Monday, March 17, 2025

Comprehensive Guide to Insuring...

Bicycles are more than just a mode of transportation; they represent a significant...

2023 Industry Recognitions |...

Save as PDF At Scott Insurance, we are proud to be continually recognized as...

The Health Insurance Renewal...

Small business owners have a lot to think about and take care of....

70 maintenance tips that...

1-Be patient during the break-in :  You have bought your dream car and now...

How to Get an Insurance License in All...

Get Insurance License in all 50 States Becoming licensed to sell insurance in all 50 states allows you to expand your client base, adapt to an increasingly mobile customer market, and stand out as a versatile, knowledgeable insurance professional. However, the multi-state licensing process can seem daunting due to the variety of state regulations and requirements. This guide covers each essential step and provides tips for navigating multi-state licensing smoothly.  1. Determine the Type of Insurance License You Need Before diving into licensing specifics, decide which type of insurance products you’ll be selling. The licensing process varies depending on the type of license you...

Post-event cat bond pricing “quite different” with Milton...

Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane Milton, catastrophe bond investment manager Icosa Investments AG has noted that the cat bond market seems not to have discounted prices as widely to account for uncertainty this time.After hurricane Ian, the catastrophe bond market fell by roughly 10% in a sharp reaction to the potential for losses and great uncertainty over how impactful that storm event might have been. In the end the market recovered the vast majority of that decline, with actual losses only a relatively small amount by comparison to the initial mark-to-market hit. This time, as we’ve also been reporting, the...

Workers Compensation In NJ | Bogle Agency Insurance

 Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Featured

Hurricane Insurance in Louisiana, Does Home Insurance Cover Hurricanes? 

The Hurricane season in 2024 has been extremely wrathful and led to tragic loss of human lives and caused havoc in states like...

PGGM / PFZW invest $200m into Mt. Logan Capital Management structure Scenery Re

PGGM, the Dutch pension investment manager has allocated $200 million to a new quota share structure named Scenery Re on behalf of its end-client...

Supreme Court Blocks OSHA COVID-19 Mandate

Save as PDF In a 6-3 decision today, the U.S. Supreme Court has blocked the enforcement of OSHA’s emergency temporary standard (ETS) related to COVID-19...

How Automatic Water Shut-off Systems Can Help Homeowners Avoid Costly Water Damage

Save as PDF Water damage, one of the leading and most costly causes of property damage in the U.S., is also one of the easiest...

Congress Passes the American Rescue Plan

Save as PDF Update Friday, March 12: The stimulus bill passed by Congress on Wednesday was signed into law by President Biden on March 11 as...

Care for Your Employees with a Group Health Insurance Policy

Employees make your business work and help you achieve organisational goals. Over recent decades, there have been significant developments in the number of businesses investing in group health insurance policies for their staff. Across Europe, the average spending per capita...

Subsidy Eligibility – Buying subsidized health insurance

Open enrollment is an excellent time to review health insurance plans to see which one will best meet your needs in the upcoming year. You can also find out if you qualify for federal subsidies that now make it...

Enjoy exclusive access to our content

Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.

Must know

FloodSmart Re cat bond modeller KatRisk gets acquired

KatRisk, the catastrophe risk modelling software provider and the third-party risk modelling agency for the NFIP’s FloodSmart Re catastrophe bonds, has been acquired by...

Tips for Staying Safe Healthy Indoors This Winter

Current events may keep you inside more than usual this winter, which means you may go a bit stir-crazy. Sackett & Associates Insurance Services...

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage”...

Protect Your Mortgage With NJ Term Life Insurance

  Life Insurance for NJ individuals and families can be available in various forms. A good option for homeowners with a mortgage is Term Life...

Read more

Get involved

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures...

Become part of the community

Standard Set-Up Time for Small Business Health Insurance

To take care of your current employees and draw potential workers, you want to offer health insurance. As an experienced employee benefits Broker in Santa Rosa, Sackett & Associates Insurance Services specializes in helping small business owners protect their...

Employee Retention Saves a Business Money and Time

Quality employees are one of the most valuable resources a business can have. When somebody leaves the company, a new hire has to be found and trained. This process takes time and money that could be better utilized elsewhere....

70 maintenance tips that will extend the life of your car

1-Be patient during the break-in :  You have bought your dream car and now you want to make it as long as possible in top condition. Here are a few things to keep in mind when you are removing it...

Best Bundle Home and Auto Insurance to Save Money 

Bundling home and auto insurance is a smart way to save both time and effort. In this blog, we have covered various aspects of bundling that you need to know to secure the best bundle at the most affordable...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Understanding Medicare Part D Prescription Drug Plan

Managing your prescription drug costs is an essential part of your healthcare plan, and Medicare Part D can help with that. However, navigating the details of Part D coverage can be confusing, especially with the changes happening in 2025....

Workers Compensation In NJ | Bogle Agency Insurance

 Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have...

Empire Life Blog 2024 Semi-annual Market Outlook: Fixed income overview

Fiscal stimulus remains an upside risk to growth in both Canada and the U.S.. Government bonds remain attractive heading into the second half of the year. Corporate bond holders are not being compensated as much for taking on corporate...

Empire Life Blog Exploring Asia’s investment potential

Paul Holba, on location in Indonesia, discusses Jakarta’s growing economy and the promising future of investing in emerging markets across Asia.   https://www.youtube.com/watch?v=rqtq6U2dh7c   It’s Paul Holba, senior vice president and chief investment officer at Empire Life Investments Inc.. Today marks the end...

Old National Bank Physician Mortgage

  What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...

Lake Michigan Credit Union Physician Mortgage (Updated 2024)

For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

5 Natural Ways To Lower Your Blood Pressure

High blood pressure can put you at risk for a range of health problems, the most serious of which include heart attack or stroke. There are medications that can lower blood pressure, but these can also cause unwanted side...

Tax Season Is Almost Here! 3 Tips To Consider as You Get Ready

It’s springtime, which means that flowers, thunderstorms, and tax season are quickly returning. Though filing your taxes may be your least favorite activity on that list, rest assured that even a confusing tax year does not have to give...

Cybersecurity Best Practices | Scott Insurance

Navigating today’s cyber & data security landscape Save as PDF Businesses in every industry are facing cyber threats with increasing frequency and severity.  It is no longer a question of if your organization will experience a cyber incident, but when.  From...

Congress Passes the American Rescue Plan

Save as PDF Update Friday, March 12: The stimulus bill passed by Congress on Wednesday was signed into law by President Biden on March 11 as the American Rescue Plan Act of 2021 (ARPA). Click here for a summary of employer-related...

Self-Insured vs. Fully Insured Employee Health Benefits: How Do They Differ?

Highlights  Cost containment in healthcare is a significant concern for small and midsized companies. Many SMBs are discovering the advantages of transitioning from a fully funded to a self-funded insurance plan. Self-insured (or self-funded) insurance provides financial control, data transparency, flexible plan...

Empire Life Blog 2024 Semi-annual Market Outlook: Canadian equities

The Bank of Canada has expressed confidence that inflation will continue to move towards the 2% target. Canadian consumers will require further rate cuts and more time to alleviate pressure from their large debt-loads. The Trans Mountain Pipeline and...

All You Need