The Hurricane season in 2024 has been extremely wrathful and led to tragic loss of human lives and caused havoc in states like Florida, North Carolina, and Georgia. According to science.org, the recent hurricanes Helene and Milton have caused an estimated combined damage of over $300 billion in just two weeks. Hence, the hurricanes have left these states in utter chaos and brough about a lot of damage. Luckily, the state of Louisiana has been spared from this calamity so far considering that it is also one of the most vulnerable states when it comes it hurricanes and storms. However, this situation shouldn’t be overlooked and instead be...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties are holiday lets will be forced to pay under tough new measures.The new rules, to be introduced in April 2023, were announced today in a statement from the Department of Levelling Up, Housing and Communities and Michael Gove MP.In summary:Homeowners who leave properties empty while pretending to let them to holidaymakers will be targetedUnder the new rules, holiday lets must be rented out for a minimum of...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Save as PDF
There are many different uses for surety bonds in the Affordable Housing industry. In our surety practice, we work frequently with contractors...
Save as PDF
Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst,...
This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...
Parenting is a rewarding yet demanding journey, filled with emotional highs and lows. However, certain stressors can significantly impact a parent’s mental health and...
With barriers to adoption of modern analytical methodologies and technological innovations lower than ever, Ben Brookes, Managing Director – Advisory Services, Moody’s Insurance Solutions,...
Did you know that many employees accept job offers based upon the benefits they expect to receive? Health benefits top the list of what job candidates value and can significantly impact the hiring process. Group health insurance for small...
More than 8 million Medicare Part D enrollees are set to benefit from the
Medicare Drug Price Negotiation Program. The program empowers Medicare to negotiate with drug manufacturers and lower the prices of select medications covered under Medicare Part...
Enjoy exclusive access to our content
Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.
Non-life insurance premium growth may slow after this year, as the re-pricing of risk effect evens out. But, global reinsurer Swiss Re believes that...
A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...
On a relative basis, catastrophe bonds have rarely presented a more compelling investment opportunity than today, as despite spreads having tightened somewhat the cat bond asset class diversification offering can be at its strongest when other assets like equities...
When insuring your vehicles, the search for the best car insurance in Utah isn’t just about finding the lowest price. While affordability is important, other critical factors can make a world of difference in the quality of coverage and...
Conversations about employee health and wellbeing are more open than ever before, particularly after the Covid-19 pandemic. Both employers and employees seem more comfortable discussing topics surrounding work-based health and how important the work-life balance is to attain.
With 88%...
Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023 | Wellness
A trip to the grocery store probably feels a little different today than it did a few years...
(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Be proactive about preparing for the danger of wildfires.
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations.
Let’s discuss the why,...
Just as you would before any important purchase, do some research before buying insurance.
Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...
Virtual home inspections, necessary during the pandemic, remain popular because of convenience.
When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...
Your agent is best positioned to advise you when they have all the facts.
Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...
Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.
Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...
Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...
New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023
Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.
We at Glenn Insurance support our men and women...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Electric bike insurance, or e-bike insurance, is an insurance policy to protect you and your e-bike in the event of an accident or a covered loss such as theft, vandalism, or damage to the bike itself. E-bikes can vary...
Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property....
Ian Fung, Portfolio Manager, Fixed income, discusses recent BoC and Fed interest rate moves, inflation, employment and their potential effect on upcoming rate decisions.
https://www.youtube.com/watch?v=7K3hOUncjh0
Summary:
Hi, I'm Ian Fung, and I'm a Senior Portfolio Manager at Empire Life Investments Inc.
We saw...
Dean is a single Canadian in his twenties looking forward to buying his first home. He’s planning to increase his home savings as his income grows over time. Dean’s advisor recommends a First Home Savings Account (FHSA) because it...
Home » Accident & Health Insurance – Do You Need One Or Both?
It’s hard to know what you’re going to need in this life to mitigate the risk (like accident and health insurance) and know that no matter what...
Retirement Strategy Checklist
(The Top 18 Questions To ASK To Secure
The Future of Your Money In An Uncertain Economy)
899-888-1397
TAKE THE STEPS – ASK THE QUESTIONS – GET THE SOLUTIONS
WELCOME, TO YOUR WORLD OF RETIREMENT…
When it comes to retirement planning,...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Most Americans become eligible for Medicare at age 65. Before enrolling, you should begin planning for Medicare expenses. To do this, you must
understand how Medicare works and what your costs will be. 1. Medicare Has Four Parts
Medicare...
Cyber attack threat exposure is growing in strength. According to The World Economic Forum, there is growing inequality between those organisations that have robust cyber defences and those that don’t, particularly small and medium enterprises.
This study also found that...
Save as PDF
On December 16, 2020, the Equal Employment Opportunity Commission (EEOC) issued its first direct guidance for employers regarding COVID-19 vaccines. The EEOC is responsible for enforcing federal laws against job discrimination and harassment.
As we stated in a previous blog...
Save as PDF
Update Friday, March 12:
The stimulus bill passed by Congress on Wednesday was signed into law by President Biden on March 11 as the American Rescue Plan Act of 2021 (ARPA). Click here for a summary of employer-related...
Uncover Hidden Fees: Discover the top five hidden costs in employee benefits plans that are driving up healthcare expenses without employers even realizing it.
Roundstone’s Transparency: Understand how Roundstone’s transparency can help you minimize these hidden fees and choose the...
A century from now, business historians will still be studying how Tesla recreated the automotive and transportation industry. The lessons they learn will be the same that can drive insurance technology decisions today.
For starters, Tesla conquered the twin issues...