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Property Protection Insurance VS Property Damage Insurance

What to do when property is damaged in a car accident and what coverage pays There are important differences between property protection insurance vs property damage coverage. Your PPI pays when you damage a safely parked car, a tree or a fence in Michigan – regardless of whether you were at-fault. PD pays when you cause an out-of-state crash that damages another person’s vehicle. What is property damage in car insurance in Michigan? In Michigan, property damage insurance is the car insurance coverage that drivers are required to carry under the No-Fault law which helps them cover their liability for vehicle damage repair costs resulting from an out-of-state car...

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Effective Digital Marketing Strategies for Insurance Agents to...

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to attract more leads and grow their business. The Importance of a Digital Presence Developing a strong online presence is crucial for any business, and insurance agencies can greatly benefit from it. All potential clients search online for information, reviews, and to compare services. Establishing a digital presence can greatly enhance visibility, build credibility, and create more opportunities for client engagement.Benefits of a Strong Online Presence for Insurance AgentsA well-established digital presence can offer numerous benefits, including:Increased Visibility: Being easily discoverable online means...

AUTO

Understanding Disability Insurance NJ

Disability insurance may not be a topic that comes to mind often, but it plays a vital role in safeguarding your financial security. Unexpected...

BUSINESS

Does a General Contractor Need Professional Liability Insurance? 3 Vital Reasons in 2024

HEALTH

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

LIABILITY

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums. According...

De-Risk Your Portfolio with Whole Life Insurance

Podcast: Play in new window | Download We had a really good run with the stock market over the past 10+ years. It seemed like...

LIHTC Recapture Bonds for Affordable Housing

Save as PDF There are many different uses for surety bonds in the Affordable Housing industry. In our surety practice, we work frequently with contractors...

How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Save as PDF Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. At worst,...

DISABILITY

Physician Mortgages: How to Skip the PMI and Save

HEALTH

45 Years of Trusted Insurance Solutions

Sackett & Associates Insurance Services is proud to mark a significant milestone in its journey—45 years of providing exceptional insurance solutions to individuals and small businesses in Sonoma County and beyond. Since its inception in 1979, Sackett & Associates...

HEALTH

What Happens If My Neighbor’s Tree Falls in My Yard?

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners’ insurance could help cover the cost of removing the tree...

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RenaissanceRe third-party capital hits $7.72bn after Q3, up almost $1bn YoY

RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s...

Choosing a 2021 Health Plan That Works for You

Choosing the right health plan is important for you and your family. Unfortunately, understanding the ins and outs of health insurance can be difficult,...

Schroders Capital invested $817m+ in ILS that help reduce protection gap in 2023

During the full-year 2023, the catastrophe bond and insurance-linked securities (ILS) team at private markets focused investment manager Schroders Capital allocated over US $817...

Do You Know These Health Insurance Terms?

If you'll soon secure your own health insurance for the first time, or if it's been a while since you switched coverage providers, there...

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Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Consumer Protection Assistance is Essential in a Group Legal Plan — Legal Insurance Blog — December 14, 2023

How Pre-Paid Legal Services Prevent Expensive Consequences — Legal Insurance Blog — January 18, 2024

What is electric bike insurance?

Comprehensive Guide to Insuring Your Bicycle and E-Bike

Renters Insurance: The Important Things College Students Need to Know

Understanding Property Casualty Insurance | Bogle Agency Ins

Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Is Your New Car Covered Under Your Auto Insurance Policy?

Is Cure Auto Insurance Good In Michigan?

Your Back-to-School Insurance Checklist

SR 22 Vs. Regular Auto Insurance

What You May Not Know About Motorcycle Safety

LIABILITY

EEOC Guidelines on COVID-19 Vaccines

Save as PDF On December 16, 2020, the Equal Employment Opportunity Commission (EEOC) issued its first direct guidance for employers regarding COVID-19 vaccines. The EEOC is...

HEALTH

Health Coverage Demystified

LIABILITY

Why Indexed Universal Life Insurance is Outpacing Whole Life Insurance • The Insurance Pro Blog

LIABILITY

You Just Got Your Idaho Contractor License, Now What?

6 Things You Must Know

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Ladder Strategy Approach: Multiple Term Policies Designed for Specific Time Frames

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...

