Sunday, March 16, 2025

China financial regulator continues...

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the...

How and When to...

There are many paths to enrolling in Medicare. While some people are automatically...

Five Myths about insurance...

Five Myths about insurance No one likes to buy auto insurance. It’s complicated. It’s expensive. And...

Disability Insurance Serves a...

Valerie King was not a believer. When she transitioned from her medical residency...

General Liability Insurance Contractor: Top Guide 2024

Why General Liability Insurance Contractor is Crucial for FloridiansWhen it comes to operating a contracting business in Florida, general liability insurance contractor protection isn’t just wise—it’s essential. This type of insurance shields your business from unexpected financial burdens caused by third-party claims, injuries, or damages.Key Points on General Liability Insurance for Contractors:– Protects against third-party injury and property damage claims– Is often legally required in Florida for contractors– Reduces risk of significant financial lossIn Florida, the stakes are high due to unique challenges like unpredictable weather and a busy construction industry, making general liability insurance even more crucial. By ensuring you have the right coverage, you...

Top 10 Differences You Need to Know

Choosing Between Hip and Gable Roofs: A Practical GuideWhen comparing hip vs gable roof types, each has its own strengths and weaknesses depending on your needs and climate. Here’s a quick snapshot to help you decide:Hip Roof:– More stable in high winds– Better for heavy snow regions– Costlier and more complex to buildGable Roof:– More attic space and ventilation– Easier and cheaper to construct– Prone to damage in high windsSelecting a roof type isn’t just about aesthetics—it’s about finding the right balance of cost, durability, and functionality. Your choice can impact everything from your home’s insulation to its curb appeal.I’m Paul Schneider, and with over two...

Supporting the American Policyholder Association With Time and Money Is an Obligation If You Are a True Policyholder Advocate

The American Policyholder Association (APA) has emerged as a powerful force in the fight against insurance fraud, with recent achievements highlighting the critical importance...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Ariel Re secures Titania Re 2024-1 cat bond 86% upsized to $325m, at reduced pricing

Ariel Re has now finalised its new Titania Re Ltd. (Series 2024-1) catastrophe bond transaction, securing the 86% upsized target of $325 million in...

De-Risk Your Portfolio with Whole Life Insurance

Podcast: Play in new window | Download We had a really good run with the stock market over the past 10+ years. It seemed like...

Where to Find the Best Car Insurance in Utah

When insuring your vehicles, the search for the best car insurance in Utah isn’t just about finding the lowest price. While affordability is important,...

Plenum exceeds $200m of assets in CAT Bond Dynamic fund

Plenum Investments, the specialist manager of catastrophe bond and other reinsurance-linked assets, has successfully grown its Plenum CAT Bond Dynamic fund to more than...

PGGM / PFZW invest $200m into Mt. Logan Capital Management structure Scenery Re

PGGM, the Dutch pension investment manager has allocated $200 million to a new quota share structure named Scenery Re on behalf of its end-client...

In California, Mandated Insurance Saves the Taxpayers Money

A good health insurance broker will tell you that health insurance is an absolutely essential component for maintaining good health. Sometimes, people only think about getting treatment for something that has become an emergency scenario. However, there are so...

8 Homeowners Insurance Coverages You Need

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be yourbiggest asset. Check out the list below, which shows some major “must haves”...

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FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

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LIC’s New Plan Jeevan Dhara 2 (Plan No. 872)

LIC has announced to launch of a new pension product with the name of LIC’s Jeevan Dhara 2. LIC’s Jeevan Dhara 2 is a Non-Linked,...

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Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

HMO, PPO and EPO Insurance Plans: What’s the Difference?

Choosing an insurance plan can be difficult, especially if you don't understand the differences between them. This guide will teach you everything you need to know about HMO, PPO and EPO plans, allowing you to make an informed decision...

Finalized Family Glitch Fix To Help Families

Signed into law in 2010, the Affordable Care Act was meant to open affordable healthcare access to all Americans. As with any law, the optimism surrounding it was short-lived, especially as people realized it was not as accessible as...

A Guide to Medicare Advantage and Prescription Drug Plans

The Medicare Annual Election Period takes place between October 15th and December 7th, this period is your annual window to shop, purchase, or renew your Medicare Advantage and prescription drug plans. Medicare coverage can be complex, so let’s break it...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life Insurance in the form of Mortgage Protection Insurance. This kind of Term Life Insurance helps...

Consumer Protection Assistance is Essential in a Group Legal Plan — Legal Insurance Blog — December 14, 2023

As an employer, you are responsible for providing your employees with a comprehensive benefits package that includes healthcare, retirement plans, and even legal assistance. However, most employers need to pay more attention to the importance of consumer protection assistance...

You Charged Me for What? Top 5 Hidden Costs in an Employee Benefits Plan

Uncover Hidden Fees: Discover the top five hidden costs in employee benefits plans that are driving up healthcare expenses without employers even realizing it.  Roundstone’s Transparency: Understand how Roundstone’s transparency can help you minimize these hidden fees and choose the...

November is National American Diabetes Month

November is National American Diabetes Month. According to the Centers for Disease Control, over thirty-four million U.S. adults are affected by some form of Diabetes. Diabetes exists in two types: type one and type two. Type one Diabetes is...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Specialty Car Of the Week – 1998 Convertible Corvette

img#bf_image-6710ad7753443 { width: 640px; }@media screen and (max-width: 768px) { img#bf_image-6710ad7753443 { width: 100vw; } }This week's featured customer car is a little red Corvette.  This 1998 convertible Corvette is a beautiful example of America's modern muscle car.  McElhinny Insurance Agency insures all types of...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Medicare Open Enrollment Guide for 2023

Open enrollment 2023 is happening soon for Medicare. From October 15 to December 7 each year, Medicare recipients can make changes to their coverage. Medicare health insurance options can be tricky to navigate. Check out some of the most...

Get Ahead With Group Health Insurance Requirements

Conversations about employee health and wellbeing are more open than ever before, particularly after the Covid-19 pandemic. Both employers and employees seem more comfortable discussing topics surrounding work-based health and how important the work-life balance is to attain.  With 88%...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to intensify. Recently, researchers at Freddie Mac increased their 2018 housing shortage estimation by 52% to...

Rokstone partners with NormanMax syndicate for global parametric product

Global specialty insurance and reinsurance managing general agent Rokstone has announced a new partnership with parametric specialist NormanMax, that will see the MGA offering a global parametric product covering earthquake, hurricane, tropical cyclone and typhoon, with additional perils set...

It’s That Time of Year Again – Do You Know How to Be Compliant in Handling Your MLR Rebate?

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for the last calendar year must provide rebates to plan...

Ladder Strategy Approach: Multiple Term Policies Designed for Specific Time Frames

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...

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