Monday, March 17, 2025

How Captive Insurance Empowers...

Highlights   Manage rising healthcare costs with control and healthcare cost transparency. Captive insurance empowers...

The Impact of Business...

All businesses require some form of insurance to secure their financial interests and...

Your Guide to Purchasing...

In today’s world, home security has become a top priority for homeowners looking...

5 Examples — Legal...

Have you ever experienced the anxiety that comes from having your personal information...

Mini Tort Claim Denied Or At-Fault Driver Refuses...

How to hold a driver responsible for vehicle damage under the Michigan mini tort If the at-fault driver who damaged your car refuses pay on your mini tort claim, then you have two options for holding the driver accountable: (1) file a claim with his or her auto insurer if he or she has limited property damage coverage or (2) file a mini tort lawsuit against the driver in small claims court. Under Michigan’s mini tort law, car accident victims can recover a maximum of $3,000 for vehicle damage that is not otherwise covered by insurance from the at-fault driver who caused the crash. (MCL 500.3135(3)(e)) This...

Are Surcharges an Option for Unvaccinated Employees?

Save as PDF With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s extremely competitive labor market, some organizations believe a vaccine mandate would further hinder their ability to hire and retain employees.  Would imposing a surcharge on health plan premiums for unvaccinated employees be an alternative solution? Before exploring this option, employers need to know the percentage of employees on their health plan to determine the impact.    Legality Implementing a surcharge on health plan premiums for unvaccinated employees through a wellness program comes with some legal complexities. The design and administration of the program must be carefully considered and reviewed by legal counsel.  Some important issues to...

Drafting a Living Will is an Excellent New Year’s Resolution — Legal Insurance Blog — January 4, 2024

We often set goals and resolutions to improve our lives as we approach the start of a new year. One goal that many people...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

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How Are My Artisan Construction Insurance Rates Determined?

Managing job sites, coordinating schedules, and ensuring work quality are just a few of the tasks artisan contractors oversee each day. If you work...

Ceres highlights cat bonds, ILS, parametrics for faster more flexible climate coverage

Ceres, a non-profit that leads a national coalition of investors, environmental organisations and other public interest groups working to address global sustainability challenges, has...

RenaissanceRe third-party capital hits $7.72bn after Q3, up almost $1bn YoY

RenaissanceRe, the Bermudian global reinsurer, has lifted its third-party investor capital under management in reinsurance joint-ventures and insurance-linked securities (ILS) funds managed by RenRe’s...

A Crisis at an All-Time High

Employee Burnout, defined as a syndrome resulting from chronic workplace stress, has reached unprecedented levels globally and in Singapore, unsurprisingly. The state of physical...

TWIA needs almost $5.8bn in reinsurance for 2025, as CRTF eroded by Beryl, PML rises

The Texas Windstorm Insurance Association (TWIA) is looking at another relatively significant increase in its reinsurance purchase next year, as it projects it may...

Do You Know These Health Insurance Terms?

If you'll soon secure your own health insurance for the first time, or if it's been a while since you switched coverage providers, there may be insurance terms you aren't familiar with. To help you feel more confident about...

Are You Eligible for Medicare Once You Retire??

For many people, turning 65 means becoming eligible for Medicare. However, not everyone will qualify at 65, and there are some factors that can influence your eligibility. In addition to being the appropriate age, you must have worked and...

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Get Ready for Open Enrollment! 3 Factors To Consider Before Choosing Health Insurance

You may have frequently heard the words “open enrollment” as the new insurance period approaches, but you are unsure of what the term means...

The Political Side of Health Care: Trump vs. Biden’s Plans

Health care is notorious for being politicized, and election season turns up the heat on issues that affect the insured and the uninsured alike....

California’s Mission To Prove The Affordable Care Act Is Alive and Well

With the Affordable Care Act's fate hanging in the balance, California makes a convincing case for its continuation. Covered California, the state's online insurance...

Fast Facts About the 2021 Open Enrollment Period

Thanks to the Affordable Care Act plan, which goes more commonly by Obamacare, millions of eligible Americans have the opportunity to shop for health...

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Is Your New Car Covered Under Your Auto Insurance Policy?

