Sunday, March 16, 2025

Why Income Updates on...

The Covered California exchange provides health coverage solutions for many throughout the state,...

No-Fault Fraud: What You...

No longer can auto insurance companies use overly broad No-Fault fraud clauses in...

Employee Retention Saves a...

Quality employees are one of the most valuable resources a business can have....

Supporting the American Policyholder...

The American Policyholder Association (APA) has emerged as a powerful force in the...

A Deeper Dive into Insurance Claim Denials (with...

Understanding the reasons behind a denied claim is only the first step in the labyrinthine journey towards resolution. Each path presents its own hurdles and opportunities, demanding a strategic approach and unwavering perseverance. Delving into Policy Exclusions: Policy wordings, while seemingly innocuous, often hold the key to understanding exclusions. Hidden within the technical jargon lie limitations you might have overlooked. For instance, a seemingly comprehensive health insurance policy might exclude alternative therapies or experimental treatments. Familiarize yourself with these nuances, consulting with your agent or legal counsel if uncertainties arise. (Source: National Association of Insurance Commissioners, “Understanding Your Health Insurance Policy”) Building Your Case: A denied claim isn’t...

What The COVID-19 Self-Test Kit Means for Employers...

Save as PDF On November 17, 2020, the FDA issued emergency use authorization (EUA) for the first self-test kit for COVID-19 that can provide rapid results at home with 94%-98% accuracy. While Lucira’s single-use test is currently only available at Sutter Health in Northern California and the Cleveland Clinic in South Florida, it is expected to be available nationwide in early 2021. The test kit – estimated to cost around $50 – will require a prescription and all results must be reported to health authorities. Individuals over the age of 14 who are showing symptoms of COVID-19 will be able to self-administer the test and get results at...

Drafting A Simple Will is a Great New Year’s Resolution — Legal Insurance Blog — December 28, 2023

The New Year is a great time to set new goals and work on self-improvement. Often, people make resolutions to improve their health, finances,...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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Protect Yourself and Your Home or Business

Ladder safety is something many overlook, but it’s crucial to preventing serious injuries. In fact, more than 164,000 ladder-related injuries result in emergency room...

Greenlight Re exploring third-party capital and ILS investor opportunities

Greenlight Capital Re Ltd. (Greenlight Re), the reinsurance firm headquartered in the Cayman Islands and affiliated with investment manager David Einhorn, is working to...

Captive Insurance for the Affordable Housing Industry

Uncovering the strategic benefits of a unique approach to risk financing Save as PDF As Affordable Housing organizations face their annual insurance renewals, many have been...

How Insurance Agents Can Make Money With Digital Marketing Online?

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...

Understanding Roadside Assistance and Best Roadside Assistance Car Insurance USA 2024 

Roadside assistance is a support service designed to help drivers when they experience unexpected issues with their vehicles. It ensures you are not...

Do I Have To Provide My Employees With Health Insurance if...

Health insurance can be a confusing topic, especially when you are self-employed. If you are self-employed and considering hiring employees, it can become even more confusing. As a business owner, you have to follow the guidelines of the Affordable...

What Is Covered Under Medicare Part B

When you turn 65 years old, or if special circumstances apply, you are eligible to apply for Medicare coverage. Along with Medicare Part A, Part B is one of the most important parts of original Medicare. Because Part A...

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Get Ready for Open Enrollment! 3 Factors To Consider Before Choosing Health Insurance

You may have frequently heard the words “open enrollment” as the new insurance period approaches, but you are unsure of what the term means...

The Political Side of Health Care: Trump vs. Biden’s Plans

Health care is notorious for being politicized, and election season turns up the heat on issues that affect the insured and the uninsured alike....

California’s Mission To Prove The Affordable Care Act Is Alive and Well

With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation. Covered California, the state's online insurance...

Fast Facts About the 2021 Open Enrollment Period

Thanks to the Affordable Care Act plan, which goes more commonly by Obamacare, millions of eligible Americans have the opportunity to shop for health...

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How to choose an insurance deductible

Decoding Car Insurance Deductibles: A Guide to Making the Right ChoiceCar insurance is an essential expense for every driver, providing protection and peace of...

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Does National General offer safe driving discounts? (2024)

What You Should Know National General offers discounts for safe drivers of up to 23% Save with Nat Gen’s anti-theft, low mileage, and safe driving discounts Policyholders who use an app to monitor their driving behavior can save Does National General offer safe...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Non-Insurance Based Solutions: Credit Card Perks and Membership Clubs Offering Similar Benefits

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” When it comes to travel, having the right insurance coverage is essential for peace of mind. While traditional...

What Is a Lienholder? | Drake Insurance

If you’ve recently purchased a car and are wondering why you haven’t received the title yet, you’re not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.

“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage   Did you know that you are not required to have boat insurance to operate a vessel on the water in...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Is Life Insurance In NJ A Wise Investment?

   Life Insurance can be a complicated subject. It is considered an investment when it provides protection for your beneficiaries upon your death. The need for life insurance and how much of it depends on your requirements. Bogle Agency Insurance...

5 Examples — Legal Insurance Blog — December 22, 2023

Have you ever experienced the anxiety that comes from having your personal information compromised? Identity theft is a growing concern in today’s digital age, and it can be frightening to think that someone may be using your name, social...

12 Essential Books for the Modern CFO

Highlights Today’s CFOs need a more diverse skill set than ever before. Books written by leaders in both the financial and leadership industries can help you stay up to date on the latest industry trends and best practices. The pieces selected here...

The Blueprint to Builders Liability Insurance Costs

Builders Liability Insurance Cost: Top 5 Vital Tips 2024 Builders liability insurance cost is a key consideration for anyone starting on a construction project in Florida. Whether you’re building a new property from scratch, remodeling an existing structure, or installing...

Old National Bank Physician Mortgage

  What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...

Lake Michigan Credit Union Physician Mortgage (Updated 2024)

For medical professionals, securing a mortgage can be an arduous process due to their unique financial circumstances. Extensive education and substantial student loan...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Are You Ready for the 2023 Open Enrollment Period?

More than likely, if you are working with a health insurance broker, you have heard that the tenth annual enrollment period for the ACA is coming up. The enrollment period runs from November 1st to January 15th in the...

Features and Advantages of Benefits Management Software

Benefits are an important tool for business owners, but the administration process can be tedious. Thanks to the advancements in automation, you can now use benefits management software to streamline the process. Take a look at the features of...

Updated Guidance on Expiration of Deadline Extensions

Save as PDF On Friday of last week, we notified you that certain benefit administration deadline extensions were set to expire on 2/28/21 barring any late breaking regulatory update. Later that evening, the Department of Labor (DOL) and the Employee...

Hurricane Milton private market insured losses up to $36bn: Moody’s RMS

Moody’s RMS Event Response has estimated that private market insured losses from hurricane Milton will fall in a range between $22 billion and $36 billion, with a best estimate of $26 billion.The estimate includes only privately insured losses from...

Ladder Strategy Approach: Multiple Term Policies Designed for Specific Time Frames

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...

Empire Life Blog The Critical Role of Nuclear Power in the Global Energy Discussion

Next-gen computing and vehicle electrification are driving greater demand for electricity. Nuclear may be a source to help meet it; find out how in our latest Off the Cuff video with Ashley Misquitta, CFA, Senior Portfolio Manager and Investment...

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