Friday, March 21, 2025

Car Insurance For College...

The car insurance law regarding college students who are out-of-state attending college in...

Prepare Yourself for the...

The future is unpredictable, and to be financially equipped to face it, we...

Help your insurance agent...

Your agent is best positioned to advise...

Working With a Health...

Whether you’re a business owner trying to find the best healthcare plan for...

LIC’s New ULIP Plan Index Plus (Plan No....

LIC of India has launched a new ULIP plan named Index Plus, Plan No. 873. LIC’s Index Plus is a Non-Participating, Unit Linked, Regular Premium, Individual Life Insurance plan. LIC’s Index Plan offers insurance cum saving during the term of the policy. This plan is available for sale starting 06/02/2024. The UIN of Index Plus is 512L354V01.LIC’s Index Plus (Plan No. 873) offers two Unit Fund options. In Index Plus, life assured gets a Guaranteed Addition after a specific year during the policy term as a percentage of the Annual Premium. This plan can be taken online through LIC’s website.Features of LIC’s Index PlusThe Following are...

How to Choose a Deductible

There are many choices you need to make when it comes to choosing the right car insurance. When it comes to customizing your policy, one of the biggest decisions is what deductible amount you will choose. What is a deductible in auto insurance?Your deductible is the amount of money you will have to pay toward fixing or repairing your car before your insurance kicks in. Deductibles typically only apply to collision and comprehensive coverage. (There may be other cases where you could have a deductible so ask your agent about all coverages with deductibles.)Here’s an example scenario: Let’s say you’re involved in...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Flood Policy Changes That Will Impact the Affordable Housing Industry

Save as PDF FEMA has introduced the largest reform to the National Flood Insurance Program (NFIP) rating system since its inception in 1968. The NFIP...

Hurricane Insurance in Louisiana, Does Home Insurance Cover Hurricanes? 

The Hurricane season in 2024 has been extremely wrathful and led to tragic loss of human lives and caused havoc in states like...

Cheap Car Insurance with No Deposit: Debunking the Truth and Finding Cheap Coverage 

Cheap Car Insurance with no deposit might seem tempting but it does not really exist. At least no legitimate company provides car insurance...

Cat bond demand and spreads expected to remain elevated: Twelve Capital

Specialist investment manager Twelve Capital has said that it anticipates the increased demand for catastrophe bonds to persist and that while market spreads may...

Liability Considerations for Affordable Housing Developments

Save as PDF Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent.  According...

Ways To Consider Revamping Your Employee Benefits Package During the Pandemic

As the pandemic continues to take a toll on the nation's businesses, employees rely on job-related benefits more than ever. Your business can turn to its employee benefits broker in Santa Rosa to ensure that you offer the critical...

Affordable Health Insurance for Small Businesses via Covered California

Finding health insurance for your small business can be a daunting task, but Covered California for Small Business (CCSB) offers a solution that is flexible, cost-effective, and easy to manage. This state-sponsored service provides high-quality health and dental coverage...

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What You Need To Know About Medicare Part A Coverage

Medicare is a government service that helps millions of aging people access the healthcare coverage they need at a low cost. There are two...

DOL Revises FFCRA Regulations in Response to Court Decision

Save as PDF The U.S. Department of Labor (DOL) has issued revisions to regulations that implement the paid sick leave and expanded family and medical...

What Is Covered Under Medicare Part B

When you turn 65 years old, or if special circumstances apply, you are eligible to apply for Medicare coverage. Along with Medicare Part A,...

How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Save as PDF Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst,...

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What Do You Do When You Age Out of Your Parent’s Health Insurance Plan?

For many twenty-somethings, health insurance is a benefit that has always been available when needed. Because their parents likely purchased a plan or were...

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Features and Advantages of Benefits Management Software

Benefits are an important tool for business owners, but the administration process can be tedious. Thanks to the advancements in automation, you can now use benefits management software to streamline the process. Take a look at the features of...

Catastrophe bonds rarely more compelling on a relative basis: Icosa

On a relative basis, catastrophe bonds have rarely presented a more compelling investment opportunity than today, as despite spreads having tightened somewhat the cat bond asset class diversification offering can be at its strongest when other assets like equities...

Is Commercial Property Insurance Required? Top Facts 2024

Is commercial property insurance required? While not legally mandated, having this coverage can be essential for businesses to protect their investments and operate smoothly. Many landlords, mortgage lenders, and business partners often require it as part of lease agreements...

General Liability Insurance Cost: Top 5 Crucial Facts

General liability insurance cost is a key consideration for every business owner in Florida, balancing the need for protection with the necessity of managing expenses. Typically, costs can vary widely based on a number of factors, but for a...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What You Need to Know About Sublimity Insurance Leaving Oregon

As some of you may have heard, Sublimity Insurance, a well-loved Oregon-based insurance company, has made the tough decision to step back from offering personal lines insurance in the state. Here at Bancorp Insurance, we understand the impact this...

5 Things You Need to Know About the Medicare Annual Election Period

As we approach the Medicare Annual Election Period (AEP), it’s crucial to stay informed about the options and changes that can impact your healthcare. Every year, the Medicare landscape evolves, and the Annual Election Period is your opportunity to make sure your Medicare...

Best Commercial Property Insurance: Top 5 Reliable Picks

Best commercial property insurance is vital for safeguarding your business assets from unforeseen events like fire, theft, or natural disasters. Owning a small business comes with risks, but selecting the right insurance company can offer peace of mind and...

Annual Travel Insurance: Affording Constant Jetsetters With Continuous Protection

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Traveling can be an exciting and enriching experience, but it also comes with its fair share of risks....

Retirement Strategy Checklist – The Top 18 Questions To ASK!

Retirement Strategy Checklist (The Top 18 Questions To ASK To Secure The Future of Your Money In An Uncertain Economy) 899-888-1397 TAKE THE STEPS – ASK THE QUESTIONS – GET THE SOLUTIONS WELCOME, TO YOUR WORLD OF RETIREMENT… When it comes to retirement planning,...

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services is not only here to provide you with a quality health insurance broker Santa Rosa,...

Are All Short-Term Health Insurance Plans the Same?

Short-term health insurance provides temporary medical coverage if you lose your coverage due to job loss, disability, or another event. Many short-term health plans vary greatly from traditional medical plans. Short-term plans also vary depending on the carrier. Read...

Connecticut Individuals & Businesses: Two Weeks Left to Apply For Federal Disaster Assistance From August Floods

Notice Pertains To Those Living in Fairfield, Litchfield and New Haven Counties HARTFORD, CT – Governor Ned Lamont today is reminding homeowners, renters, and businessowners in Fairfield County, Litchfield County, and New Haven County that there are two weeks left...

Navigating Rising Healthcare Costs: Insights for Employers

Save as PDF As we approach 2025, employers are bracing for significant increases in healthcare costs driven by several factors, including soaring prescription drug expenses, inflation and worsening chronic health conditions among employees. Scott Insurance’s recent Milliman Benefits Benchmarking survey...

How Captive Insurance Empowers CFOs To Take Charge of Healthcare Costs

Highlights   Manage rising healthcare costs with control and healthcare cost transparency. Captive insurance empowers CFOs to take charge of healthcare cost containment with control, flexibility, and transparency. Customize health plans for specific employee needs. Group captives offer the ability to customize...

You Charged Me for What? Top 5 Hidden Costs in an Employee Benefits Plan

Uncover Hidden Fees: Discover the top five hidden costs in employee benefits plans that are driving up healthcare expenses without employers even realizing it.  Roundstone’s Transparency: Understand how Roundstone’s transparency can help you minimize these hidden fees and choose the...

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