Preserve your car during storage

Preserve your car during storage if you're not progressing to use your automotive for quite a month, store it properly to forestall gratuitous injury and repairs upon your come.Fill the storage tank to assist forestall condensation from accumulating within the storage tank. Add a fuel stabilizer and drive the automotive around a small amount to distribute the additive to engine components.Wash and wax the automotive completely to...

Why You Need To Sign a Medicare Scope of Appointment Form

Nobody likes salespeople who are pushy, or even worse, dishonest. As you likely know, though, these people are found everywhere — even in the healthcare industry. When you’re shopping for a Medicare policy, you want to avoid these people...

Does National General offer safe driving discounts? (2024)

What You Should Know National General offers discounts for safe drivers of up to 23% Save with Nat Gen’s anti-theft, low mileage, and safe driving discounts Policyholders who use an app to monitor their driving behavior can save Does National General offer safe...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”â€• Paulo Coelho, The Pilgrimage Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help. Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money The holidays are nearly upon us, which means it might...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend. Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023 | Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance. Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident. Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events. Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Navigating Group Health Insurance Policies

China financial regulator continues to promote Hong Kong for catastrophe bonds

Disability Insurance Serves a Family – Twice!

Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she needed disability insurance. “I could never envision a life without working,” she says. Her insurance...

Is Life Insurance In NJ A Wise Investment?

Life Insurance can be a complicated subject. It is considered an investment when it provides protection for your beneficiaries upon your death. The need for life insurance and how much of it depends on your requirements. Bogle Agency Insurance...

Is Commercial Property Insurance Required? Top Facts 2024

Is commercial property insurance required? While not legally mandated, having this coverage can be essential for businesses to protect their investments and operate smoothly. Many landlords, mortgage lenders, and business partners often require it as part of lease agreements...

Empire Life Blog The Unprecedented Scope and Investment Opportunity of the Fourth Industrial Revolution

The Fourth Industrial Revolution may be a watershed moment in human history, eclipsing the transformative power of its predecessors through the fusion of physical, digital, and biological spheres. As we witness the integration of groundbreaking technologies like AI, robotics,...

Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage can be tough because of big student loan debts and how their income can change...

Retirement Strategy Checklist – The Top 18 Questions To ASK!

Retirement Strategy Checklist (The Top 18 Questions To ASK To Secure The Future of Your Money In An Uncertain Economy) 899-888-1397 TAKE THE STEPS – ASK THE QUESTIONS – GET THE SOLUTIONS WELCOME, TO YOUR WORLD OF RETIREMENT… When it comes to retirement planning,...

Navigating Group Health Insurance Policies

China financial regulator continues to promote Hong Kong for catastrophe bonds

How Wildfire Smoke Affects Air Quality and Health

Wildfire smoke presents significant health hazards due to the deterioration of air quality. People do not have to be in a high-risk health category to be affected by unhealthy levels of particulate matter and other compounds generated by fires. A...

Why Income Updates on Covered CA Are Important

The Covered California exchange provides health coverage solutions for many throughout the state, offering premium subsidies to help make the policies more affordable, too. Those subsidies are based on your income, household size, age and zip code. As a...

Affordable Housing’s Pull Cord Problem and the Unintended Insurance Ramifications

Save as PDF The affordable housing community, specifically HUD Section 202 for elderly housing, is experiencing an avoidable crisis. This crisis originates from the expanded scope of service and responsibility placed upon affordable housing organizations by the U.S. Department of...

MS Amlin and HSZ Group target growth in 5th link up on 2025 Phoenix sidecar

International insurer and reinsurer MS Amlin has now launched the capital raise for the 2025 edition of its Phoenix reinsurance sidecar, and with the vehicle’s performance consistently beating expectations, investor interest is high, according to William Ho, CEO of...

Florida Workers Compensation Waiver: Top Guide 2024

Florida workers compensation waiver is a key term for business owners navigating the complexities of insurance law in the Sunshine State. Understanding whether you qualify for an exemption from providing workers’ compensation can be crucial. Here’s a quick overview...

Empire Life Blog How Might U.S. Elections and Fed Rate Cut Influence Markets?

This past week has been marked by significant developments in the United States, highlighted by President Donald Trump's conclusive electoral triumph, along with a policy adjustment from the Federal Reserve, which elected to reduce the overnight interest rates by...

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