Understanding the reasons behind a denied claim is only the first step in the labyrinthine journey towards resolution. Each path presents its own hurdles and opportunities, demanding a strategic approach and unwavering perseverance.
Delving into Policy Exclusions: Policy wordings, while seemingly innocuous, often hold the key to understanding exclusions. Hidden within the technical jargon lie limitations you might have overlooked. For instance, a seemingly comprehensive health insurance policy might exclude alternative therapies or experimental treatments. Familiarize yourself with these nuances, consulting with your agent or legal counsel if uncertainties arise. (Source: National Association of Insurance Commissioners, “Understanding Your Health Insurance Policy”)
Building Your Case: A denied claim isn’t...
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On November 17, 2020, the FDA issued emergency use authorization (EUA) for the first self-test kit for COVID-19 that can provide rapid results at home with 94%-98% accuracy.
While Lucira’s single-use test is currently only available at Sutter Health in Northern California and the Cleveland Clinic in South Florida, it is expected to be available nationwide in early 2021. The test kit – estimated to cost around $50 – will require a prescription and all results must be reported to health authorities. Individuals over the age of 14 who are showing symptoms of COVID-19 will be able to self-administer the test and get results at...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Ladder safety is something many overlook, but it’s crucial to preventing serious injuries. In fact, more than 164,000 ladder-related injuries result in emergency room...
Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to...
Uncovering the strategic benefits of a unique approach to risk financing
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As Affordable Housing organizations face their annual insurance renewals, many have been...
This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...
Roadside assistance is a support service designed to help drivers when they experience unexpected issues with their vehicles. It ensures you are not...
Health insurance can be a confusing topic, especially when you are self-employed. If you are self-employed and considering hiring employees, it can become even more confusing. As a business owner, you have to follow the guidelines of the Affordable...
When you turn 65 years old, or if special circumstances apply, you are eligible to apply for Medicare coverage.
Along with Medicare Part A, Part B is one of the most important parts of original Medicare. Because Part A...
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With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation.
Covered California, the state's online insurance...
Thanks to the Affordable Care Act plan, which goes more commonly by Obamacare, millions of eligible Americans have the opportunity to shop for health...
Decoding Car Insurance Deductibles: A Guide to Making the Right ChoiceCar insurance is an essential expense for every driver, providing protection and peace of...
What You Should Know
National General offers discounts for safe drivers of up to 23%
Save with Nat Gen’s anti-theft, low mileage, and safe driving discounts
Policyholders who use an app to monitor their driving behavior can save
Does National General offer safe...
Your agent is best positioned to advise you when they have all the facts.
Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...
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When it comes to travel, having the right insurance coverage is essential for peace of mind. While traditional...
If you’ve recently purchased a car and are wondering why you haven’t received the title yet, you’re not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does...
Life insurance can be a valuable part of your business plans.
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...
Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.
Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...
How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023 | Money
If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...
Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Virtual home inspections, necessary during the pandemic, remain popular because of convenience.
When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...
Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...
You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...
Just as you would before any important purchase, do some research before buying insurance.
Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
Life Insurance can be a complicated subject. It is considered an investment when it provides protection for your beneficiaries upon your death. The need for life insurance and how much of it depends on your requirements. Bogle Agency Insurance...
Have you ever experienced the anxiety that comes from having your personal information compromised? Identity theft is a growing concern in today’s digital age, and it can be frightening to think that someone may be using your name, social...
Highlights
Today’s CFOs need a more diverse skill set than ever before.
Books written by leaders in both the financial and leadership industries can help you stay up to date on the latest industry trends and best practices.
The pieces selected here...
Builders Liability Insurance Cost: Top 5 Vital Tips 2024
Builders liability insurance cost is a key consideration for anyone starting on a construction project in Florida. Whether you’re building a new property from scratch, remodeling an existing structure, or installing...
What is Old National Bank?
Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...
For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...
Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...
China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...
More than likely, if you are working with a health insurance broker, you have heard that the tenth annual enrollment period for the ACA is coming up. The enrollment period runs from November 1st to January 15th in the...
Benefits are an important tool for business owners, but the administration process can be tedious. Thanks to the advancements in automation, you can now use benefits management software to streamline the process. Take a look at the features of...
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On Friday of last week, we notified you that certain benefit administration deadline extensions were set to expire on 2/28/21 barring any late breaking regulatory update. Later that evening, the Department of Labor (DOL) and the Employee...
Moody’s RMS Event Response has estimated that private market insured losses from hurricane Milton will fall in a range between $22 billion and $36 billion, with a best estimate of $26 billion.The estimate includes only privately insured losses from...
“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.”
Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...
Next-gen computing and vehicle electrification are driving greater demand for electricity. Nuclear may be a source to help meet it; find out how in our latest Off the Cuff video with Ashley Misquitta, CFA, Senior Portfolio Manager and Investment...
