Monday, March 17, 2025

Commercial Property Insurance: Your...

If you’re a small business owner looking for commercial property insurance, here’s what...

2020 Presidential Election: Impacts...

Save as PDF With the major media organizations having now called the presidential election...

Are Corporate Officers Exempt...

Are corporate officers exempt from workers compensation in Florida? The answer is yes,...

Navigating Group Health Insurance...

Health insurance plans each have their own rules, benefits and drawbacks. These can...

CCRIF makes $26.7m parametric rainfall insurance payout to...

The CCRIF SPC (formerly known as the Caribbean Catastrophe Risk Insurance Facility) has paid the Government of Panama US $26.7 million after the countries parametric rainfall insurance policy was triggered following a recent severe event, which takes payouts made for the current policy year to almost US $118 million.The rainfall event affected Panama between October 31st and November 4th 2024, causing landslides, flooding, fallen trees, the collapse of some bridges and loss of crops while 1,500 people were negatively affected, and 11 people lost their lives due to heavy rains this month. As with every parametric insurance payout CCRIF has made, the funds were transferred to the...

Hospital Treatment Without Insurance: Costs, Coverage, & Alternatives

If you have a medical emergency, healthcare providers can’t turn you away without essential services if you don’t have medical insurance. The Emergency Medical Treatment and Labor Act (EMTALA) requires healthcare facilities to provide essential lifesaving services to anyone with a medical condition, no questions asked.However, after fulfilling this legal obligation, a healthcare provider will require payment. If you don’t have healthcare coverage, the hospital will bill you for every service provided. They will need you to foot the hospital bill, covering everything from doctor’s fees to medical costs. With a healthcare plan to cover some of these services, the bill from even the shortest emergency...

Why You Need It and How It Works

Welcome, friends! Today we’re diving into a topic that may not seem as exciting as winning the lottery but is far more reliable: insurance. Now, before you...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Allstate puts Milton loss at $102m, suggesting cat bond at-risk. YTD pre-tax losses hit $4.84bn

US insurer Allstate has confirmed its pre-tax loss from hurricane Milton at $102 million, at which level it seems possible the Sanders Re II...

Sam’s Club Auto Insurance – Everything You Need to Know

Sam’s club is a membership only warehouse club that caters to all the goods and services from grocery, electronics, health & wellness, to...

Captive Insurance for the Affordable Housing Industry

Uncovering the strategic benefits of a unique approach to risk financing Save as PDF As Affordable Housing organizations face their annual insurance renewals, many have been...

A Crisis at an All-Time High

Employee Burnout, defined as a syndrome resulting from chronic workplace stress, has reached unprecedented levels globally and in Singapore, unsurprisingly. The state of physical...

DOL Revises FFCRA Regulations in Response to Court Decision

Save as PDF The U.S. Department of Labor (DOL) has issued revisions to regulations that implement the paid sick leave and expanded family and medical...

Enrolling in Medicare if Still Working at 65

You may still be working, whether by choice or as a matter of necessity when you become eligible for Medicare at age 65. Depending on your situation, you may have different options available from a health insurance broker Santa...

How Wildfire Smoke Affects Air Quality and Health

Wildfire smoke presents significant health hazards due to the deterioration of air quality. People do not have to be in a high-risk health category to be affected by unhealthy levels of particulate matter and other compounds generated by fires. A...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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LIC’s New Plan Jeevan Dhara 2 (Plan No. 872)

LIC has announced to launch of a new pension product with the name of LIC’s Jeevan Dhara 2. LIC’s Jeevan Dhara 2 is a Non-Linked,...

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How Does a Health Insurance Broker Get Paid?

A strong benefits package is critical to your company's ability to thrive in the market. When you hire a health insurance broker, you are hiring an intermediary between your company and the insurance provider. How you spend your company's...

Cut Healthcare Costs with Turnkey Employer-Sponsored Health Insurance

Highlights Turnkey health insurance offers your business a customizable solution for high-quality healthcare coverage that gives more flexibility and control over plan benefits while eliminating the high costs and complex management of traditional health plans. Roundstone’s turnkey approach to self-funding, powered...

7 things to consider before buying business insurance – Northbridge Insurance

This blog is provided for information only and is not a substitute for professional advice. We make no representations or warranties regarding the accuracy or completeness of the information and will not be responsible for any loss arising out...

Does National General offer safe driving discounts? (2024)

What You Should Know National General offers discounts for safe drivers of up to 23% Save with Nat Gen’s anti-theft, low mileage, and safe driving discounts Policyholders who use an app to monitor their driving behavior can save Does National General offer safe...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Snowbirds: How to Winterize Your Home While You’re Away

If you are a snowbird that heads south for the winter, there are several key things you can do to help winterize your vacant home. Taking the right winterization steps can help protect your home from theft, water damage, heating or...

Protect Yourself from Holiday Defects with Consumer Protection Advice — Legal Insurance Blog — January 16, 2024

We exchange gifts with our loved ones, colleagues, and associates during the holiday season. It’s often a fun and joyous time, but sometimes, despite careful selection and preparation, the bought gifts cannot and do not delight recipients. We sometimes...

What Happened to Innovative Insurance Product Development?

Buying is changing. If we examine what is happening in retail, we can get a glimpse of what customers will be wanting in insurance. Coming to big box stores or a grocery store near you — pick up your item, scan...

April is Alcohol Awareness Month

April is Alcohol Awareness month, bringing attention to the devastating impact of impaired driving. It's alarming that 32 lives are lost daily in the U.S. due to crashes involving alcohol-impaired drivers. By planning ahead and utilizing the plethora of...

How to Insure Your Side Business

img#bf_image-6736b09acb6a1 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6736b09acb6a1 { width: 100vw; } }A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

No Longer Qualify for Medi-Cal? Here’s How to Stay Covered

Your health coverage is important to you. If you reside in the state of California, you may be wondering if your Medi-Cal coverage will continue. If your coverage is ending, the important thing to remember is that you do...

Insurance Companies Are Expected To Foot the Bill for COVID-19 Vaccinations

It is nearly seven months into the coronavirus crisis in the U.S. and, according to the CDC, almost 1.7 million citizens have contracted the disease. This is just the number of reported cases. It does not include those that...

IRS Issues Guidance on American Rescue Plan’s COBRA Subsidy

Save as PDF On May 18, 2021, the IRS issued Notice 2021-31, a guidance document on the American Rescue Plan Act (ARPA) subsidy for continuation health coverage under the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). The Notice discusses...

Affordable Housing’s Pull Cord Problem and the Unintended Insurance Ramifications

Save as PDF The affordable housing community, specifically HUD Section 202 for elderly housing, is experiencing an avoidable crisis. This crisis originates from the expanded scope of service and responsibility placed upon affordable housing organizations by the U.S. Department of...

Cut Healthcare Costs with Turnkey Employer-Sponsored Health Insurance

Highlights Turnkey health insurance offers your business a customizable solution for high-quality healthcare coverage that gives more flexibility and control over plan benefits while eliminating the high costs and complex management of traditional health plans. Roundstone’s turnkey approach to self-funding, powered...

April is Alcohol Awareness Month

April is Alcohol Awareness month, bringing attention to the devastating impact of impaired driving. It's alarming that 32 lives are lost daily in the U.S. due to crashes involving alcohol-impaired drivers. By planning ahead and utilizing the plethora of...

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