Monday, March 17, 2025

Comprehensive Guide to Insuring...

Bicycles are more than just a mode of transportation; they represent a significant...

Buy gas at reputable...

Ask if the gas you buy is filtered at the pump and whether...

Ceres highlights cat bonds,...

Ceres, a non-profit that leads a national coalition of investors, environmental organisations and...

Review your business life...

Life insurance can be a valuable part...

Michigan Laws For Minors Explained

Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is no “special” car insurance for teenage drivers who have a learner’s permit or who just got their driver’s license.  However, there are many important considerations that come into play when making decisions about car insurance for teenagers in Michigan. I always tell parents to first check with their insurance agent as to what...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to intensify. Recently, researchers at Freddie Mac increased their 2018 housing shortage estimation by 52% to 3.8 million housing units.  In addition to the staggering increases in development costs over the last decade, escalating operational costs are threatening the affordable housing industry. One of these unseen costs that is significantly impacting the successful operation of affordable housing organizations is insurance.    This recently published paper provides insights and analysis surrounding the use of crime scores by insurance companies in predictive modeling and how this...

The Kovacic Family’s Real Life Disability Insurance Story

#top .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3{ padding-bottom:10px; } body .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-special-heading-tag .heading-char{ font-size:25px; } .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-subheading{ font-size:15px; } The Kovacic Family’s Real Life Disability Insurance Story .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0{ color:#7bb0e7; border-color:#7bb0e7; } .av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0 .av-icon-char{ font-size:40px; line-height:40px; width:40px; } Download the PDF #top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{ height:40px; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf img.avia_image{ box-shadow:none; } .avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf .av-image-caption-overlay-center{ color:#ffffff; } The post The Kovacic Family’s Real...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Price guidance lowered for Prologis’ new $95m Logistics Re US quake catastrophe bond

We’re told by sources that the price guidance range has been lowered for the second catastrophe bond to be sponsored by Prologis, Inc., the...

ILS NYC 2025 – Announcing our first wave of expert speakers. Register soon

Today, we are delighted to announce the first wave of expert speakers for our upcoming ILS NYC 2025 conference. With over 150 people already...

How to Save on Renters Insurance Tips for Finding the Cheapest Coverage

Among several ways to save on your renters insurance, taking advantage of the variety of available discounts is only the beginning. While renters...

Why Indexed Universal Life Insurance is Outpacing Whole Life Insurance • The Insurance Pro Blog

Podcast: Play in new window | Download The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue...

Traffic Signals Meanings for US Car Drivers & Impact on Car Insurance 

Traffic signals and violations have a bigger impact on your car insurance premium than you think. To maintain affordable insurance rates, apart from...

It Was the Best of Times, It Was the Worst of...

To continue with Dickens, "It was the age of wisdom, it was the age of foolishness." Months or years from now, how will you describe the current situation? Will you think of the panic of pandemic, an age of...

Enrolling in Medicare if Still Working at 65

You may still be working, whether by choice or as a matter of necessity when you become eligible for Medicare at age 65. Depending on your situation, you may have different options available from a health insurance broker Santa...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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ERISA Lawsuit Alleges Mismanagement of Prescription Drug Benefits

Save as PDF A recently filed lawsuit against Johnson and Johnson (J&J) alleges that the company breached its fiduciary duties under ERISA by mismanaging its...

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Advice for Young People on Motor Insurance

Starting out on your car driving journey can be a challenge if you’re not fully prepared. Typically, people view those aged 25 and under as young drivers. Maltese law also states that you have to be at least 21 ...

Your Guide to Health Insurance Terminology: Deductibles

Deductibles in health insurance are a set amount you’ll have to pay for healthcare annually before your insurer begins paying for your healthcare expenses. Once you’ve paid off your deductible, you only pay the copayment or coinsurance for the...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

How Named Storms Affect Your Insurance Coverage

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Supporting the American Policyholder Association With Time and Money Is an Obligation If You Are a True Policyholder Advocate

The American Policyholder Association (APA) has emerged as a powerful force in the fight against insurance fraud, with recent achievements highlighting the critical importance of its work. The organization’s efforts, supported by dedicated legal professionals, concerned citizens, and courageous...

Tesla Cybercab Robotaxi Revealed

What the Tesla Cybercab Means for the Future of Autonomous Vehicles Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...

June is Men’s Health Month

June is Men's Health Month, a time to focus on the well-being of men and promote healthy habits. It's concerning that inactive men are sixty percent more likely to suffer from depression than those who exercise regularly. Men have...

How Captive Insurance Empowers CFOs To Take Charge of Healthcare Costs

Highlights   Manage rising healthcare costs with control and healthcare cost transparency. Captive insurance empowers CFOs to take charge of healthcare cost containment with control, flexibility, and transparency. Customize health plans for specific employee needs. Group captives offer the ability to customize...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

6 Ways To Maximize Your Electric Car Battery Performance in Cold Temperatures

No one wants to be stranded in a car in the winter. At best, you could be cold and late as you wait for a tow or a ride; at worst, you are in danger of experiencing freezing temperatures...

Insurance Companies Are Expected To Foot the Bill for COVID-19 Vaccinations

It is nearly seven months into the coronavirus crisis in the U.S. and, according to the CDC, almost 1.7 million citizens have contracted the disease. This is just the number of reported cases. It does not include those that...

Why Indexed Universal Life Insurance is Outpacing Whole Life Insurance • The Insurance Pro Blog

Podcast: Play in new window | Download The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue to emerge. Among them, indexed universal life insurance (IUL) has been garnering attention for its...

Best of Artemis, week ending November 17th 2024

Here are the ten most popular news articles, week ending November 17th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Medicaid vs Private Health Insurance: Who Qualifies and How They Compare

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Medicaid and private health insurance are two types of health coverage that individuals can obtain to help pay...

Empire Life Blog 2024 Semi-annual Market Outlook: Fixed income overview

Fiscal stimulus remains an upside risk to growth in both Canada and the U.S.. Government bonds remain attractive heading into the second half of the year. Corporate bond holders are not being compensated as much for taking on corporate...

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