Wednesday, March 19, 2025

Avoid these errors when...

Having a car insurance is as essential as having a car. In accordance...

Intelligent Insurance Risk Management...

“How did we get to this point?” It’s a question that we read...

Understanding State Minimum Insurance...

Understanding state minimum requirements is essential for every Texas driver. Amco Auto Insurance,...

How Advisors Can Grow...

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health...

Understanding Electric Car Insurance and Electric Car Acronyms 

With the rise in popularity of electric cars, there’s been a surge of specific terminologies and acronyms, several of which are used to categorize different types of electric vehicles. Terms like BEV, PHEV, E-REV are all similar terms used for different cars.We’re going to help you understand what every different electric vehicle acronym means. Here are the most common EV abbreviations and what they mean. Most Common EV Abbreviations Battery Electric Vehicle (BEV):BEVs are electric cars that get their energy exclusively from rechargeable battery packs. They don’t have an internal combustion engine, a fuel tank or a fuel cell.Combined Charging System (CCS):A CCS offers both...

Understanding State Minimum Insurance Requirements and Cost Implications...

Understanding state minimum requirements is essential for every Texas driver. Amco Auto Insurance, located in Houston, TX, is here to help you navigate these requirements and their cost implications. If you want clarity on how much coverage you need, our team can provide a car insurance quote that fits your situation. Texas Minimum Requirements for Car Insurance Each state has its own set of minimum car insurance requirements, typically including specific coverage types. Most states require a certain amount of liability insurance, which may help cover damages or injuries you cause to others in an accident. Texas drivers are required to maintain minimum amounts of the following policies: Bodily injury...

The Kovacic Family’s Real Life Disability Insurance Story

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Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...

Hurricane Preparedness for Businesses | Scott Insurance

Save as PDF With the peak of hurricane season upon us, it is important for businesses to know how to proactively minimize potential loss and...

Rising exposure to natural catastrophes to underpin property insurance growth: Swiss Re

Non-life insurance premium growth may slow after this year, as the re-pricing of risk effect evens out. But, global reinsurer Swiss Re believes that...

FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Are Surcharges an Option for Unvaccinated Employees?

Save as PDF With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s...

Questions about Backdating Health Insurance?

What is backdating health insurance? How does it work? Backdating means coverage of your benefits is made retroactively effective by your insurance provider. Wouldn't it be great if we could all purchase retroactive coverage? As a general practice, it...

Protecting Everybody From the Flu Starts With You

Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If...

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CDC Announces Shorter Quarantine Guidelines After a COVID-19 Exposure

Save as PDF Edit 12/4/20: Please note that the CDC update indicates that local public health authorities make the final decisions about how long quarantine...

ACA Health Insurance Family Glitch Addressed

The intention of the Affordable Care Act was to increase the affordability of health care and reduce the number of people who had no...

Members Capital appoints Lord Chris Holmes MBE to strategic advisory board

Members Capital Management Limited, a Bermuda-based asset manager focused on bringing new sources of reinsurance capital to the insurance-linked securities (ILS) sector using digital...

The Blueprint to Builders Liability Insurance Costs

Builders Liability Insurance Cost: Top 5 Vital Tips 2024 Builders liability insurance cost is a key consideration for anyone starting on a construction project in...

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Who Pays Medicare Insurance Brokers?

Medicare provides state-sponsored health insurance plans through private companies to older individuals. Each year, millions of Americans across the country enroll in Medicare plans, but...

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6 Steps To Schedule a COVID Vaccination in Sonoma County

Vaccination is the key to stopping the COVID-19 pandemic and returning to normal life. The Food and Drug Administration has approved three different vaccines that are all safe and effective at preventing serious illness requiring hospitalization. As a health...

Michigan No-Fault Medical Fee Schedule: Here’s What To Know

The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that...

The Virgen Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d{ padding-bottom:10px; } body .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-subheading{ font-size:15px; } The Virgen Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c .av-image-caption-overlay-center{ color:#ffffff; } #top .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6{ padding-bottom:10px; } body .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-subheading{ font-size:15px; } Hello #top .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6{ padding-bottom:10px; } body .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-subheading{ font-size:15px; } Hello The post The Virgen Family’s Real Life Disability Insurance Story appeared...

GAREAT secures €100m Athéna I Re terrorism cat bond, priced within guidance

Artemis can report that GAREAT, the French co-reinsurance pool for terrorism insurance risks, has successfully secured the targeted €100 million of terrorism reinsurance from its debut Athéna I Reinsurance DAC catastrophe bond, with the notes priced within the initial...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Workers Compensation In NJ | Bogle Agency Insurance

 Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have...

A Homeowners Guide to Replacement Cost and Market Value

  If a disaster strikes and your home is damaged or destroyed, do you know what it would cost to restore your home to the condition it was in before the disaster? Let’s discuss the replacement cost of your home...

You Charged Me for What? Top 5 Hidden Costs in an Employee Benefits Plan

Uncover Hidden Fees: Discover the top five hidden costs in employee benefits plans that are driving up healthcare expenses without employers even realizing it.  Roundstone’s Transparency: Understand how Roundstone’s transparency can help you minimize these hidden fees and choose the...

How to Get Cheap Car Insurance if You Have a Bad Driving Record

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Car insurance is a necessity for every driver, as it provides financial protection in case of accidents, theft,...

Accident & Health Insurance – Do You Need One Or Both?

Home » Accident & Health Insurance – Do You Need One Or Both? It’s hard to know what you’re going to need in this life to mitigate the risk (like accident and health insurance) and know that no matter what...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Why It Pays To Offer Benefits to Part Time Employees

Health insurance and other benefits form a key part of the compensation package most employers offer their workers. In some cases, providing insurance is required by law. However, many organizations employ at least some part-time team members. While you...

45 Years of Trusted Insurance Solutions

Sackett & Associates Insurance Services is proud to mark a significant milestone in its journey—45 years of providing exceptional insurance solutions to individuals and small businesses in Sonoma County and beyond. Since its inception in 1979, Sackett & Associates...

Cat bond demand and spreads expected to remain elevated: Twelve Capital

Specialist investment manager Twelve Capital has said that it anticipates the increased demand for catastrophe bonds to persist and that while market spreads may compress somewhat, they are expected to remain elevated by historical standards.Commenting on the 2024 Atlantic...

Strategies to Increase COVID-19 Vaccination Rates in Senior Living Employee Populations

Save as PDF The business need – and population health need – of having larger percentages of vaccinated employees in the Senior Living industry is clear.  Scott’s Senior Living Practice recently hosted a webinar to provide a comprehensive overview of...

Cut Healthcare Costs with Turnkey Employer-Sponsored Health Insurance

Highlights Turnkey health insurance offers your business a customizable solution for high-quality healthcare coverage that gives more flexibility and control over plan benefits while eliminating the high costs and complex management of traditional health plans. Roundstone’s turnkey approach to self-funding, powered...

How Captive Insurance Empowers CFOs To Take Charge of Healthcare Costs

Highlights   Manage rising healthcare costs with control and healthcare cost transparency. Captive insurance empowers CFOs to take charge of healthcare cost containment with control, flexibility, and transparency. Customize health plans for specific employee needs. Group captives offer the ability to customize...

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