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A Guide to the...

For many people, the idea of enrolling in an annual Medicare plan evokes...

Boshers secures funding towards...

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant...

Understanding the Rise in...

In recent years, there has been a notable increase in the number of...

Steps following a car...

If you are able, take photos to...

Care for Your Employees with a Group Health...

Employees make your business work and help you achieve organisational goals. Over recent decades, there have been significant developments in the number of businesses investing in group health insurance policies for their staff. Across Europe, the average spending per capita in the health insurance market is approximately USD 262 in 2024, with a steady annual growth rate of 3.39% to 2028. As the figures suggest, businesses want to help protect their employees’ health and well-being. Contents What is a group health insurance plan? How does group health insurance work? Why does your business need group health insurance? Protect your business with GasanMamo group health insurance. What is a Group Health Insurance Plan? A group...

Engines of Growth: Building Insurance Business Models That...

If there was ever a time to let necessity drive the business, it’s now. The future won’t be captivated by yesterday’s achievements, and tomorrow’s plans won’t come to fruition without an insurance business model that understands there are different demands and expectations than the past.  Business operating models need flexibility, scalability and the kinds of technology capabilities that are available … now. If only insurers weren’t still grappling with the complexities of their past! It is a conundrum that most insurers are facing at some level. How much value do we receive from keeping our past technologies and the way we have done business in operation? If...

5 Things You Need to Know About the Medicare Annual Election Period

As we approach the Medicare Annual Election Period (AEP), it’s crucial to stay informed about the options and changes that can impact your healthcare. Every year,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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What Employers Need to Know About the COVID-19 Relief Bill

Save as PDF On Monday, December 21, 2020, Congress passed an emergency stimulus package designed to deliver approximately $900 billion in COVID-19-related aid. The bill,...

How Automatic Water Shut-off Systems Can Help Homeowners Avoid Costly Water Damage

Save as PDF Water damage, one of the leading and most costly causes of property damage in the U.S., is also one of the easiest...

What You Need to Know

Whether it’s fixing storm damage, updating a kitchen, or making essential improvements, choosing the right contractor for your home or business is key. But...

Affordable Housing Insurance Challenges: Understanding the Market

Save as PDF Whether you are an owner, developer or property manager working in the affordable housing industry, you are undoubtedly facing challenges related to...

IRS Issues Guidance on American Rescue Plan’s COBRA Subsidy

Save as PDF On May 18, 2021, the IRS issued Notice 2021-31, a guidance document on the American Rescue Plan Act (ARPA) subsidy for continuation...

How to Prevent House Fires & What to Do if One...

October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA),...

Four Cornerstones of CH Your go-to partner commercial insurance

"Everything we're about here at CH rests on Four Cornerstones," says Joe Convertino Jr., President of CH Insurance. "Clients and Carrier Partners can always rest easy knowing we're in their corner. And these four cornerstones are the foundation for...

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Ways To Consider Revamping Your Employee Benefits Package During the Pandemic

As the pandemic continues to take a toll on the nation's businesses, employees rely on job-related benefits more than ever. Your business can turn...

Liberty Mutual targets $225m+ Mystic Re IV 2025-1 indemnity cat bond

Liberty Mutual Insurance has returned to the catastrophe bond market with a target to secure at least $225 million of indemnity based catastrophe reinsurance...

Rear-End Collisions fault & What Car Insurance Covers 

Rear-end collisions are among the most common types of car accidents, accounting for roughly 1.7 million incidents in the U.S. annually, according to...

6 Steps To Schedule a COVID Vaccination in Sonoma County

Vaccination is the key to stopping the COVID-19 pandemic and returning to normal life. The Food and Drug Administration has approved three different vaccines...

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Considering Your Healthcare Costs: In-Network vs. Out-of-Network

When working with a health insurance broker, you may have questions about your network coverage when viewing potential PPO plans. In short, any care you...

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General Liability Insurance Cost: Top 5 Crucial Facts

General liability insurance cost is a key consideration for every business owner in Florida, balancing the need for protection with the necessity of managing expenses. Typically, costs can vary widely based on a number of factors, but for a...

APRA’s proposed lowering of reinstatement requirements favourable for ILS: Fitch

According to Fitch Ratings, the proposal from the Australian Prudential Regulation Authority (APRA) to remove the requirement for reinsurance arrangements to have a reinstatement in place could be a favourable move for the insurance-linked securities (ILS) market, allowing more...

Protecting Everybody From the Flu Starts With You

Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According to Bankrate, an independent publisher and comparison service, auto insurance in the U.S. costs an...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...

What You Need to Know About Sublimity Insurance Leaving Oregon

Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get it—insurance may not be your idea of a good time, but hear me out. The...

Empire Life Blog Using an FHSA to benefit from tax-free growth

Dean is a single Canadian in his twenties looking forward to buying his first home. He’s planning to increase his home savings as his income grows over time. Dean’s advisor recommends a First Home Savings Account (FHSA) because it...

Empire Life Blog 2024 Semi-annual Market Outlook: Macroeconomic Overview

Monetary policy, global growth, politics and innovation have dominated headlines in 2024, and we expect these broad themes to continue to have an impact on markets as we head into the second half of the year. Monetary policy & global...

WPS Health Blog | WPS Health Insurance

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Old National Bank Physician Mortgage

  What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What You May Not Know About Motorcycle Safety

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

Strategies to Increase COVID-19 Vaccination Rates in Senior Living Employee Populations

Save as PDF The business need – and population health need – of having larger percentages of vaccinated employees in the Senior Living industry is clear.  Scott’s Senior Living Practice recently hosted a webinar to provide a comprehensive overview of...

Navigating Rising Healthcare Costs: Insights for Employers

Save as PDF As we approach 2025, employers are bracing for significant increases in healthcare costs driven by several factors, including soaring prescription drug expenses, inflation and worsening chronic health conditions among employees. Scott Insurance’s recent Milliman Benefits Benchmarking survey...

What Happened to Innovative Insurance Product Development?

Buying is changing. If we examine what is happening in retail, we can get a glimpse of what customers will be wanting in insurance. Coming to big box stores or a grocery store near you — pick up your item, scan...

How Much Does Commercial Property Insurance Cost? Top 5 Tips 2024

Understanding the Costs of Commercial Property InsuranceHow much does commercial property insurance cost? On average, commercial property insurance has a median cost of $67 per month or about $800 a year. However, these figures can vary significantly based on...

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