Wednesday, March 19, 2025

Protect Yourself and Your...

Ladder safety is something many overlook, but it’s crucial to preventing serious injuries....

SR 22 Vs. Regular...

SR-22-compliant auto insurance is designed to meet the state’s minimum amounts of required...

Empire Life Blog 2024...

Market sentiment now indicates that rate cuts will not occur until the third...

ERISA Lawsuit Alleges Mismanagement...

Save as PDF A recently filed lawsuit against Johnson and Johnson (J&J) alleges that...

Property Protection Insurance VS Property Damage Insurance

What to do when property is damaged in a car accident and what coverage pays There are important differences between property protection insurance vs property damage coverage. Your PPI pays when you damage a safely parked car, a tree or a fence in Michigan – regardless of whether you were at-fault. PD pays when you cause an out-of-state crash that damages another person’s vehicle. What is property damage in car insurance in Michigan? In Michigan, property damage insurance is the car insurance coverage that drivers are required to carry under the No-Fault law which helps them cover their liability for vehicle damage repair costs resulting from an out-of-state car...

Is Cure Auto Insurance Good In Michigan?

Cure auto insurance is not good for Michigan drivers. They charge a 25% “deposit” on top of their premium. They may second-guess your doctor and refuse to pay for your surgery. They give horrible advice to drivers to under-insure, leaving them personally exposed to crushing medical bills. And if you have to file a claim? Be prepared for the claims adjusters to flyspeck your application to try to find a reason to avoid paying on your claim. But don’t believe us. Believe what their own customers have to say about the company.   Consumer complaints against Cure Auto Insurance nearly quadrupled in 2023, according to the Michigan Department...

What You Need to Know About Sublimity Insurance Leaving Oregon

As some of you may have heard, Sublimity Insurance, a well-loved Oregon-based insurance company, has made the tough decision to step back from offering...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Traffic Signals Meanings for US Car Drivers & Impact on Car Insurance 

Traffic signals and violations have a bigger impact on your car insurance premium than you think. To maintain affordable insurance rates, apart from...

Members Capital appoints Lord Chris Holmes MBE to strategic advisory board

Members Capital Management Limited, a Bermuda-based asset manager focused on bringing new sources of reinsurance capital to the insurance-linked securities (ILS) sector using digital...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

Ready to Grow? 8 Strategies to Get More Leads for Your Insurance Agency 

QR codes are a powerful tool to enhance customer engagement, improve lead capture, and grow your insurance business. With Agency Height’s Insta Quote...

Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...

What To Remember When Choosing Long Term Care Insurance

Growing older is inevitable, and the time may come when you need assistance with basic needs and help with tasks such as getting dressed or going to the doctor. If you don't want to be a burden on your...

No Longer Qualify for Medi-Cal? Here’s How to Stay Covered

Your health coverage is important to you. If you reside in the state of California, you may be wondering if your Medi-Cal coverage will continue. If your coverage is ending, the important thing to remember is that you do...

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6 Things You Must Know

Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must understand...

Aspen Capital Markets AUM surpasses $2bn, up 38% in a year. Fee income up 45% in Q3

Aspen Capital Markets, the third-party and alternative reinsurance capital management unit of global re/insurer Aspen, continued to increase its assets under management in the...

EEOC Guidelines on COVID-19 Vaccines

Save as PDF On December 16, 2020, the Equal Employment Opportunity Commission (EEOC) issued its first direct guidance for employers regarding COVID-19 vaccines. The EEOC is...

Understanding How Health Insurance Works in 2022

Health insurance exists so you won’t have to pay for medical costs out of your own pocket. For most Americans, having health insurance is...

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Plenum exceeds $200m of assets in CAT Bond Dynamic fund

Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than...

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How a Loss Control Specialist Protects Your Business

Running a small business is no small feat. With limited resources and tight margins, even a minor incident can significantly impact your bottom line. According to the National Safety Council, workplace injuries alone cost U.S. businesses over $167 billion...

ILS investor entry an important milestone in cyber risk market: Moody’s

The emergence of an insurance-linked securities (ILS) market for cyber risk is seen as a critical component for the future expansion of that line of business, with the capital markets expected to be a key reinsurance and retrocession provider,...

You Just Got Your Idaho Contractor License, Now What?

Getting your Idaho Contractor license is a significant milestone in your career, opening the door to a wealth of opportunities in the construction industry. Whether you’re planning to start your own business or join an established firm, this license...

Understand the No Surprises Act’s Impact on Medical Bills

According to the American Medical Association, people in the U.S. spend more than $4 trillion on healthcare services annually. This figure may sound exaggerated, but if you’ve sought out medical treatment recently, you know just how costly healthcare can...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

A Career Lost, but Not a Way of Life

At 45, attorney Peter Zatir attributed the fatigue he was feeling to middle age. Add to that a busy law practice and five active kids—the youngest just a year old—and it’s easy to see how he could have written...

Tesla Cybercab Robotaxi Revealed

What the Tesla Cybercab Means for the Future of Autonomous Vehicles Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...

Medicaid vs Private Health Insurance: Who Qualifies and How They Compare

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Medicaid and private health insurance are two types of health coverage that individuals can obtain to help pay...

Empire Life Blog 2024 Semi-annual Market Outlook: U.S. equities

Market sentiment now indicates that rate cuts will not occur until the third quarter of 2024. Despite signs of strength, the direction of the economy and the likelihood of a recession remain uncertain. Relations between the U.S. and China...

How to Insure Your Side Business

img#bf_image-6736b09acb6a1 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6736b09acb6a1 { width: 100vw; } }A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What Aid Is Available for Small Businesses Impacted by the COVID-19?

While many businesses and individuals have been impacted due to the required measures taken slow the progression of the COVID-19, small businesses are facing a unique set of struggles during this time. With many businesses being ordered to shut...

The Tax Tango-Can Life Insurance be Taxed?: A Policyholder’s Guide

Ah, life insurance. A pillar of financial security, a safety net for loved ones, and… a potential tax tango? While the primary purpose of life insurance isn’t to enrich Uncle Sam, there are indeed scenarios where this financial instrument...

2024 Health Plan Renewal Perspective

Save as PDF As we have reached the year’s midpoint, employers are increasingly focusing on their upcoming 2024 health plan renewals. Numerous factors contribute to the renewal rates and overall costs of health plans, and this year, employers may experience...

How to Get an Insurance License in All 50 States ?

Get Insurance License in all 50 States Becoming licensed to sell insurance in all 50 states allows you to expand your client base, adapt to an increasingly mobile customer market, and stand out as a versatile, knowledgeable...

Are Corporate Officers Exempt from Workers Compensation in Florida? Top 3 Crucial Facts (2024)

Are corporate officers exempt from workers compensation in Florida? The answer is yes, but it depends on various factors like the industry and business structure. Here’s a quick rundown:Construction Industry: Corporate officers with at least 10% ownership can apply...

LIC’s New ULIP Plan Index Plus (Plan No. 873)

LIC of India has launched a new ULIP plan named Index Plus, Plan No. 873. LIC’s Index Plus is a Non-Participating, Unit Linked, Regular Premium, Individual Life Insurance plan. LIC’s Index Plan offers insurance cum saving during the term...

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