Sunday, March 16, 2025

5 Ways Covered California...

Understanding health insurance and finding the right coverage isn’t always easy. There is...

Medicare Open Enrollment Guide...

Open enrollment 2023 is happening soon for Medicare. From October 15 to December...

Out Of State Car...

Non-Michigan residents who regularly drive their own motor vehicles in Michigan cannot rely...

Navigating Group Health Insurance...

Health insurance plans each have their own rules, benefits and drawbacks. These can...

The Blueprint to Builders Liability Insurance Costs

Builders Liability Insurance Cost: Top 5 Vital Tips 2024 Builders liability insurance cost is a key consideration for anyone starting on a construction project in Florida. Whether you’re building a new property from scratch, remodeling an existing structure, or installing facilities, understanding the financial aspect of liability insurance is crucial. On average, builders liability insurance costs can start at around $375, but the total can vary greatly depending on several factors like the type of project, location, and specific coverage needs. Navigating the complexities of builders liability insurance involves more than just considering costs. This type of insurance is essential as it protects against potential legal claims...

Top 3 Essential Tips 2024

Florida workers compensation exemption renewal is crucial for many business owners seeking to manage costs, especially in a state like Florida with its specific rules and regulations. Here’s a quick breakdown for those hurriedly seeking info:Purpose: The exemption allows officers of a corporation or members of a limited liability company in Florida to exclude themselves from workers’ compensation insurance laws.Officer Exclusion: Once exempt, these individuals are not considered employees and cannot claim workers’ compensation benefits.Insurance Laws: Exemptions are granted to individuals, not businesses, and are subject to strict legal conditions.Workers’ compensation exemption is a strategic tool that can help officers reduce payroll expenses legally. However, it...

What You Need to Know About Sublimity Insurance Leaving Oregon

Today, we’re talking about the types of insurance you absolutely need to stay protected and keep your financial future on track. Now, I get...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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2020 Presidential Election: Impacts on Employer-Sponsored Health Plans

Save as PDF With the major media organizations having now called the presidential election declaring former Vice President Joe Biden as the 46th President of...

Traffic Signals Meanings for US Car Drivers & Impact on Car Insurance 

Traffic signals and violations have a bigger impact on your car insurance premium than you think. To maintain affordable insurance rates, apart from...

Singapore Drivers Face Uncertainty as Malaysia VEP Deadline Approaches

As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

AmFam targets its fifth Four Lakes Re multi-peril catastrophe bond at $175m

American Family Mutual Insurance Company (AmFam) has returned to the catastrophe bond market for now the fifth year in a row, with a target...

5 Ways To Have a Healthy Lifestyle and Stay Safe During...

COVID-19 has changed a lot about the way we live, so it is important to focus on how to stay healthy and safe throughout the pandemic. An active lifestyle is still possible and necessary to promote good mental health...

45 Years of Trusted Insurance Solutions

Sackett & Associates Insurance Services is proud to mark a significant milestone in its journey—45 years of providing exceptional insurance solutions to individuals and small businesses in Sonoma County and beyond. Since its inception in 1979, Sackett & Associates...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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Empire Life Blog Using an FHSA to benefit from tax-free growth

Dean is a single Canadian in his twenties looking forward to buying his first home. He’s planning to increase his home savings as his...

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Challenges and Opportunities within the Employee Benefits Market

2022 Mid-Market Employee Benefits Benchmarking Survey Results Save as PDF With an extremely competitive labor market, it is important for employers to recognize the challenges of the current employee benefits market and understand how to take advantage of opportunities to attract...

Life Insurance isn’t for You, it’s for Them

By Tom Driscoll, Financial Advisor at R&R Wealth Management You may have heard it said before, but it bears repeating: Life insurance isn’t for you, it’s for them—for the people who mean the most to you, for the loved ones...

Old National Bank Physician Mortgage

  What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...

ILS market poised for further growth as barriers to modern tech decline: Moody’s Brookes

With barriers to adoption of modern analytical methodologies and technological innovations lower than ever, Ben Brookes, Managing Director – Advisory Services, Moody’s Insurance Solutions, has observed that the insurance-linked securities (ILS) industry is at a “pivotal moment”, poised to...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Market Value vs Replacement Cost: Essential Home Insurance Guide

When it comes to insuring your home, understanding the nuances of your policy can save you a significant amount of stress and money in the long run. Two critical terms that often come up in homeowners insurance are “market...

Tesla Cybercab Robotaxi Revealed

What the Tesla Cybercab Means for the Future of Autonomous Vehicles Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...

Contractors All Risk Insurance Cost: Top Insights 2024

Contractors all risk insurance cost is a crucial factor for any construction business in Florida. This coverage protects against unexpected events on a construction site, reducing the financial burden of unfortunate incidents. Key aspects of contractors all risk insurance...

Florida Workers Compensation Waiver: Top Guide 2024

Florida workers compensation waiver is a key term for business owners navigating the complexities of insurance law in the Sunshine State. Understanding whether you qualify for an exemption from providing workers’ compensation can be crucial. Here’s a quick overview...

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

Physician Mortgages: How to Skip the PMI and Save

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible....

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Tips To Make Small Business Health Insurance Affordable

Offering good benefits is integral to your ability to recruit and retain great employees, and health insurance is undoubtedly one of the employer-provided benefits that people value most. For many small businesses, affording good group coverage can be extremely...

Driving Safety Tips as Daylight Savings Ends

Fall and the end of daylight savings time is upon us once again. As the clocks are turned back an hour, you can expect your normal sleeping patterns to be disrupted for about a week before they return to normal,...

Greenlight Re exploring third-party capital and ILS investor opportunities

Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to develop third-party capital partners and exploring opportunities to work with ILS investors.At an investor day...

EEOC Guidelines on COVID-19 Vaccines

Save as PDF On December 16, 2020, the Equal Employment Opportunity Commission (EEOC) issued its first direct guidance for employers regarding COVID-19 vaccines. The EEOC is responsible for enforcing federal laws against job discrimination and harassment. As we stated in a previous blog...

7 steps to register NEFT details in LIC online

Life Insurance Corporation of India regularly adds more services to its online portal, which are more useful and now very important for the policyholders as they cannot move freely during this pandemic.From 01/07/2020, Life Insurance Corporation of India has...

Empire Life Blog 2024 Semi-annual Market Outlook: Macroeconomic Overview

Monetary policy, global growth, politics and innovation have dominated headlines in 2024, and we expect these broad themes to continue to have an impact on markets as we head into the second half of the year. Monetary policy & global...

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