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless...

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Finding a Group Health Insurance Broker For Your Company

Do you own a small business and employ a group of people? If so, you are likely interested in finding a group health insurance broker to help you find insurance plans that meet the needs of you and your...

Applied Epic Management System Reviews 2024

Applied Epic® is the world’s most widely used management platform. It allows you to manage and maintain a clear picture of your entire agency across all roles, locations and lines of business, including both P&C and benefits.Our Applied...

Get Coverage in Wake of Coronavirus Job Loss With Help From a Health Insurance Broker

The U.S. economy will feel the effects of the coronavirus for the next several months and beyond, with many individuals already feeling the sting in their own wallets. If you are one of 47 million Americans who are expected...

Non-Insurance Based Solutions: Credit Card Perks and Membership Clubs Offering Similar Benefits

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” When it comes to travel, having the right insurance coverage is essential for peace of mind. While traditional...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Helping to keep you informed – Supreme Court Judgement and FCA Test Case

Last Updated on January 25, 2021 by admin There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Boshers secures funding towards #2minutebeachclean `go-to’ litter pick app

Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

5 Common Money Squabbles for Married Couples, and How to Address Them

How to handle common money fights before they ruin your relationshipby Nicole Dieker October 28, 2023  |   Money If you and your partner fight about money, you’re not alone. And if most of your money squabbles are about financial...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Bogle Agency Insurance – 2024 Best Practices Agency

   Bogle Agency Insurance, Lyndhurst NJ, has been named a “Best Practices Agency” for 2024. This marks the 22nd consecutive year that we have done so, and we join an elite group of independent insurance agencies nationwide. The “Best Practices...

Essential Coverages for Peace of Mind

Alright, folks, let’s have a little heart-to-heart about something most people would rather not think about—insurance. I know, I know, it’s about as exciting as watching paint dry, but stick with me here. Because when life throws you a...

Is 1099 Exempt from Workers Compensation Insurance in Florida? Top 3 Shocking Facts 2024

Is 1099 exempt from workers compensation insurance in Florida? This is a common question for many business owners in Florida who hire independent contractors. Simply put, most 1099 contractors aren’t required to have workers’ compensation insurance in Florida, unless...

7 steps to register NEFT details in LIC online

Life Insurance Corporation of India regularly adds more services to its online portal, which are more useful and now very important for the policyholders as they cannot move freely during this pandemic.From 01/07/2020, Life Insurance Corporation of India has...

Physician Mortgages: How to Skip the PMI and Save

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible....

How to Insure Your Side Business

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is...

Navigating Group Health Insurance Policies

Health insurance plans each have their own rules, benefits and drawbacks. These can be tricky enough to work out when you're buying health insurance for just yourself, but when you're looking for a plan to provide employee benefits, a...

China financial regulator continues to promote Hong Kong for catastrophe bonds

China’s National Financial Regulatory Administration (NFRA), the financial industry regulatory agency under the State Council of the People’s Republic, is continuing to promote Hong Kong as a venue for insurers and reinsurers to sponsor catastrophe bonds.Speaking at a conference...

Protecting Everybody From the Flu Starts With You

Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If...

Transferable Skills: The Path to Success

In a rapidly evolving job market, sometimes it seems like the only constant is change. We’ve seen once-hot careers displaced by automation, whole industries disrupted by new technology, or job sites moving to other states — or even other...

Captive Insurance for the Affordable Housing Industry

Uncovering the strategic benefits of a unique approach to risk financing Save as PDF As Affordable Housing organizations face their annual insurance renewals, many have been surprised at the level of premium increases they are experiencing.  Today’s challenging and volatile insurance...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Medicaid vs Private Health Insurance: Who Qualifies and How They Compare

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Medicaid and private health insurance are two types of health coverage that individuals can obtain to help pay...

Self-Insured vs. Fully Insured Employee Health Benefits: How Do They Differ?

Highlights  Cost containment in healthcare is a significant concern for small and midsized companies. Many SMBs are discovering the advantages of transitioning from a fully funded to a self-funded insurance plan. Self-insured (or self-funded) insurance provides financial control, data transparency, flexible plan...

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