Get Insurance License in all 50 States Becoming licensed to sell insurance in all 50 states allows you to expand your client base, adapt to an increasingly mobile customer market, and stand out as a versatile, knowledgeable insurance professional. However, the multi-state licensing process can seem daunting due to the variety of state regulations and requirements. This guide covers each essential step and provides tips for navigating multi-state licensing smoothly. 1. Determine the Type of Insurance License You Need Before diving into licensing specifics, decide which type of insurance products you’ll be selling. The licensing process varies depending on the type of license you...
Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane Milton, catastrophe bond investment manager Icosa Investments AG has noted that the cat bond market seems not to have discounted prices as widely to account for uncertainty this time.After hurricane Ian, the catastrophe bond market fell by roughly 10% in a sharp reaction to the potential for losses and great uncertainty over how impactful that storm event might have been.
In the end the market recovered the vast majority of that decline, with actual losses only a relatively small amount by comparison to the initial mark-to-market hit.
This time, as we’ve also been reporting, the...
Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
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In a 6-3 decision today, the U.S. Supreme Court has blocked the enforcement of OSHA’s emergency temporary standard (ETS) related to COVID-19...
Employees make your business work and help you achieve organisational goals. Over recent decades, there have been significant developments in the number of businesses investing in group health insurance policies for their staff.
Across Europe, the average spending per capita...
Open enrollment is an excellent time to review health insurance plans to see which one will best meet your needs in the upcoming year. You can also find out if you qualify for federal subsidies that now make it...
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KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...
More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...
Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures...
To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced
employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their...
Quality employees are one of the most valuable resources a business can have. When somebody leaves the company, a new hire has to be found and trained. This process takes time and money that could be better utilized elsewhere....
1-Be patient during the break-in :
You have bought your dream car and now you want to make it as long as possible in top condition. Here are a few things to keep in mind when you are removing it...
Bundling home and auto insurance is a smart way to save both time and effort. In this blog, we have covered various aspects of bundling that you need to know to secure the best bundle at the most affordable...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Life insurance can be a valuable part of your business plans.
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
You can control some aspects of your insurance costs. Your independent agent can help.
Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...
If you are able, take photos to document circumstances of the accident.
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...
Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...
Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...
Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Managing your prescription drug costs is an essential part of your healthcare plan, and Medicare Part D can help with that. However, navigating the details of Part D coverage can be confusing, especially with the changes happening in 2025....
Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have...
Fiscal stimulus remains an upside risk to growth in both Canada and the U.S.. Government bonds remain attractive heading into the second half of the year. Corporate bond holders are not being compensated as much for taking on corporate...
Paul Holba, on location in Indonesia, discusses Jakarta’s growing economy and the promising future of investing in emerging markets across Asia.
https://www.youtube.com/watch?v=rqtq6U2dh7c
It’s Paul Holba, senior vice president and chief investment officer at Empire Life Investments Inc.. Today marks the end...
What is Old National Bank?
Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...
For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
High blood pressure can put you at risk for a range of health problems, the most serious of which include heart attack or stroke. There are medications that can lower blood pressure, but these can also cause unwanted side...
It’s springtime, which means that flowers, thunderstorms, and tax season are quickly returning. Though filing your taxes may be your least favorite activity on that list, rest assured that even a confusing tax year does not have to give...
Navigating today’s cyber & data security landscape
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Businesses in every industry are facing cyber threats with increasing frequency and severity. It is no longer a question of if your organization will experience a cyber incident, but when. From...
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Update Friday, March 12:
The stimulus bill passed by Congress on Wednesday was signed into law by President Biden on March 11 as the American Rescue Plan Act of 2021 (ARPA). Click here for a summary of employer-related...
Highlights
Cost containment in healthcare is a significant concern for small and midsized companies.
Many SMBs are discovering the advantages of transitioning from a fully funded to a self-funded insurance plan.
Self-insured (or self-funded) insurance provides financial control, data transparency, flexible plan...
The Bank of Canada has expressed confidence that inflation will continue to move towards the 2% target. Canadian consumers will require further rate cuts and more time to alleviate pressure from their large debt-loads. The Trans Mountain Pipeline and...
