Sunday, March 16, 2025

Allstate Files Patent Application...

Virtual reality, or VR for short, may have some limited applications outside of...

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  Life Insurance for NJ individuals and families can be available in various forms....

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Medicare is a government service that helps millions of aging people access the...

Empire Life Blog 2024...

Market sentiment now indicates that rate cuts will not occur until the third...

Standard Set-Up Time for Small Business Health Insurance

To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their workforce. To aid you with establishing a timeline for your company and keep your employees in the know, we want to break down the standard checklist and wait time for setting up a health insurance plan. Explore Your Options  Your initial step is reviewing health insurance plans that fit your company budget and employee needs. Consider asking your team what they require and desire most...

Cosmetic Dentistry Coverage: When Does Dental Insurance Pay...

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Cosmetic dentistry has become increasingly popular in recent years, as more and more people seek to improve the appearance of their smiles. However, many individuals are unsure about what cosmetic dental procedures are covered by their dental insurance. Understanding cosmetic dentistry coverage and dental insurance is important for several reasons. First, it allows individuals to make informed decisions about their dental care and budget accordingly. Second, it helps individuals avoid unexpected out-of-pocket expenses that may arise from cosmetic dental procedures. In this article, we will...

Tesla Cybercab Robotaxi Revealed

What the Tesla Cybercab Means for the Future of Autonomous Vehicles Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

How Automatic Water Shut-off Systems Can Help Homeowners Avoid Costly Water Damage

Save as PDF Water damage, one of the leading and most costly causes of property damage in the U.S., is also one of the easiest...

CCRIF makes $26.7m parametric rainfall insurance payout to Panama

The CCRIF SPC (formerly known as the Caribbean Catastrophe Risk Insurance Facility) has paid the Government of Panama US $26.7 million after the countries...

How a Loss Control Specialist Protects Your Business

Running a small business is no small feat. With limited resources and tight margins, even a minor incident can significantly impact your bottom line....

Addressing Employee Health Risk in Senior Living Provider Populations

Save as PDF In 2012, Scott Benefit Services formed a group health captive, the Heritage Group Health Plan, with several independently-owned Senior Living community employers...

Find The Right Small Business Health Insurance Plan

Offering health insurance benefits is an excellent way to draw talent to your company. However, the cost isn't insignificant, so it's essential to plan your budget carefully. One approach is to work with a health insurance broker in Santa...

45 Years of Trusted Insurance Solutions

Sackett & Associates Insurance Services is proud to mark a significant milestone in its journey—45 years of providing exceptional insurance solutions to individuals and small businesses in Sonoma County and beyond. Since its inception in 1979, Sackett & Associates...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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Understanding How Health Insurance Works in 2022

Health insurance exists so you won’t have to pay for medical costs out of your own pocket. For most Americans, having health insurance is...

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How Named Storms Affect Your Insurance Coverage

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after...

Annual Travel Insurance: Affording Constant Jetsetters With Continuous Protection

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Traveling can be an exciting and enriching experience, but it also comes with its fair share of risks....

Supplies to Have on Hand for a Power Outage

Power outages can be extremely inconvenient and at times scary. Keeping on top of a simple stockpile can help make all the difference when an emergency strikes. In most cases, a blackout can be temporary. When storms hit, they can...

Michigan No-Fault Medical Fee Schedule: Here’s What To Know

The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

A Homeowners Guide to Replacement Cost and Market Value

  If a disaster strikes and your home is damaged or destroyed, do you know what it would cost to restore your home to the condition it was in before the disaster? Let’s discuss the replacement cost of your home...

Drafting a Living Will is an Excellent New Year’s Resolution — Legal Insurance Blog — January 4, 2024

We often set goals and resolutions to improve our lives as we approach the start of a new year. One goal that many people overlook is creating a living will. A living will, also known as an advance directive,...

How to Prioritize Employees’ Healthcare Needs with Self-Funding

Highlights  Small to midsize companies are focusing on new employer healthcare priorities, including affordability, behavioral health access, and inclusive benefits for their employees. Employers are taking steps to offer low or no copays for health insurance plans and increase mental health...

Survivorship Life Insurance: Joint Coverage for Couples Seeking Wealth Transfer Efficiency

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Survivorship life insurance, also known as second-to-die life insurance, is a type of policy that covers two individuals,...

Lake Michigan Credit Union Physician Mortgage (Updated 2024)

For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...

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Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

California Healthcare Sector Receives Massive Funding Boost in Budget Agreement

California state government and healthcare interests have achieved an agreement on the spending of billions of dollars generated by the Managed Care Organization tax on insurance plans. The deal is intended to underpin a major investment in healthcare in...

Standard Set-Up Time for Small Business Health Insurance

To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their...

Congress Passes the American Rescue Plan

Save as PDF Update Friday, March 12: The stimulus bill passed by Congress on Wednesday was signed into law by President Biden on March 11 as the American Rescue Plan Act of 2021 (ARPA). Click here for a summary of employer-related...

Only modest YTD losses shared with Alternative Capital Partners’ investors: Swiss Re CFO

Year-to-date, only modest amounts of catastrophe losses would be shared with the investors backing reinsurance firm Swiss Re’s Alternative Capital Partners (ACP) division, as the third-party capital unit is more geared to larger tail-risk events, the firm’s Group CFO...

Are Corporate Officers Exempt from Workers Compensation in Florida? Top 3 Crucial Facts (2024)

Are corporate officers exempt from workers compensation in Florida? The answer is yes, but it depends on various factors like the industry and business structure. Here’s a quick rundown:Construction Industry: Corporate officers with at least 10% ownership can apply...

How Advisors Can Grow Their Book of Business with Medical Captives

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health insurance approach that benefits advisors and their clients. Advising companies in a medical captive can help you deepen relationships with clients and set you apart as a...

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