Thursday, June 26, 2025

TWIA needs almost $5.8bn...

The Texas Windstorm Insurance Association (TWIA) is looking at another relatively significant increase...

Figuring Out What Percentage...

Employees love quality health insurance coverage since it offers protection and peace of...

How Much Car Insurance...

Determining how much insurance you need to be fully...

Navigating Group Health Insurance...

Health insurance plans each have their own rules, benefits and drawbacks. These can...

What Is the CalChoice Program for Group Health...

When business owners want to understand options for company health coverage, one question that a group health insurance broker often receives is about CalforniaChoice. Discover what the program is, when it can be a good choice for small businesses, and what alternatives are available. What Can a Group Health Insurance Broker Tell Me About CaliforniaChoice? CaliforniaChoice often goes by CalChoice for short and refers to a private health insurance exchange. This marketplace allows an employer to provide coverage from various statewide and regional insurance firms instead of only offering one plan to everyone in the organization. What Are the Advantages of Using CalChoice? CalChoice can simplify...

What To Remember When Choosing Long Term Care...

Growing older is inevitable, and the time may come when you need assistance with basic needs and help with tasks such as getting dressed or going to the doctor. If you don't want to be a burden on your children, you need to think about how you will pay for long term care, should you need it.The Department of Health and Human Services recently came out with a study that found that an estimated 70 percent of people who are 65 or older may need long term care at some point in their lives. The cost of having a home health care worker come to your...

CHUBB MASTERPIECE INSURANCE FOR NJ CAR OWNERS

 Offering The Best Coverage Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Auto Preference automobile insurance to NJ drivers. This is the broadest automobile...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong...

Manufacturing & Distribution Risk Considerations in Response to COVID-19

3 Questions You Should be Asking Save as PDF The COVID-19 pandemic has created a crisis globally and manufacturing and distribution (M&D) companies are responding to...

Rokstone partners with NormanMax syndicate for global parametric product

Global specialty insurance and reinsurance managing general agent Rokstone has announced a new partnership with parametric specialist NormanMax, that will see the MGA offering...

Navigating Rising Healthcare Costs: Insights for Employers

Save as PDF As we approach 2025, employers are bracing for significant increases in healthcare costs driven by several factors, including soaring prescription drug expenses,...

RenaissanceRe seeks $250m Mona Lisa Re 2025-1 cat bond for itself and DaVinci

RenaissanceRe, the Bermuda based reinsurance company and third-party capital manager, has returned to the catastrophe bond market seeking $250 million or more in multi-peril...

Transferable Skills: The Path to Success

In a rapidly evolving job market, sometimes it seems like the only constant is change. We’ve seen once-hot careers displaced by automation, whole industries disrupted by new technology, or job sites moving to other states — or even other...

ACA Health Insurance Family Glitch Addressed

The intention of the Affordable Care Act was to increase the affordability of health care and reduce the number of people who had no health care coverage due to cost. Like all large pieces of legislation, however, the ACA...

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Working With a Health Insurance Broker to Find the Right Plan

Whether you’re a business owner trying to find the best healthcare plan for your employees, or you are simply in the market for a...

Catastrophe bonds rarely more compelling on a relative basis: Icosa

On a relative basis, catastrophe bonds have rarely presented a more compelling investment opportunity than today, as despite spreads having tightened somewhat the cat...

What Do You Do When You Age Out of Your Parent’s Health Insurance Plan?

For many twenty-somethings, health insurance is a benefit that has always been available when needed. Because their parents likely purchased a plan or were...

3 Keys to Empowering Your Clients for Self-Funded Health Plan Success: Webinar Recap

Highlights Dave Chase, founder of Health Rosetta, met with Mike Schroeder, president and founder of Roundstone, to host an insightful webinar. This webinar revealed some of...

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Learn How To Read and Comprehend Your EOB

You will receive a detailed breakdown of pricing and compensation each time a healthcare provider bills your health insurance company for services rendered. This...

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What is auto insurance? | Car Insurance

auto insurance Understanding auto insurance—the basics Property – such as damage to or theft of your car Liability – your legal responsibility to others for bodily injury or property damage Medical – the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses Who is...

Old National Bank Physician Mortgage

  What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...

Cybersecurity in the Age of AI

Save as PDF Since ChatGPT was released just over a year ago, business leaders in nearly every industry are increasingly investigating the potential uses of artificial intelligence (AI). Although AI may be the buzzword today with approximately 10,000 new AI...

Are Corporate Officers Exempt from Workers Compensation in Florida? Top 3 Crucial Facts (2024)

Are corporate officers exempt from workers compensation in Florida? The answer is yes, but it depends on various factors like the industry and business structure. Here’s a quick rundown:Construction Industry: Corporate officers with at least 10% ownership can apply...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What is electric bike insurance?

Electric bike insurance, or e-bike insurance, is an insurance policy to protect you and your e-bike in the event of an accident or a covered loss such as theft, vandalism, or damage to the bike itself. E-bikes can vary...

The Kovacic Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3{ padding-bottom:10px; } body .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-subheading{ font-size:15px; } The Kovacic Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf .av-image-caption-overlay-center{ color:#ffffff; } The post The Kovacic Family’s Real Life Disability Insurance Story appeared first on OPI Hilb Group NE.

Seasonal Homes: Special Consideration Required for Second Residences and Vacation Properties

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Second residences and vacation properties are properties that are not the primary residence of the owner. These properties...

Does Commercial General Liability Insurance Cover Independent Contractors? Essential Guide 2024

Does commercial general liability insurance cover independent contractors? This common question can puzzle many business owners in Florida, where the use of independent contractors is rising. Let’s simplify:Essentially, a standard CGL policy may not automatically cover independent contractors.Businesses can...

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

WPS Health Blog | WPS Health Insurance

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Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

How To Navigate Open Enrollment as a Small Business

Some business owners treat the benefits packages they provide as a set-it-and-forget-it system. However, what might seem like the best benefits to you might not meet the needs of your current employees or the top-performers you hope to attract....

How Much Does Business Insurance Cost?

Working out the type of business insurance your organisation requires can seem like a minefield at first. There are many factors to consider and you may not be sure of exactly what you need to include in your insurance...

APRA’s proposed lowering of reinstatement requirements favourable for ILS: Fitch

According to Fitch Ratings, the proposal from the Australian Prudential Regulation Authority (APRA) to remove the requirement for reinsurance arrangements to have a reinstatement in place could be a favourable move for the insurance-linked securities (ILS) market, allowing more...

2024 Health Plan Renewal Perspective

Save as PDF As we have reached the year’s midpoint, employers are increasingly focusing on their upcoming 2024 health plan renewals. Numerous factors contribute to the renewal rates and overall costs of health plans, and this year, employers may experience...

Are Corporate Officers Exempt from Workers Compensation in Florida? Top 3 Crucial Facts (2024)

Are corporate officers exempt from workers compensation in Florida? The answer is yes, but it depends on various factors like the industry and business structure. Here’s a quick rundown:Construction Industry: Corporate officers with at least 10% ownership can apply...

Contractors All Risk Insurance Cost: Top Insights 2024

Contractors all risk insurance cost is a crucial factor for any construction business in Florida. This coverage protects against unexpected events on a construction site, reducing the financial burden of unfortunate incidents. Key aspects of contractors all risk insurance...

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