Monday, March 17, 2025

8 Homeowners Insurance Coverages...

When it comes to homeowners insurance, not all policies are created equal. And...

Medicare Drug Price Negotiation...

More than 8 million Medicare Part D enrollees are set to benefit from...

2021 Mid-Market Employee Benefits...

Save as PDF In today’s volatile and extremely competitive talent market, it is important...

The New Intelligence: Embedded...

Knowledge is no longer just power — it’s business gold. Advanced analytics in insurance,...

Best Bundle Home and Auto Insurance to Save...

Bundling home and auto insurance is a smart way to save both time and effort. In this blog, we have covered various aspects of bundling that you need to know to secure the best bundle at the most affordable rates.   Benefits of Bundling Policies There are so many perks of getting a car and home insurance bundle. Here are a few primary reasons why bundling can be beneficial.  Reduced rates When you bundle multiple policies with the same insurer, you might be eligible for discounted rates. This will lower your overall expenses on premiums. Companies like Allstate, Progressive and Travelers can offer discounts ranging from 5 to...

California’s Mission To Prove The Affordable Care Act...

With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation. Covered California, the state's online insurance exchange, has announced premium increases of only 0.6 percent, a record low for the second year in a row. These favorable rates will likely raise enrollments in Santa Rosa and throughout the state during the 2021 plan year. A health insurance broker in Santa Rosa, can help guide your plan choice through the exchange or privately. Either way, individuals throughout the state of California can count on affordable health insurance. Help for the Unemployed The pandemic has caused millions of California's residents...

A Career Lost, but Not a Way of Life

At 45, attorney Peter Zatir attributed the fatigue he was feeling to middle age. Add to that a busy law practice and five active...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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What You Need to Know

Whether it’s fixing storm damage, updating a kitchen, or making essential improvements, choosing the right contractor for your home or business is key. But...

ILS growth spurs greater flexibility in secondary market: AXA IM’s Divet

With the insurance-linked securities market continuing its expansion, the secondary market is becoming more liquid, enabling ILS managers to adopt more dynamic allocation strategies...

Best Insurance Agents Near Me

Insurance is a financial backup that gives you peace of mind. And it doesn’t have to be overly expensive as long as your...

CATCo exchange-listed retrocession fund to be wound up

As the Markel CATCo retrocessional reinsurance investment portfolio story begins to draw towards its natural run-off conclusion, the Board of the London listed fund...

Why are Homeowners Insurance Rates Increasing?

Save as PDF Over the past few years, nearly every homeowner in the U.S. has seen an increase in their homeowners insurance premium. According to...

45 Years of Trusted Insurance Solutions

Sackett & Associates Insurance Services is proud to mark a significant milestone in its journey—45 years of providing exceptional insurance solutions to individuals and small businesses in Sonoma County and beyond. Since its inception in 1979, Sackett & Associates...

When is a Car Considered Totaled—And What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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Employee Retention Saves a Business Money and Time

Quality employees are one of the most valuable resources a business can have. When somebody leaves the company, a new hire has to be...

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The Health Insurance Renewal Process for Small Businesses

Small business owners have a lot to think about and take care of. Even though you’re the owner of a business, that doesn’t mean you have all the answers. Have you spoken with your health insurance broker about insurance renewal? Your...

How to choose an insurance deductible

Decoding Car Insurance Deductibles: A Guide to Making the Right ChoiceCar insurance is an essential expense for every driver, providing protection and peace of mind on the road. However, when choosing an excess, it's easy to feel overwhelmed by...

RenaissanceRe third-party capital hits $7.72bn after Q3, up almost $1bn YoY

RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s Capital Partners division to a new end of quarter high of $7.72 billion.At September 30th...

No Longer Qualify for Medi-Cal? Here’s How to Stay Covered

Your health coverage is important to you. If you reside in the state of California, you may be wondering if your Medi-Cal coverage will continue. If your coverage is ending, the important thing to remember is that you do...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Why Greater Financial Responsibility is the Best New Year’s Resolution — Legal Insurance Blog — January 2, 2024

Welcome to the new year! With the end of the past year and the start of this new one, it is time to reflect on the improvements you can make. If you want to start taking control of your...

Boating Insurance With Chubb | Bogle Agency Insurance

   Bogle Agency Insurance offers Chubb Masterpiece Recreational Marine Insurance to NJ clients who own boats. We provide this outstanding insurance because we feel it is the best coverage for NJ boat owners. Owning a boat can provide endless pleasure...

Florida Workers Compensation Waiver: Top Guide 2024

Florida workers compensation waiver is a key term for business owners navigating the complexities of insurance law in the Sunshine State. Understanding whether you qualify for an exemption from providing workers’ compensation can be crucial. Here’s a quick overview...

General Liability Insurance Cost: Top 5 Crucial Facts

General liability insurance cost is a key consideration for every business owner in Florida, balancing the need for protection with the necessity of managing expenses. Typically, costs can vary widely based on a number of factors, but for a...

WPS Health Blog | WPS Health Insurance

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Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Standard Set-Up Time for Small Business Health Insurance

To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their...

NY DFS Issues an Industry Letter Regarding AI Cyber Guidance

Search InsurTech TopicsSelect Topic Alaska Developments Antitrust Arbitration Artificial Intelligence Asbestos Aviation and Aerospace Blockchain ...

Hurricane Milton private market insured losses up to $36bn: Moody’s RMS

Moody’s RMS Event Response has estimated that private market insured losses from hurricane Milton will fall in a range between $22 billion and $36 billion, with a best estimate of $26 billion.The estimate includes only privately insured losses from...

Empire Life Blog Exploring the impact of interest rate changes

Ian Fung, Portfolio Manager, Fixed income, discusses recent BoC and Fed interest rate moves, inflation, employment and their potential effect on upcoming rate decisions.   https://www.youtube.com/watch?v=7K3hOUncjh0   Summary: Hi, I'm Ian Fung, and I'm a Senior Portfolio Manager at Empire Life Investments Inc. We saw...

How to Get Cheap Car Insurance if You Have a Bad Driving Record

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Car insurance is a necessity for every driver, as it provides financial protection in case of accidents, theft,...

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