Monday, March 17, 2025

Insurance rates—-What is really...

This is a question we continuously get asked at CH Insurance. Clients with...

6 Questions (and Answers)...

If you’re dealing with a wet basement or a soggy lawn, you might...

Empire Life Blog 2024...

Market sentiment now indicates that rate cuts will not occur until the third...

Comparing HMO, PPO, and...

Choosing the right health insurance plan can be a daunting task, especially with...

Where to Find the Best Car Insurance in...

When insuring your vehicles, the search for the best car insurance in Utah isn’t just about finding the lowest price. While affordability is important, other critical factors can make a world of difference in the quality of coverage and service you receive. When it comes to commercial auto insurance, the stakes are often higher, and the coverage needs are more complex. According to TRIP, 37% of Utah’s major roads are in poor or mediocre condition. This costs motorists a staggering $1.8 billion annually, or an average of $803 per driver. This includes additional repairs, accelerated vehicle depreciation, increased fuel consumption, and tire wear. Moreover, traffic crashes in...

Does Travelers offer rental car coverage? (2024)

What You Should Know Travelers covers any cars you rent if you have a full coverage policy Travelers full coverage costs around $99 monthly Consider additional coverage from the rental car company When planning a trip, you may be wondering, “Does Travelers offer rental car coverage?” Do you need coverage from the rental car company, or is a Travelers policy enough? You’ll have coverage for your rental car if you carry a Travelers full coverage auto insurance policy. However, if you only carry liability insurance, rentals likely won’t be covered. Keep reading to learn when Travelers offers coverage for rental cars. You can also enter your ZIP code into our free...

The Virgen Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d{ padding-bottom:10px; } body .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-m1gw79xq-a3c653dc50f1f1b54e7d6861cc87413d .av-subheading{ font-size:15px; } The Virgen Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-5a44124eb361e4db35452f46a075db10 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-dfc1e558e52db4b0b7eaa398998eeb3c .av-image-caption-overlay-center{ color:#ffffff; } #top .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6{ padding-bottom:10px; } body .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-av_heading-ab2aba26b813680f65c2b71dc0c00fc6 .av-subheading{ font-size:15px; } Hello #top...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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RenaissanceRe third-party capital hits $7.72bn after Q3, up almost $1bn YoY

RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s...

Flood Policy Changes That Will Impact the Affordable Housing Industry

Save as PDF FEMA has introduced the largest reform to the National Flood Insurance Program (NFIP) rating system since its inception in 1968. The NFIP...

UCITS cat bond funds in -0.77% average mark-down on hurricane Milton

So far, based on analysis of the catastrophe bonds in the UCITS structure that have priced their net asset value (NAV) since hurricane Milton...

Examples of Hazards on Construction Sites

Construction sites are a hub for activity and productivity, but they also come with risks that can threaten worker safety. Recognizing examples of hazards...

EZlynx Insurance Agency Management Software Reviews

EZlynx is an innovative and trusted insurance agency software that offers all-in-one insurance solutions by integrating agency management system, comparative rater, reporting, and...

How and When to Enroll in Medicare

There are many paths to enrolling in Medicare. While some people are automatically enrolled, others may need to take steps to get their enrollment finalized. For information on how and when to enroll in Medicare, read below.  How to...

How to Prevent House Fires & What to Do if One...

October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA),...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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A Guide to Mental Health Services and Insurance in Singapore

In recent years, Singapore has made significant strides in raising awareness of mental health and reducing stigma around seeking support. With a growing emphasis...

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General Liability Insurance Contractor: Top Guide 2024

Why General Liability Insurance Contractor is Crucial for FloridiansWhen it comes to operating a contracting business in Florida, general liability insurance contractor protection isn’t just wise—it’s essential. This type of insurance shields your business from unexpected financial burdens caused...

Michigan Laws For Minors Explained

Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’...

Empire Life Blog Exploring the impact of interest rate changes

Ian Fung, Portfolio Manager, Fixed income, discusses recent BoC and Fed interest rate moves, inflation, employment and their potential effect on upcoming rate decisions.   https://www.youtube.com/watch?v=7K3hOUncjh0   Summary: Hi, I'm Ian Fung, and I'm a Senior Portfolio Manager at Empire Life Investments Inc. We saw...

A 14-Point Checklist to Prepare Your Home for Fall

Your Yard’s Health. The more the leaves pile up and begin to break down, the more difficult they’ll be to clear away. If it snows before you’ve had a chance to rid your yard of them, they’re likely to...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

5 Tips to Consider — Legal Insurance Blog — December 26, 2023

As we start a new year, we must consider improving our financial health and wellness. One area that requires special attention is credit card management. Credit cards have become ubiquitous, but getting into trouble with them is too easy....

How Pre-Paid Legal Services Prevent Expensive Consequences — Legal Insurance Blog — January 18, 2024

Most of us, at some point, have given thought to what we might leave behind for our loved ones once we pass away. Maybe you have spent time considering who to leave your assets to or even gone as...

DIY Alternatives: Creating a Savings Account Instead of Buying Pet Insurance

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” As pet owners, we all want the best for our furry friends. We provide them with love, attention,...

12 Essential Books for the Modern CFO

Highlights Today’s CFOs need a more diverse skill set than ever before. Books written by leaders in both the financial and leadership industries can help you stay up to date on the latest industry trends and best practices. The pieces selected here...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Accident & Health Insurance – Do You Need One Or Both?

Home » Accident & Health Insurance – Do You Need One Or Both? It’s hard to know what you’re going to need in this life to mitigate the risk (like accident and health insurance) and know that no matter what...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

What Is a Lienholder? | Drake Insurance

If you’ve recently purchased a car and are wondering why you haven’t received the title yet, you’re not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does...

The Right Benefits Package Can Satisfy Your Employees and Your Budget

Attracting and retaining top-tier employees can be challenging if your small business does not offer a desirable benefits package. Fortunately, you do not need to overspend your budget to provide the best options to suit your staff's needs. With...

De-Risk Your Portfolio with Whole Life Insurance

Podcast: Play in new window | Download We had a really good run with the stock market over the past 10+ years. It seemed like the market was on a nonstop race to higher and higher levels. In fact, many...

You Just Got Your Idaho Contractor License, Now What?

Getting your Idaho Contractor license is a significant milestone in your career, opening the door to a wealth of opportunities in the construction industry. Whether you’re planning to start your own business or join an established firm, this license...

3 Keys to Empowering Your Clients for Self-Funded Health Plan Success: Webinar Recap

Highlights Dave Chase, founder of Health Rosetta, met with Mike Schroeder, president and founder of Roundstone, to host an insightful webinar. This webinar revealed some of the most eye-opening inefficiencies of traditional, fully insured health plans. Among the topics presented, viewers learned...

LIC’s New Plan Jeevan Utsav (Plan No. 871)

Life Insurance Corporation of India has decided to launch a new insurance plan named Jeevan Utsav (Plan No. 871). Jeevan Utsav will be available for sale from 29-11-2023. The unique Identification of Jeevan Utsav is 512N363V01. LIC’s Jeevan Utsav...

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