Contractors all risk insurance cost is a crucial factor for any construction business in Florida. This coverage protects against unexpected events on a construction site, reducing the financial burden of unfortunate incidents. Key aspects of contractors all risk insurance include:Coverage for property damage, such as fires or vandalism.Protection against third-party claims for injuries or damages.Assurance of business continuity in case of unforeseen setbacks.In Florida, policy costs can vary significantly based on factors like project size, duration, and location. Costs usually scale with the risk involved; for instance, building in hurricane-prone areas might incur higher premiums. However, the cost is a small price for the peace of...
Older adults are one of the groups most at risk from the coronavirus pandemic, according to the Centers for Disease Control, along with those who live in a long-term care facility or nursing home. Another group at higher risk includes those with underlying health conditions or suppressed immune systems. So, it’s understandable that many seniors have questions about coverage for treatment of the new virus, COVID-19. A Medicare health insurance broker can help you understand your benefits. Co-Pays and Deductibles
The coronavirus is an illness like any other and as such, Medicare covers treatment of it. If you have co-pays and deductibles for medication, you’ll also have them...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
QR codes are a powerful tool to enhance customer engagement, improve lead capture, and grow your insurance business. With Agency Height’s Insta Quote...
In recent years, Singapore has made significant strides in raising awareness of mental health and reducing stigma around seeking support. With a growing emphasis...
According to the US Chamber of Commerce, entrepreneurship is booming in the United States. The number of new small business applications filed in 2023...
Artemis can report that GAREAT, the French co-reinsurance pool for terrorism insurance risks, has successfully secured the targeted €100 million of terrorism reinsurance from...
The Affordable Care Act, sometimes known as Obamacare, was signed into law in 2010. The reforms contained in this bill allow otherwise-uninsured consumers to purchase healthcare coverage through health insurance exchanges run by federal and state governments.Health insurance marketplaces allow...
More Americans are pushing the traditional retirement age and working several years more after turning 65. If you’ve decided to keep working, you may not need the traditional benefits offered to seniors, such as Medicare. Under normal circumstances, you...
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RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s...
Choosing the right health plan is important for you and your family. Unfortunately, understanding the ins and outs of health insurance can be difficult,...
During the full-year 2023, the catastrophe bond and insurance-linked securities (ILS) team at private markets focused investment manager Schroders Capital allocated over US $817...
Are you an insurance agent completely relying on cold-calling and physical networking only to generate more insurance leads and insurance sales? Do you...
QR codes are a powerful tool to enhance customer engagement, improve lead capture, and grow your insurance business. With Agency Height’s Insta Quote tool, you can create custom QR codes linked to personalized lead funnels, making it easier...
To track the progress of your American Family auto insurance claim, simply log into your account or mobile app, visit the “Claims” section, and call a representative.
After an accident, you’ll want to know how to file an auto insurance...
Members Capital Management Limited, a Bermuda-based asset manager focused on bringing new sources of reinsurance capital to the insurance-linked securities (ILS) sector using digital and tokenized assets, has appointed UK public and private sector leader Lord Chris Holmes MBE...
So, you’ve taken the plunge into self-employment—congratulations! You’ve now got the freedom to set your own hours, take on exciting projects, and call the shots. But there’s one little challenge every self-employed person faces: health insurance. Don’t worry; you’re not...
(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...
Hurricanes can be among nature’s most destructive events.
Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...
Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...
Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...
How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023 | Money
If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...
You can control some aspects of your insurance costs. Your independent agent can help.
Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
The future is unpredictable, and to be financially equipped to face it, we need to make intelligent choices and plans. This is where employee benefits plans come in. A financial wellness plan is an effective tool that helps individuals...
Your Yard’s Health. The more the leaves pile up and begin to break down, the more difficult they’ll be to clear away. If it snows before you’ve had a chance to rid your yard of them, they’re likely to...
Why General Liability Insurance Contractor is Crucial for FloridiansWhen it comes to operating a contracting business in Florida, general liability insurance contractor protection isn’t just wise—it’s essential. This type of insurance shields your business from unexpected financial burdens caused...
The “Magnificent 7” refers to a group of leading tech companies — including Apple, Microsoft, Amazon, Alphabet (Google), Meta (Facebook), Tesla, and Nvidia — that have shown exceptional growth and market performance. While...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
One of the most valuable assets for any business is its data. Like any business, small businesses are susceptible to cyberattacks.
Safeguarding your company’s data is not just about avoiding financial loss—it’s about protecting customer and employee information, maintaining public...
Employees make your business work and help you achieve organisational goals. Over recent decades, there have been significant developments in the number of businesses investing in group health insurance policies for their staff.
Across Europe, the average spending per capita...
Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to develop third-party capital partners and exploring opportunities to work with ILS investors.At an investor day...
Aspen Capital Markets, the third-party and alternative reinsurance capital management unit of global re/insurer Aspen, continued to increase its assets under management in the third-quarter of 2024, surpassing $2 billion for the first time, reflecting growth of 38% in...
Florida workers compensation waiver is a key term for business owners navigating the complexities of insurance law in the Sunshine State. Understanding whether you qualify for an exemption from providing workers’ compensation can be crucial. Here’s a quick overview...
Florida workers compensation exemption rules play a crucial role for business owners navigating state insurance requirements. If you’re running a business in Florida, you need to know when you can legally opt out of providing workers’ compensation insurance to...
