to crashes involving alcohol-impaired drivers. By planning ahead and utilizing the plethora of...

NY DFS Issues an Industry Letter Regarding AI Cyber Guidance

Search InsurTech TopicsSelect Topic Alaska Developments Antitrust Arbitration Artificial Intelligence Asbestos Aviation and Aerospace Blockchain ...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What You Need to Know About Sublimity Insurance Leaving Oregon

Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get it—insurance may not be your idea of a good time, but hear me out. The...

Understanding Disability Insurance NJ

Disability insurance may not be a topic that comes to mind often, but it plays a vital role in safeguarding your financial security. Unexpected health challenges or accidents can happen to anyone, causing a significant impact on your ability...

Contractors All Risk Insurance Cost: Top Insights 2024

Contractors all risk insurance cost is a crucial factor for any construction business in Florida. This coverage protects against unexpected events on a construction site, reducing the financial burden of unfortunate incidents. Key aspects of contractors all risk insurance...

Cut Healthcare Costs with Turnkey Employer-Sponsored Health Insurance

Highlights Turnkey health insurance offers your business a customizable solution for high-quality healthcare coverage that gives more flexibility and control over plan benefits while eliminating the high costs and complex management of traditional health plans. Roundstone’s turnkey approach to self-funding, powered...

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

Accident & Health Insurance – Do You Need One Or Both?

Home » Accident & Health Insurance – Do You Need One Or Both? It’s hard to know what you’re going to need in this life to mitigate the risk (like accident and health insurance) and know that no matter what...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

California’s Mission To Prove The Affordable Care Act Is Alive and Well

With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation. Covered California, the state's online insurance exchange, has announced premium increases of only 0.6 percent, a record low for the second...

How Wildfire Smoke Affects Air Quality and Health

Wildfire smoke presents significant health hazards due to the deterioration of air quality. People do not have to be in a high-risk health category to be affected by unhealthy levels of particulate matter and other compounds generated by fires. A...

How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Save as PDF Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst, a high crime score may preclude the owner of a multifamily housing complex from obtaining...

What Employers Need to Know About the COVID-19 Relief Bill

Save as PDF On Monday, December 21, 2020, Congress passed an emergency stimulus package designed to deliver approximately $900 billion in COVID-19-related aid. The bill, which was part of a $1.4 trillion spending package that will keep the government open...

Empire Life Blog Using an FHSA to benefit from tax-free growth

Dean is a single Canadian in his twenties looking forward to buying his first home. He’s planning to increase his home savings as his income grows over time. Dean’s advisor recommends a First Home Savings Account (FHSA) because it...

The Magnificent 7: Think the run is over? Think again…

The “Magnificent 7” refers to a group of leading tech companies — including Apple, Microsoft, Amazon, Alphabet (Google), Meta (Facebook), Tesla, and Nvidia — that have shown exceptional growth and market performance. While...

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