“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in New Jersey? In fact, the Garden State is not alone as most states do not mandate insurance coverage in order to operate a boat or personal watercraft (PWC). Boat Insurance is not required in neighboring Pennsylvania or New York, either.
Beyond the coverage for physical damage to your vessel and liability included in a typical boat insurance policy, additional coverages you may consider include:
So if it’s not required,...
What the Tesla Cybercab Means for the Future of Autonomous Vehicles
Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering wheel out the window, the futuristic two-seater was showcased by CEO Elon Musk as a vision of the next phase in Tesla’s strategy. Yet, despite Musk’s enthusiasm, the initial investor response could have been better, with Tesla shares falling by over 8% after the announcement. It reads as a lack of confidence in the ambitious timeline, the projected price of the Cybercab, and broader concerns about Tesla’s...
Alright, folks, let’s have a little heart-to-heart about something most people would rather not think about—insurance. I know, I know, it’s about as exciting...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a...
The Texas Windstorm Insurance Association (TWIA) is looking at another relatively significant increase in its reinsurance purchase next year, as it projects it may...
Save as PDF
On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate...
The U.S. economy will feel the effects of the coronavirus for the next several months and beyond, with many individuals already feeling the sting in their own wallets. If you are one of 47 million Americans who are expected...
The intention of the Affordable Care Act was to increase the affordability of health care and reduce the number of people who had no health care coverage due to cost. Like all large pieces of legislation, however, the ACA...
Enjoy exclusive access to our content
Get an online subscription and you can unlock any article you come across, getting instant emails when our site updates, too.
With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation.
Covered California, the state's online insurance...
Thanks to the Affordable Care Act plan, which goes more commonly by Obamacare, millions of eligible Americans have the opportunity to shop for health...
When insuring your vehicles, the search for the best car insurance in Utah isn’t just about finding the lowest price. While affordability is important,...
Cancer is often perceived as an illness of seniors. However, breast cancer diagnosis is on the rise for women aged below 40 in Singapore. Cultural and lifestyle change have contributed to this trend, and as patients and physicians are...
Save as PDF
Update Friday, March 12:
The stimulus bill passed by Congress on Wednesday was signed into law by President Biden on March 11 as the American Rescue Plan Act of 2021 (ARPA). Click here for a summary of employer-related...
Many organizations rely on seasonal workers to supplement their regular workforce during peak times. Your immediate thought upon reading this might be that this is about determining benefits eligibility under the Affordable Care Act (ACA). Well, that’s only part...
Medical spending continues to increase, making covering bills more difficult for everyday people. However, you're not without options. Consider how to lower your bills using negotiation tactics and discover how a health insurance broker can help. Seeking Advice From a...
Life insurance can be a valuable part of your business plans.
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...
How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023 | Money
If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...
Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
Just as you would before any important purchase, do some research before buying insurance.
Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...
Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
#top .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3{
padding-bottom:10px;
}
body .av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-special-heading-tag .heading-char{
font-size:25px;
}
.av-special-heading.av-leesdcbl-777f18c288d5f3e4121db230e62a87c3 .av-subheading{
font-size:15px;
}
The Kovacic Family’s Real Life Disability Insurance Story
.av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0{
color:#7bb0e7;
border-color:#7bb0e7;
}
.av_font_icon.av-l7rpfend-bb6a22faf5b31cac1743225a6b2317b0 .av-icon-char{
font-size:40px;
line-height:40px;
width:40px;
}
Download the PDF
#top .hr.hr-invisible.av-l7rphkwh-c49588703001ad7344d17778a36b459a{
height:40px;
}
.avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf img.avia_image{
box-shadow:none;
}
.avia-image-container.av-l7rpb0ad-b411d560ad77f635b80d82f56c21bcbf .av-image-caption-overlay-center{
color:#ffffff;
}
The post The Kovacic Family’s Real Life Disability Insurance Story appeared first on OPI Hilb Group NE.
Managing your prescription drug costs is an essential part of your healthcare plan, and Medicare Part D can help with that. However, navigating the details of Part D coverage can be confusing, especially with the changes happening in 2025....
“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.”
Pet insurance is an essential investment for pet owners, especially for senior pets. As our furry friends age,...
November is National American Diabetes Month. According to the Centers for Disease Control, over thirty-four million U.S. adults are affected by some form of Diabetes. Diabetes exists in two types: type one and type two.
Type one Diabetes is...
Spring/2023
Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses.
This type of insurance is typically purchased by older adults who want to...
More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Choosing the right health plan is important for you and your family. Unfortunately, understanding the ins and outs of health insurance can be difficult, no matter what type of coverage you need. As complicated as insurance may seem, you...
Your health coverage is important to you. If you reside in the state of California, you may be wondering if your
Medi-Cal coverage will continue. If your coverage is ending, the important thing to remember is that you do...
Save as PDF
On May 18, 2021, the IRS issued Notice 2021-31, a guidance document on the American Rescue Plan Act (ARPA) subsidy for continuation health coverage under the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). The Notice discusses...
Save as PDF
With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums. According to Bankrate, an independent publisher and comparison service, auto insurance in the U.S. costs an...
Understanding the Costs of Commercial Property InsuranceHow much does commercial property insurance cost? On average, commercial property insurance has a median cost of $67 per month or about $800 a year. However, these figures can vary significantly based on...
Commercial general insurance is a crucial safety net for businesses. By providing coverage against claims involving bodily injury, property damage, and advertising injury, it protects businesses from substantial financial losses. Whether you’re meeting clients in your Gainsville storefront or...
